Profile data is unavailable for this security.
About the company
Old Point Financial Corporation is a holding company of the Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services, N.A. (the Wealth). The Bank serves individual and commercial customers in the Hampton Roads region of Virginia. It has over 14 branch offices, serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. It offers insurance products through Old Point Insurance, LLC in partnership with Morgan Marrow Company. The Wealth offers a full range of services for individuals and businesses, including retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services.
- Revenue in USD (TTM)66.63m
- Net income in USD7.73m
- Incorporated1984
- Employees291.00
- LocationOld Point Financial Corp1 W Mellen StHAMPTON 23663United StatesUSA
- Phone+1 (757) 728-1247
- Websitehttps://oldpoint.com/
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| University Bancorp Inc (MICHIGAN) | 4.46m | 1.83m | 64.18m | 81.00 | 34.10 | 6.47 | 18.71 | 1.75 | 0.3818 | 0.3818 | 7.65 | 2.01 | -- | -- | -- | -- | 2.00 | 1.85 | -- | -- | -- | -- | 6.65 | 6.56 | -- | -- | -- | -- | 17.72 | 4.91 | 21.25 | -- | 1.41 | -- |
| First Reliance Bancshares Inc | 44.39m | 4.60m | 65.53m | 92.00 | 14.27 | 0.9177 | -- | 1.83 | 0.5641 | 0.5641 | 4.40 | 8.77 | -- | -- | -- | -- | 0.4818 | 0.763 | -- | -- | -- | -- | 12.83 | 15.90 | -- | -- | -- | -- | 33.68 | 13.44 | -22.39 | 13.63 | -- | -- |
| Bank of South Carolina | -100.00bn | -100.00bn | 65.94m | 80.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 31.68 | -- | -- | -- | -- | 26.64 | 6.04 | -17.45 | -4.52 | -- | 3.49 |
| Summit State Bank | 60.24m | 10.82m | 66.73m | 115.00 | 6.19 | 0.6945 | 5.95 | 1.64 | 1.62 | 1.62 | 6.07 | 14.40 | -- | -- | -- | -- | 0.9672 | 1.32 | -- | -- | -- | -- | 26.61 | 30.75 | -- | -- | -- | -- | 23.05 | 18.69 | -36.22 | 13.18 | -- | 1.92 |
| Delhi Bank Corp | -100.00bn | -100.00bn | 69.33m | 42.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 22.68 | -- | -25.43 | -- | -- | -- |
| Katahdin Bankshares Corp | 46.47m | 9.91m | 71.96m | 167.00 | 7.29 | 0.8196 | -- | 1.84 | 3.09 | 3.09 | 12.21 | 27.45 | -- | -- | -- | -- | 0.982 | 1.01 | -- | -- | -- | -- | 25.28 | 25.99 | -- | -- | -- | 18.27 | 28.50 | 6.97 | 1.88 | 9.40 | 10.33 | 7.17 |
| Old Point Financial Corp | 66.63m | 7.73m | 72.19m | 291.00 | 9.27 | 0.676 | 7.31 | 1.16 | 1.55 | 1.55 | 12.41 | 21.19 | -- | -- | -- | -- | 0.5518 | 0.6198 | -- | -- | -- | -- | 12.45 | 14.22 | -- | -- | -- | 33.95 | 38.68 | 11.73 | -15.13 | 9.46 | 17.11 | 4.94 |
| PRIME MERIDIAN HOLDING CO | 39.93m | 8.71m | 72.25m | 110.00 | 8.19 | 0.8967 | 7.66 | 2.31 | 2.69 | 2.69 | 9.62 | 24.53 | -- | -- | -- | -- | 1.04 | 1.01 | -- | -- | -- | -- | 27.87 | 28.13 | -- | -- | -- | 7.09 | 29.88 | 19.72 | -10.05 | 16.59 | -10.15 | 17.08 |
