Profile data is unavailable for this security.
About the company
International Personal Finance plc is a United Kingdom-based global financial services company. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a suite of traditional products and services that are tailored to its customers’ preferences and different credit profiles. It has built a suite of products ranging from home credit and digital installment loans through to a credit card, digital credit lines and a mobile wallet. It also offers a range of insurance and other value-added services which are underwritten by third-party partners. Its brands include Provident, Creditea and Credit24. It provides a ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with the offers and promotions it is running.
- Revenue in GBP (TTM)737.50m
- Net income in GBP54.20m
- Incorporated2006
- Employees6.67k
- LocationInternational Personal Finance PLC26 Whitehall RoadLEEDS LS12 1BEUnited KingdomGBR
- Phone+44 113 539 5466
- Fax+44 113 245 1675
- Websitehttps://www.ipfin.co.uk/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASA International Group PLC | 200.88m | 31.81m | 215.82m | 14.23k | 6.79 | 2.08 | 5.77 | 1.07 | 0.3181 | 0.3181 | 2.01 | 1.04 | 0.45 | -- | 7.96 | 14,114.62 | 7.02 | 2.24 | 13.74 | 4.60 | -- | -- | 15.60 | 6.47 | -- | 2.89 | 0.7772 | 6.37 | 42.88 | 4.90 | 217.72 | -2.97 | 16.93 | -- |
| S&U PLC | 107.00m | 19.95m | 256.99m | 248.00 | 12.88 | 1.07 | 12.58 | 2.40 | 1.64 | 1.64 | 8.81 | 19.85 | 0.2342 | -- | 67.83 | 431,455.70 | 4.37 | 6.89 | 4.44 | 7.03 | 84.80 | 81.02 | 18.65 | 25.66 | -- | 2.95 | 0.433 | 52.32 | 0.1507 | 5.15 | -29.58 | -9.11 | 18.94 | -3.58 |
| Vanquis Banking Group PLC | 605.00m | 8.00m | 283.68m | 1.28k | 36.68 | 0.5822 | 11.44 | 0.4689 | 0.0302 | 0.0328 | 2.27 | 1.90 | 0.1654 | -- | 9.05 | 473,025.80 | 0.2187 | 0.5986 | 0.2228 | 0.6153 | 74.99 | -- | 1.32 | 3.24 | -- | -- | 0.8743 | 91.43 | 3.26 | -0.3403 | 106.63 | -- | -3.58 | -- |
| Funding Circle Holdings PLC | 180.90m | 8.40m | 418.75m | 721.00 | 60.09 | 2.18 | 19.75 | 2.31 | 0.0232 | 0.0675 | 0.4763 | 0.6387 | 0.4781 | -- | 9.62 | 250,901.50 | 2.22 | -2.22 | 3.81 | -4.11 | -- | -- | 4.64 | -7.82 | -- | -- | 0.4722 | -- | 24.92 | -0.1799 | 103.66 | -- | -7.10 | -- |
| International Personal Finance Plc | 737.50m | 54.20m | 540.82m | 6.67k | 10.44 | 0.9905 | 6.52 | 0.7333 | 0.2357 | 0.2357 | 3.21 | 2.48 | 0.595 | -- | 1.06 | -- | 4.37 | 4.61 | 5.34 | 5.58 | 90.41 | 90.25 | 7.35 | 7.64 | -- | 148.67 | 0.5398 | 43.61 | 1.54 | 2.21 | -11.00 | -- | 17.83 | -- |
| Holder | Shares | % Held |
|---|---|---|
| Artemis Investment Management LLPas of 02 Feb 2026 | 30.23m | 13.75% |
| HSBC Global Asset Management (UK) Ltd.as of 25 Feb 2026 | 22.57m | 10.27% |
| FIAM LLCas of 31 Dec 2024 | 11.48m | 5.22% |
| HSBC Bank Plc (Market-Maker)as of 02 Feb 2026 | 11.10m | 5.05% |
| Marathon Asset Management Ltd.as of 31 Dec 2024 | 10.61m | 4.83% |
| Jupiter Asset Management Ltd.as of 31 Dec 2024 | 10.61m | 4.83% |
| Barclays Wealth Trustees (India) Pvt Ltd.as of 26 Feb 2026 | 10.17m | 4.63% |
| Janus Henderson Investors UK Ltd.as of 30 Dec 2025 | 9.50m | 4.32% |
| Soci�t� G�n�rale Gestion SAas of 26 Feb 2026 | 7.14m | 3.25% |
| BNP Paribas Asset Management Europe SASas of 31 Dec 2024 | 6.57m | 2.99% |
