Profile data is unavailable for this security.
About the company
Lake Shore Bancorp, Inc. is the mid-tier holding company of Lake Shore Savings Bank (the Bank), a federally chartered, community-oriented financial institution headquartered in Dunkirk, New York. The Bank has 11 full-service branch locations in Western New York, including five in Chautauqua County and six in Erie County. The Bank offers a range of retail and commercial lending and deposit services. The Bank’s principal business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to four-family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its primary sources of funds for lending and investments are deposits, borrowings, brokered deposits, receipts of principal and interest payments on loans and securities.
- Revenue in USD (TTM)34.41m
- Net income in USD4.15m
- Incorporated1981
- Employees115.00
- LocationLake Shore Bancorp Inc31 EAST FOURTH STREETDUNKIRK 14048United StatesUSA
- Phone+1 (716) 366-4070
- Fax+1 (302) 655-5049
- Websitehttps://www.lakeshoresavings.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
First Seacoast Bancorp Inc | 20.59m | -10.66m | 44.32m | 76.00 | -- | 0.6653 | -- | 4.66 | -2.29 | -2.29 | 2.04 | 13.12 | -- | -- | -- | -- | -1.92 | -0.3226 | -- | -- | -- | -- | -112.13 | -10.92 | -- | -- | -- | -- | 23.96 | 7.62 | -1,786.02 | -- | 14.51 | -- |
NSTS Bancorp Inc | 7.73m | -3.96m | 50.60m | 46.00 | -- | 0.6525 | -- | 9.98 | -0.7971 | -0.7971 | 1.01 | 14.59 | -- | -- | -- | -- | -1.52 | -- | -- | -- | -- | -- | -78.05 | -- | -- | -- | -- | -- | 21.74 | -- | -14,755.56 | -- | -- | -- |
Ks Bancorp Inc | 30.91m | 5.88m | 53.12m | 72.00 | 9.05 | 1.26 | -- | 2.26 | 5.30 | 5.30 | 21.17 | 38.00 | -- | -- | -- | -- | 0.9479 | 1.11 | -- | -- | -- | -- | 25.04 | 27.35 | -- | -- | -- | 11.80 | 33.32 | 12.26 | -17.84 | 11.88 | -- | 27.68 |
Catalyst Bancorp Inc | 9.66m | 602.00k | 53.33m | 48.00 | 83.70 | 0.658 | 53.07 | 5.68 | 0.1398 | 0.1398 | 2.14 | 17.78 | -- | -- | -- | -- | 0.2254 | -- | -- | -- | -- | -- | 6.41 | -- | -- | -- | -- | -- | 20.55 | -- | 234.44 | -- | -- | -- |
Wayne Savings Bancshares, Inc | 36.89m | 7.09m | 54.36m | -- | 7.73 | 1.03 | -- | 2.22 | 3.20 | 3.20 | 11.03 | 24.09 | -- | -- | -- | -- | 0.9031 | 1.21 | -- | -- | -- | -- | 28.99 | 33.45 | -- | -- | -- | 26.25 | 35.94 | 14.31 | -13.01 | 8.76 | -- | 14.38 |
IF Bancorp Inc | 36.41m | 1.94m | 54.51m | 104.00 | 26.73 | 0.7393 | 20.78 | 2.40 | 0.6079 | 0.6079 | 7.10 | 21.98 | -- | -- | -- | -- | 0.2235 | 0.6115 | -- | -- | -- | -- | 8.54 | 18.81 | -- | -- | -- | 21.41 | 29.36 | 7.07 | -19.43 | 8.80 | -14.25 | 14.87 |
TC Bancshares Inc | 20.82m | 265.82k | 58.34m | 65.00 | 265.07 | 0.7564 | 61.27 | 3.87 | 0.0509 | 0.0509 | 3.15 | 17.85 | -- | -- | -- | -- | 0.0593 | -- | -- | -- | -- | -- | 1.76 | -- | -- | -- | -- | -- | 35.82 | -- | -84.90 | -- | -- | -- |
