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About the company
Jammu and Kashmir Bank Limited (the Bank) is engaged in banking and financial services. Its segments include Retail, Corporate and Treasury. The Bank offers a range of products and services, such as loans, personal accounts, term deposits, insurance, cards, business accounts, agriculture loans and others. The Bank offers a range of retail credit products, including home finance, personal loans, education loans, agriculture lending, trade credit and consumer credit and a number of financial products tailored to the needs of various customer segments. It provides loans, such as housing loan, consumer loan, JK bank personal consumption loan scheme, laptop/ pc finance, festival advance scheme, education loan scheme and others. It operates through over 996 branches and 1414 Automated Teller Machine spread over 18 states and four union territories across the country. It serves different sectors, such as employees of the government, semi-government and autonomous bodies, farmers, and others.
- Revenue in INR (TTM)130.91bn
- Net income in INR21.43bn
- Incorporated1938
- Employees12.51k
- LocationJammu and Kashmir Bank LtdM A RoadSRINAGAR 190001IndiaIND
- Phone+91 1 942481928
- Fax+91 1 942481928
- Websitehttps://www.jkbank.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jana Small Finance Bank Ltd | 51.38bn | 3.10bn | 39.13bn | 25.38k | 12.64 | -- | -- | 1.13 | 29.40 | 29.40 | 329.64 | -- | -- | -- | -- | -- | -- | 1.22 | -- | -- | -- | -- | 8.92 | 13.23 | -- | -- | -- | -- | 17.36 | 18.79 | -25.11 | 75.49 | 28.29 | -- |
| DCB Bank Ltd | 72.39bn | 7.03bn | 55.81bn | 11.06k | 7.84 | -- | -- | 1.73 | 22.11 | 22.11 | 101.35 | -- | -- | -- | -- | -- | -- | 0.8701 | -- | -- | -- | -- | 21.82 | 20.48 | -- | -- | -- | -- | 20.67 | 12.84 | 14.81 | 12.73 | 13.29 | -- |
| CSB Bank Ltd | 42.85bn | 6.22bn | 62.14bn | 7.62k | 10.23 | -- | -- | 2.16 | 35.86 | 35.86 | 165.98 | -- | -- | -- | -- | -- | -- | 1.62 | -- | -- | -- | -- | 21.60 | 26.79 | -- | -- | -- | 0.00 | 22.87 | 18.96 | 4.76 | 115.67 | 46.81 | -- |
| Equitas Small Finance Bank Ltd | 66.02bn | -674.93m | 66.21bn | 27.15k | -- | -- | -- | 1.55 | -0.5942 | -0.5942 | 37.33 | -- | -- | -- | -- | -- | -- | 1.30 | -- | -- | -- | -- | -1.58 | 13.62 | -- | -- | -- | 10.28 | 15.04 | 19.00 | -81.59 | -9.60 | 26.89 | -- |
| South Indian Bank Ltd | 96.60bn | 13.91bn | 104.99bn | 9.36k | 7.56 | 0.9524 | -- | 1.91 | 5.31 | 5.31 | 21.03 | 42.12 | -- | -- | -- | -- | 1.07 | 0.614 | -- | -- | -- | -- | 25.25 | 15.62 | -- | -- | -- | 7.55 | 9.29 | 3.93 | 21.76 | 65.61 | 13.61 | -- |
| Jammu and Kashmir Bank Ltd | 130.91bn | 21.43bn | 128.00bn | 12.51k | 5.97 | 0.8263 | -- | 1.84 | 19.46 | 19.46 | 63.30 | 140.67 | -- | -- | -- | -- | 1.27 | 0.8682 | -- | -- | -- | -- | 30.88 | 21.69 | -- | -- | -- | 8.81 | 11.84 | 8.23 | 17.53 | -- | -2.30 | -- |
| Central Bank of India Ltd | 351.23bn | 48.83bn | 335.54bn | 33.08k | 6.80 | 0.8494 | -- | 1.62 | 5.45 | 5.45 | 23.12 | 43.64 | -- | -- | -- | -- | 0.9555 | 0.4032 | -- | -- | -- | -- | 23.14 | 10.59 | -- | -- | -- | 2.03 | 9.56 | 7.38 | 47.48 | -- | 7.17 | -- |
| Bank of Maharashtra Ltd | 282.57bn | 64.74bn | 526.26bn | 14.59k | 8.12 | 1.58 | -- | 3.16 | 8.43 | 8.43 | 21.69 | 43.43 | -- | -- | -- | -- | 1.80 | 1.09 | -- | -- | -- | -- | 39.00 | 25.65 | -- | -- | -- | 24.07 | 21.73 | 16.76 | 36.10 | 69.27 | 33.26 | -- |
| IDFC First Bank Ltd | 394.09bn | 15.76bn | 602.36bn | 42.19k | 34.08 | 1.28 | -- | 2.11 | 2.06 | 2.06 | 37.46 | 54.78 | -- | -- | -- | -- | 0.432 | 0.6632 | -- | -- | -- | -- | 5.51 | 8.53 | -- | -- | -- | 2.43 | 20.37 | 17.58 | -49.35 | -- | 16.55 | -- |
| Yes Bank Ltd | 301.69bn | 31.74bn | 627.90bn | 28.69k | 19.85 | 1.25 | -- | 3.81 | 1.01 | 1.01 | 5.23 | 16.01 | -- | -- | -- | -- | 0.7541 | 0.1205 | -- | -- | -- | -- | 19.26 | 3.36 | -- | -- | -- | 0.00 | 12.00 | 3.48 | 90.36 | -- | 6.49 | -- |
| Holder | Shares | % Held |
|---|---|---|
| Kotak Mahindra Asset Management Co. Ltd.as of 31 Jan 2026 | 36.04m | 3.27% |
| The Vanguard Group, Inc.as of 04 Feb 2026 | 16.77m | 1.52% |
| Life Insurance Corporation of India (Investment Portfolio)as of 30 Sep 2025 | 14.64m | 1.33% |
| Dimensional Fund Advisors LPas of 05 Feb 2026 | 9.42m | 0.86% |
| BlackRock Fund Advisorsas of 06 Feb 2026 | 6.66m | 0.61% |
| Norges Bank Investment Managementas of 30 Jun 2025 | 3.78m | 0.34% |
| American Century Investment Management, Inc.as of 05 Feb 2026 | 3.25m | 0.30% |
| BlackRock Advisors (UK) Ltd.as of 06 Feb 2026 | 1.26m | 0.11% |
| Mellon Investments Corp.as of 06 Feb 2026 | 915.26k | 0.08% |
| Nippon Life India Asset Management Ltd. (Invt Mgmt)as of 31 Jan 2026 | 690.78k | 0.06% |
