Profile data is unavailable for this security.
About the company
Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp (PFC). The business activities of the Bank consist of community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations primarily consist of accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in single-family, multi-family, commercial real estate, construction and other mortgage loans. The Bank conducts trustee services for its real estate transactions through PFC. It operates approximately 12 full-service banking offices in Riverside County.
- Revenue in USD (TTM)51.93m
- Net income in USD8.03m
- Incorporated1996
- Employees161.00
- LocationProvident Financial Holdings Inc3756 Central AveRIVERSIDE 92506-2421United StatesUSA
- Phone+1 (909) 686-6060
- Fax+1 (302) 655-5049
- Websitehttps://ir.myprovident.com/
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TC Bancshares Inc | 20.82m | 265.82k | 58.77m | 65.00 | 267.03 | 0.762 | 61.72 | 3.90 | 0.0509 | 0.0509 | 3.15 | 17.85 | -- | -- | -- | -- | 0.0593 | -- | -- | -- | -- | -- | 1.76 | -- | -- | -- | -- | -- | 35.82 | -- | -84.90 | -- | -- | -- |
| Madison County Financial Inc | 24.94m | 3.23m | 59.98m | 51.00 | 17.82 | 0.6523 | -- | 4.64 | 1.25 | 1.25 | 4.99 | 34.11 | -- | -- | -- | -- | 0.535 | 1.22 | -- | -- | -- | -- | 24.97 | 37.08 | -- | -- | -- | 25.55 | 23.62 | 7.94 | -58.09 | -10.26 | -18.06 | 19.14 |
| Lake Shore Bancorp, Inc. | 34.41m | 4.15m | 61.68m | 115.00 | 15.18 | -- | 16.46 | 2.37 | 0.7148 | 0.7148 | 4.48 | -- | -- | -- | -- | -- | -- | 0.7579 | -- | -- | -- | -- | 15.97 | 20.50 | -- | -- | -- | 18.99 | 26.17 | 9.40 | -15.56 | 3.80 | -13.73 | -- |
| Territorial Bancorp Inc | 69.09m | 4.98m | 63.02m | 232.00 | 12.50 | 0.2510 | 10.30 | 1.40 | 0.5714 | 0.5714 | 5.20 | 28.45 | -- | -- | -- | -- | 0.2282 | 0.7438 | -- | -- | -- | -- | 11.15 | 26.76 | -- | -- | -- | 60.73 | 10.18 | -1.18 | -68.99 | -23.60 | 13.54 | -2.50 |
| Home Loan Financial Corporation | -100.00bn | -100.00bn | 63.29m | 33.00 | -- | 1.76 | -- | -- | -- | -- | -- | 15.97 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 34.23 | -- | 24.41 | -- | -- | -- |
| Security Federal Corp | 64.98m | 10.19m | 74.27m | 258.00 | 7.33 | 0.8306 | 5.98 | 1.53 | 3.14 | 3.14 | 14.97 | 53.38 | -- | -- | -- | -- | 0.6953 | 0.7942 | -- | -- | -- | -- | 20.95 | 21.70 | -- | -- | -- | 16.68 | 52.61 | 14.46 | -0.3715 | 7.17 | -0.0951 | 7.63 |
| Magyar Bancorp Inc | 41.12m | 7.55m | 74.86m | 89.00 | 9.55 | 0.7027 | 8.91 | 2.43 | 1.18 | 1.18 | 4.80 | 16.01 | -- | -- | -- | -- | 0.8688 | 0.7236 | -- | -- | -- | -- | 24.53 | 19.98 | -- | -- | -- | -- | 29.03 | 9.35 | -2.65 | 30.59 | 1.70 | -- |
| Cullman Bancorp, Inc. | 19.46m | 3.90m | 75.45m | 57.00 | 18.99 | 0.7453 | 16.90 | 4.47 | 0.547 | 0.547 | 2.35 | 13.93 | -- | -- | -- | -- | 0.947 | -- | -- | -- | -- | -- | 23.40 | -- | -- | -- | -- | -- | 17.73 | -- | -5.47 | -- | -- | -- |
