Income statement in USD
Year on year
| Gross margin | 73.13% |
| Net profit margin | 18.32% |
| Operating margin | 27.38% |
| Return on assets | 0.80% |
| Return on equity | 10.61% |
| Return on investment | 1.89% |
Growth rates in USD
Year on year, both dividends per share and earnings per share excluding extraordinary items growth increased 26.43% and 213.48%, respectively. The positive trend in dividend payments is noteworthy since only some companies in the Money Center Banks industry pay a dividend. Additionally when measured on a five year annualized basis, both dividend per share and earnings per share growth ranked in-line with the industry average relative to its peers.
| Div yield(5 year avg) | 0.01% |
| Div growth rate (5 year) | 4.80% |
| Payout ratio (TTM) | 13.03% |
| EPS growth(5 years) | -10.5941 |
| EPS (TTM) vs TTM 1 year ago | 114.33 |
Cash flow in USD
In 2012,
| Cash flow per share | 17.61 |
| Price/Cash flow per share | 8.01 |
| Book value per share | 167.60 |
| Tangible book value per share | 157.44 |
Balance sheet in USD
| Current ratio | -- |
| Quick ratio | -- |
| Total debt/total equity | 5.51 |
| Total debt/total capital | 0.8457 |
