CrossCountry Mortgage Cuts Closing Times by More Than Half with Blend
The nation's #1 distributed retail mortgage lender partnered with Blend to reduce average closing time from 2 hours to 45 minutes with 0% post-closing signature errors.
By integrating directly with CCM's Loan Origination System (LOS), Blend Close replaced a patchwork of disconnected systems with a seamless end-to-end journey, significantly reducing friction for both borrowers and closing teams.
For Borrowers: One Login, From Application to Close
For borrowers, the previous traditional closings meant signing over 100 pages of documents in front of a notary, a process that typically took 1.5 to 2 hours. Manual data entry, signature mistakes, and incorrect dates created constant suspenses with investors kicking back a loan file.
With Blend Close, borrowers now log into one portal with one set of credentials, from application through signed documents, and can review closing packages ahead of time or revisit signed materials after the fact.
"I truly love the one-stop shop for borrowers,” shared
For Closing Teams: One Platform for Every Transaction Type
CCM’s closing team faced the same fragmentation, navigating multiple systems: one to prep files, another for hybrid closings, a third for full Remote Online Notarization (RON). The constant platform-switching disrupted workflows, created training overhead, and introduced avoidable errors.
Closers now manage every transaction type, from hybrid, hybrid with eNote, to full RON, from a single interface, with real-time status updates and completed documents automatically pushed back into the LOS. No platform switching or manual re-entry.
The RON capability also extended CCM's reach, enabling closings for military personnel, borrowers facing emergencies, and anyone unable to appear in person. Some transactions now close in as little as 25 to 30 minutes.
Results Across Every Dimension
The impact was immediate and measurable:
- 45-minute average closing time, down from 2 hours
- 25–30 minutes for the fastest transactions
- 85–120 loans closed per closer per month
- 0% post-closing signature errors
- Settlement agent closing time cut nearly in half, from 90 minutes to 45 minutes
- Investor suspenses declined as data errors were eliminated
The platform's ease of use also reduced training time and improved employee satisfaction. "The platform is easy to navigate," shared
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CCM is now transitioning from hybrid closings to hybrid with eNote, which enables faster loan delivery to investors. Further ahead, the company sees full RON becoming the default for a growing share of transactions, with Blend as the platform supporting that shift.
For more information on CCM's success with Blend Close, read the full case study at blend.com/customers/crosscountry-mortgage/.
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About CCM
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Source: Blend