Income statement in USD
Year on year
| Gross margin | -- |
| Net profit margin | 12.37% |
| Operating margin | 13.22% |
| Return on assets | 0.46% |
| Return on equity | 4.53% |
| Return on investment | -- |
Growth rates in USD
Year on year, growth in dividends per share increased 33.33% while earnings per share excluding extraordinary items fell by 30.60%. The positive trend in dividend payments is noteworthy since only some companies in the Money Center Banks industry pay a dividend. Additionally when measured on a five year annualized basis, dividend per share growth is below the industry average relative to its peers, while earnings per share growth is in-line with the industry average.
| Div yield(5 year avg) | 0.03% |
| Div growth rate (5 year) | -71.59% |
| Payout ratio (TTM) | 1.47% |
| EPS growth(5 years) | -14.0366 |
| EPS (TTM) vs TTM 1 year ago | -22.0813 |
Cash flow in USD
In 2012,
| Cash flow per share | 3.69 |
| Price/Cash flow per share | 14.03 |
| Book value per share | 63.54 |
| Tangible book value per share | 52.66 |
Balance sheet in USD
| Current ratio | -- |
| Quick ratio | -- |
| Total debt/total equity | 2.53 |
| Total debt/total capital | -- |