| Oconee Federal Financial Corp | 18.29m | 4.11m | 84.70m | 79.00 | 17.49 | 1.15 | 16.45 | 4.92 | 0.7329 | 0.7329 | 3.07 | 11.14 | -- | -- | -- | -- | 0.7286 | 0.7612 | -- | -- | -- | -- | 23.90 | 23.31 | -- | -- | -- | 56.27 | -1.46 | -0.8648 | 0.9125 | -5.76 | 1.88 | 0.00 |
| HMN Financial, Inc. | 45.56m | 5.69m | 88.76m | 161.00 | 15.32 | 0.8156 | 15.19 | 2.32 | 1.30 | 1.30 | 8.72 | 24.39 | -- | -- | -- | -- | 0.5116 | 0.9597 | -- | -- | -- | -- | 14.89 | 22.21 | -- | -- | -- | 5.15 | 26.92 | 7.43 | -25.36 | -6.12 | -22.66 | -- |
| Provident Financial Holdings, Inc. | 51.93m | 8.03m | 89.56m | 161.00 | 11.36 | 0.6927 | 8.06 | 2.22 | 1.14 | 1.14 | 5.71 | 18.67 | -- | -- | -- | -- | 0.6247 | 0.6345 | -- | -- | -- | -- | 19.94 | 18.29 | -- | -- | -- | 55.40 | 32.43 | 1.49 | -5.51 | 16.93 | -23.93 | 0.00 |
| Riverview Bancorp Inc | 56.21m | 9.75m | 93.94m | 229.00 | 9.69 | 0.5928 | 7.62 | 1.74 | 0.4593 | 0.4593 | 2.55 | 7.51 | -- | -- | -- | -- | 0.6114 | 1.19 | -- | -- | -- | -- | 18.03 | 28.13 | -- | -- | -- | 26.51 | 11.72 | 4.20 | -17.19 | 7.92 | 45.82 | 13.00 |
| Finward Bancorp | 85.78m | 8.38m | 105.76m | 276.00 | 12.58 | 0.7177 | 6.33 | 1.62 | 1.96 | 1.96 | 15.24 | 34.28 | -- | -- | -- | -- | 0.4011 | 0.8185 | -- | -- | -- | -- | 12.83 | 20.36 | -- | -- | -- | 34.16 | 19.09 | 16.81 | -44.43 | -2.14 | 2.57 | -2.31 |
| Citizens Community Bancorp Inc. | 84.25m | 13.06m | 109.59m | 214.00 | 8.40 | 0.6313 | 6.77 | 1.87 | 1.25 | 1.25 | 5.60 | 16.60 | -- | -- | -- | -- | 0.7121 | 0.8942 | -- | -- | -- | -- | 22.29 | 23.06 | -- | -- | -- | 17.32 | 21.40 | -- | -26.47 | -- | -- | -- |
| BV Financial Inc | -100.00bn | -100.00bn | 118.42m | 34.00 | -- | 0.607 | -- | -- | -- | -- | -- | 17.15 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 13.52 | -- | 11.47 | -- | -- | -- |
Data as of Apr 25 2024. Currency figures normalised to Provident Financial Holdings Inc's reporting currency: US Dollar USD
46.48%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| M3F, Inc.as of 31 Dec 2023 | 644.43k | 9.30% |
| Dimensional Fund Advisors LPas of 31 Dec 2023 | 497.96k | 7.19% |
| Raffles Capital Management LLCas of 31 Dec 2023 | 391.35k | 5.65% |
| Manulife Investment Management (US) LLCas of 31 Dec 2023 | 323.52k | 4.67% |
| Columbia Management Investment Advisers LLCas of 31 Dec 2023 | 294.81k | 4.26% |
| BlackRock Fund Advisorsas of 31 Dec 2023 | 285.82k | 4.13% |
| The Vanguard Group, Inc.as of 31 Dec 2023 | 280.25k | 4.05% |
| Renaissance Technologies LLCas of 31 Dec 2023 | 269.75k | 3.89% |
| Robert W. Baird & Co., Inc. (Private Banking)as of 31 Dec 2023 | 164.06k | 2.37% |
| Bridgeway Capital Management LLCas of 31 Dec 2023 | 67.67k | 0.98% |
More ▼
Data from 31 Dec 2023 - 31 Dec 2023Source: FactSet Research Systems Inc.
