Press Release
17 July 2025
Swedbank's interim report for the second quarter 2025
Swedbank´s President and CEO Jens Henriksson comments:" Swedbank has once again delivered a strong result".
· Return on equity 15.4%
· Solid credit quality
· Further improved availability via telephone in Sweden during the quarter
|
Financial information |
Q2 |
Q1 |
|
Jan-Jun |
Jan-Jun |
|
|
SEKm |
2025 |
2025 |
% |
2025 |
2024 |
% |
|
Total income |
16 962 |
17 329 |
-2 |
34 291 |
36 324 |
-6 |
|
Net interest income |
10 917 |
11 489 |
-5 |
22 406 |
24 764 |
-10 |
|
Net commission income |
3 902 |
4 052 |
-4 |
7 954 |
8 145 |
-2 |
|
Net gains and losses on financial items |
856 |
541 |
58 |
1 398 |
1 593 |
-12 |
|
Other income¹ |
1 286 |
1 247 |
3 |
2 533 |
1 822 |
39 |
|
Total expenses |
6 119 |
6 115 |
0 |
12 234 |
12 650 |
-3 |
|
Profit before impairments, bank taxes and resolution fees |
10 843 |
11 214 |
-3 |
22 057 |
23 674 |
-7 |
|
Impairment of tangible and intangible assets |
0 |
0 |
|
0 |
32 |
-99 |
|
Credit impairments |
150 |
-141 |
|
9 |
-145 |
|
|
Bank taxes and resolution fees |
677 |
929 |
-27 |
1 606 |
2 149 |
-25 |
|
Profit before tax |
10 016 |
10 425 |
-4 |
20 441 |
21 637 |
-6 |
|
Tax expense |
2 130 |
2 229 |
-4 |
4 360 |
4 614 |
-6 |
|
Profit for the period |
7 886 |
8 196 |
-4 |
16 082 |
17 023 |
-6 |
|
|
|
|
|
|
|
|
|
Earnings per share, SEK, after dilution |
6.99 |
7.26 |
|
14.24 |
15.08 |
|
|
Return on equity, % |
15.4 |
15.2 |
|
15.2 |
17.1 |
|
|
C/I ratio |
0.36 |
0.35 |
|
0.36 |
0.35 |
|
|
Common Equity Tier 1 capital ratio, % |
19.7 |
19.7 |
|
19.7 |
20.1 |
|
|
Credit impairment ratio, % |
0.03 |
-0.03 |
|
0.00 |
-0.01 |
|
|
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement. |
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The full report can be downloaded here:
http://www.rns-pdf.londonstockexchange.com/rns/3874R_1-2025-7-16.pdf
For further information, please contact:
Maria Caneman, Head of Investor Relations, phone: +46 72 238 3210 email: maria.caneman@swedbank.se
Hannes Mård, Head of Press, phone +46 73 057 4195, e-mail: hannes.mard@swedbank.se
This information constitutes inside information and such information that Swedbank AB (publ) is obliged to make public pursuant to the EU Market Abuse Regulation (EU no 596/2014) and the Securities Market Act (2007:528). The information was submitted for publication, through the agency of the contact person set out above, July 17 2025, at 07:00 CEST.
Swedbank empowers the many people and businesses to create a better future. Our vision is a financially sound and sustainable society. Swedbank Group is the leading bank with over 7 million retail customers and 550 000 corporate customers in our four home markets: Sweden, Estonia, Latvia and Lithuania. Swedbank Group is also present in other Nordic countries, the U.S. and China. Together we make your financial life easier. Find out more: www.swedbank.com
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