Experian’s first-of-its-kind self‑service digital onboarding platform helps small lenders pull credit reports quickly and efficiently

COSTA MESA, Calif.--(BUSINESS WIRE)--Apr. 7, 2026-- Experian^®, a global data and technology company, today announced the launch of Experian Express, marking the first time a credit bureau has offered a self‑service platform that enables community banks, credit unions and other small‑volume lenders to digitally credential, onboard and access consumer credit reports through a fully online process.

Designed for U.S. lenders with lower-volume credit report access needs, Experian Express streamlines their access to high-quality credit data. The new platform provides small financial institutions with real-time credentialing through a guided online application process that allows clients to access Experian consumer credit data for lending workflows more quickly and efficiently.

“Small lenders play a vital role in expanding consumer access to credit,” said Molly Poppie, Chief Product and Analytics Officer for Experian. “Driven by our commitment to financial inclusion, Experian Express brings digital onboarding to a traditionally manual process, giving lenders a faster, more efficient way to obtain the credit insights they need to confidently extend credit and support consumers across the communities they serve.”

Experian Express offers two subscription plans built for common credit workflows. It uses VantageScore^® 4.0¹, which combines trended credit data with machine learning and offers a more dynamic view of consumer credit behavior across 24 months. Depending on the plan, clients can also mitigate risk with built-in Experian fraud prevention tools such as Fraud Shield™ or PreciseID^®.

Experian Express is available now. To learn more, please visit: www.experian.com/express.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market using our unique combination of data, analytics, and software. We also assist millions of people in realizing their financial goals and help them save time and money.

We operate across a range of markets, including financial services, healthcare, automotive, agrifinance, insurance, and many other industry segments.

We invest in talented people and advanced technologies to unlock the power of data and drive innovation. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names are the property of their respective owners.

¹ VantageScore is a registered trademark of VantageScore Solutions, LLC.

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Annie Russell
Experian Public Relations
+1 949 683 5243
annie.russell@experian.com

Source: Experian