Smart Insurance Steps to Keep Your Home and Family Ready for Anything

LOS ANGELES , Oct. 3, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) is encouraging households to be proactive as heavier fall weather approaches to ensure they're financially and physically protected should disaster strike. From wildfires and heavy rains to unexpected hail, having the right insurance coverage can mean the difference between a smooth recovery and a financial setback.

Moreover, the Federal Emergency Management Agency (FEMA) has noted that more than 40% of Americans are not financially prepared for a disaster.

"Preparedness is more than just stocking up on supplies — it's also about making sure your insurance will be there when you need it most," said Larry Anderson, Director, Underwriting Operations at Mercury Insurance. "Taking a few minutes now to review your coverage and strengthen your plan can save you time, money and stress in the aftermath of a crisis."

Here's five home insurance moves you can make now to protect your household:

• Review Your Policy Coverage: Understand what your homeowners, renters and auto policies cover — and what they don't. Separate policies are typically needed for flood and earthquake protection.

• Confirm Deductibles: Make sure your deductible is an amount you can realistically afford to pay in an emergency.

• Document Your Belongings: Keep a digital inventory with photos, receipts and serial numbers to make the claims process smoother.

• Bundle Auto Protection With Your Plan: Natural disasters can damage vehicles as well as homes — comprehensive auto coverage helps protect your car.

• Store Important Information Safely: Keep digital and physical copies of your policies and claims numbers handy in case you need them quickly.

For more information on insurance preparedness, visit Mercury's blog.

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on X, Instagram or Facebook.

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SOURCE Mercury Insurance