Madison County Financial Inc | 24.94m | 3.23m | 59.98m | 51.00 | 17.82 | 0.6523 | -- | 4.64 | 1.25 | 1.25 | 4.99 | 34.11 | -- | -- | -- | -- | 0.535 | 1.22 | -- | -- | -- | -- | 24.97 | 37.08 | -- | -- | -- | 25.55 | 23.62 | 7.94 | -58.09 | -10.26 | -18.06 | 19.14 |
Home Loan Financial Corporation | -100.00bn | -100.00bn | 64.64m | 33.00 | -- | 1.80 | -- | -- | -- | -- | -- | 15.97 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 34.23 | -- | 24.41 | -- | -- | -- |
Lake Shore Bancorp, Inc. | 34.41m | 4.15m | 65.55m | 115.00 | 16.13 | -- | 17.49 | 2.52 | 0.7148 | 0.7148 | 4.48 | -- | -- | -- | -- | -- | -- | 0.7579 | -- | -- | -- | -- | 15.97 | 20.50 | -- | -- | -- | 18.99 | 26.17 | 9.40 | -15.56 | 3.80 | -13.73 | -- |
Territorial Bancorp Inc | 69.09m | 4.98m | 67.52m | 232.00 | 13.39 | 0.2689 | 11.03 | 1.50 | 0.5714 | 0.5714 | 5.20 | 28.45 | -- | -- | -- | -- | 0.2282 | 0.7438 | -- | -- | -- | -- | 11.15 | 26.76 | -- | -- | -- | 60.73 | 10.18 | -1.18 | -68.99 | -23.60 | 13.54 | -2.50 |
Magyar Bancorp Inc | 43.87m | 7.65m | 74.19m | 89.00 | 9.31 | -- | 11.60 | 2.41 | 1.20 | 1.20 | 4.82 | -- | -- | -- | -- | -- | -- | 0.7236 | -- | -- | -- | -- | 24.89 | 19.98 | -- | -- | -- | -- | 29.03 | 9.35 | -2.65 | 30.59 | 1.70 | -- |
Security Federal Corp | 64.98m | 10.19m | 74.27m | 258.00 | 7.33 | 0.8306 | 5.98 | 1.53 | 3.14 | 3.14 | 14.97 | 53.38 | -- | -- | -- | -- | 0.6953 | 0.7942 | -- | -- | -- | -- | 20.95 | 21.70 | -- | -- | -- | 16.68 | 52.61 | 14.46 | -0.3715 | 7.17 | -0.0951 | 7.63 |
Cullman Bancorp, Inc. | 19.46m | 3.90m | 74.47m | 57.00 | 18.74 | 0.7356 | 16.68 | 4.41 | 0.547 | 0.547 | 2.35 | 13.93 | -- | -- | -- | -- | 0.947 | -- | -- | -- | -- | -- | 23.40 | -- | -- | -- | -- | -- | 17.73 | -- | -5.47 | -- | -- | -- |
Riverview Bancorp Inc | 56.56m | 3.80m | 79.38m | 229.00 | 20.97 | 0.5102 | 9.12 | 1.64 | 0.1793 | 0.1793 | 2.29 | 7.37 | -- | -- | -- | -- | 0.2442 | 0.9448 | -- | -- | -- | -- | 7.86 | 24.39 | -- | -- | -- | 31.41 | 1.60 | 2.55 | -78.98 | -26.13 | -- | 11.38 |
Holder | Shares | % Held |
---|---|---|
M3F, Inc.as of 31 Dec 2023 | 102.25k | 1.80% |
Stilwell Value LLCas of 31 Dec 2023 | 100.00k | 1.76% |
HBK Sorce Advisory LLCas of 31 Dec 2023 | 62.47k | 1.10% |
The Vanguard Group, Inc.as of 31 Dec 2023 | 53.92k | 0.95% |
Global Retirement Partners LLCas of 31 Mar 2024 | 31.47k | 0.55% |
Minerva Advisors LLCas of 31 Dec 2023 | 30.12k | 0.53% |
Bridgeway Capital Management LLCas of 31 Dec 2023 | 28.85k | 0.51% |
Dimensional Fund Advisors LPas of 31 Dec 2023 | 26.94k | 0.47% |
First Manhattan Co LLCas of 31 Dec 2023 | 18.51k | 0.33% |
BHZ Capital Management LPas of 31 Dec 2023 | 13.44k | 0.24% |