| United Bancorp Inc | 36.85m | 8.59m | 73.52m | 115.00 | 8.24 | 1.19 | 7.28 | 2.46 | 1.57 | 1.57 | 5.44 | 10.81 | -- | -- | -- | -- | 1.14 | 1.17 | -- | -- | -- | -- | 29.94 | 29.71 | -- | -- | -- | 50.27 | 33.22 | 11.56 | 3.92 | 16.13 | 6.61 | 5.04 |
| Cnb Community Bancorp Inc | 57.31m | 10.61m | 74.40m | -- | 6.91 | 0.7783 | -- | 1.54 | 4.92 | 4.92 | 22.43 | 43.67 | -- | -- | -- | -- | 0.8802 | 1.08 | -- | -- | -- | -- | 21.94 | 24.23 | -- | -- | -- | 21.53 | 31.72 | 14.88 | -13.06 | 4.61 | -- | 0.8851 |
| Peoples Financial Corp | 30.89m | 8.96m | 74.59m | 137.00 | 8.34 | -- | 9.60 | 2.26 | 1.92 | 1.92 | 7.08 | -- | -- | -- | -- | -- | -- | 0.716 | -- | -- | -- | -- | 27.11 | 19.09 | -- | -- | -- | 16.75 | 37.63 | 10.56 | 2.52 | 70.89 | 29.75 | 71.88 |
| Jeffersonville Bancorp | 29.41m | 11.18m | 76.18m | 125.00 | 6.82 | 0.9432 | -- | 2.58 | 2.64 | 2.64 | 6.98 | 19.07 | -- | -- | -- | -- | 1.62 | 1.21 | -- | -- | -- | -- | 37.80 | 30.14 | -- | -- | -- | 35.90 | 24.02 | 7.43 | 20.11 | 12.49 | 31.19 | 0.00 |
| Harleysville Financial Corp | 34.77m | 11.40m | 76.75m | 81.00 | 6.82 | -- | -- | 2.42 | 3.09 | 3.09 | 8.59 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 35.94 | 31.34 | -- | -- | -- | -- | 25.32 | 2.45 | 39.06 | 10.36 | -- | 5.51 |
| Southern Michigan Bancorp Inc | 65.57m | 10.91m | 76.83m | 173.00 | 7.08 | 0.7878 | -- | 1.61 | 2.40 | 2.40 | 10.50 | 21.58 | -- | -- | -- | -- | 0.8104 | 0.9801 | -- | -- | -- | -- | 22.85 | 25.52 | -- | -- | -- | 21.36 | 48.57 | 17.10 | -19.17 | 6.06 | -- | 5.05 |
| BNCCorp Inc | 43.28m | 5.71m | 77.13m | 144.00 | 13.59 | 0.713 | 11.34 | 1.82 | 1.59 | 1.59 | 11.82 | 30.38 | -- | -- | -- | -- | 0.5969 | 1.78 | -- | -- | -- | -- | 13.48 | 25.84 | -- | -- | -- | -- | 28.75 | 4.65 | -12.23 | -3.55 | -15.46 | -- |
| First Keystone Corp | 56.99m | 5.56m | 79.99m | 212.00 | 14.16 | 0.6511 | 12.58 | 2.27 | 0.918 | 0.918 | 5.83 | 19.97 | -- | -- | -- | -- | 0.4051 | 0.9312 | -- | -- | -- | -- | 15.76 | 28.63 | -- | -- | -- | 57.94 | 22.78 | 9.88 | -60.35 | -9.60 | 30.00 | 0.73 |
Data as of Apr 26 2024. Currency figures normalised to Old Point Financial Corp's reporting currency: US Dollar USD
31.74%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| PL Capital Advisors LLCas of 31 Dec 2023 | 604.85k | 12.01% |
| FJ Capital Management LLCas of 31 Dec 2023 | 360.02k | 7.15% |
| Old Point Trust & Financial Services, NA (Invt Mgmt)as of 31 Dec 2023 | 266.03k | 5.28% |
| The Vanguard Group, Inc.as of 31 Dec 2023 | 182.17k | 3.62% |
| Geode Capital Management LLCas of 31 Dec 2023 | 41.98k | 0.83% |
| PBMares Wealth Management LLCas of 31 Dec 2023 | 35.01k | 0.70% |
| Bridgeway Capital Management LLCas of 31 Dec 2023 | 32.32k | 0.64% |
| Renaissance Technologies LLCas of 31 Dec 2023 | 28.24k | 0.56% |
| Fourthstone LLCas of 31 Dec 2023 | 27.04k | 0.54% |
| Dimensional Fund Advisors LPas of 31 Dec 2023 | 21.68k | 0.43% |
More ▼
Data from 31 Dec 2023 - 31 Dec 2023Source: FactSet Research Systems Inc.
