Profile data is unavailable for this security.
About the company
Enova International, Inc. is a technology and analytics company, which is focused on providing online financial services. The Company offers or arranges loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. It also offers financing to small businesses in 49 states and Washington D.C. in the United States. Its customers include small businesses which have bank accounts but use alternative financial services because of their limited access to more traditional credit from banks, credit card companies and other lenders. The Company’s products and services include consumer installment loans; small business installment loans; consumer line of credit accounts; small business line of credit accounts; CSO program, and bank programs. It markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com, Headway Capital at www.headwaycapital.com and Pangea at www.pangeamoneytransfer.com.
- Revenue in USD (TTM)1.29bn
- Net income in USD172.63m
- Incorporated2011
- Employees1.68k
- LocationEnova International Inc175 West Jackson Blvd., Suite 600CHICAGO 60604United StatesUSA
- Phone+1 (312) 568-4200
- Fax+1 (312) 268-6465
- Websitehttps://www.enova.com/
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ellington Financial Inc | 370.17m | 60.90m | 991.76m | 400.00 | 13.01 | 0.8332 | 14.88 | 2.68 | 0.8961 | 0.8961 | 5.39 | 18.28 | 0.0252 | -- | 8.35 | 925,430.00 | 0.6037 | 0.5657 | 0.7601 | 0.8477 | 23.58 | 39.98 | 23.98 | 17.86 | -- | -0.1981 | 0.8967 | 244.22 | 31.17 | 22.35 | 171.36 | 5.46 | -- | 1.88 |
| Global Blue Group Holding Ltd | 434.45m | 22.98m | 1.01bn | 1.78k | 42.96 | 14.74 | 13.67 | 2.33 | 0.1186 | 0.1186 | 2.27 | 0.3457 | 0.3585 | -- | 1.79 | 243,664.40 | 2.44 | -- | 3.65 | -- | -- | -- | 6.80 | -- | -- | 2.24 | 0.8915 | -- | 147.32 | -- | 73.63 | -- | -- | -- |
| LendingClub Corp | 799.61m | 37.52m | 1.03bn | 1.03k | 27.08 | 0.8144 | 12.12 | 1.29 | 0.3426 | 0.3426 | 7.31 | 11.40 | 0.0889 | -- | -- | 780,110.30 | 0.417 | 0.5363 | 2.67 | 1.40 | -- | -- | 4.69 | 2.98 | -- | -- | 0.8601 | 0.00 | -27.17 | -4.36 | -86.56 | -- | 2.35 | -- |
| Repay Holdings Corp | 296.63m | -110.49m | 1.04bn | 512.00 | -- | 1.15 | -- | 3.49 | -1.22 | -1.22 | 3.29 | 8.98 | 0.1885 | -- | 8.53 | 579,349.60 | -7.46 | -5.78 | -7.94 | -6.48 | 76.50 | 75.60 | -39.59 | -33.43 | -- | 2.39 | 0.3432 | -- | 6.23 | -- | -960.78 | -- | -- | -- |
| Foreign Trade Bank of Latin America Inc | 729.45m | 180.47m | 1.12bn | 268.00 | 6.15 | -- | 6.08 | 3.99 | 4.94 | 4.94 | 7.65 | -- | -- | -- | -- | -- | -- | 1.18 | -- | -- | -- | -- | 64.56 | 61.69 | -- | -- | -- | 46.25 | 104.21 | 21.32 | 80.53 | 71.69 | 25.96 | -8.27 |
| Zuora Inc | 431.66m | -68.19m | 1.47bn | 1.62k | -- | 11.01 | -- | 3.41 | -0.4878 | -0.4878 | 3.08 | 0.9155 | 0.5785 | -- | 3.94 | 266,786.80 | -9.14 | -20.82 | -15.13 | -36.77 | 65.95 | 59.84 | -15.80 | -29.74 | -- | -- | 0.729 | -- | 8.98 | 12.93 | 65.55 | -- | -5.73 | -- |
| Ready Capital Corp | 1.05bn | 325.00m | 1.49bn | 374.00 | 3.65 | 0.6143 | 4.33 | 1.42 | 2.37 | 2.36 | 6.88 | 14.79 | 0.0872 | -- | 21.09 | 2,804,655.00 | 2.92 | 1.91 | 3.01 | 1.96 | 23.95 | 34.04 | 33.49 | 24.63 | -- | -- | 0.777 | 98.17 | 46.92 | 34.88 | 144.19 | 40.92 | 45.19 | -0.0476 |
| Upbound Group Inc | 4.07bn | -24.82m | 1.68bn | 12.97k | -- | -- | 14.96 | 0.4126 | -0.4573 | -0.4573 | 73.54 | -- | 1.52 | 1.80 | 38.75 | 313,979.90 | -0.9248 | 4.70 | -1.27 | 6.72 | 50.22 | 52.73 | -0.6095 | 2.86 | -- | 2.58 | 0.6903 | 63.40 | -5.96 | 8.46 | -141.91 | -- | 13.81 | -- |
| Enova International Inc | 1.29bn | 172.63m | 1.68bn | 1.68k | 11.16 | 1.47 | 7.99 | 1.30 | 5.56 | 5.56 | 41.45 | 42.06 | 0.3041 | -- | 0.3727 | 770,088.40 | 4.07 | 8.69 | 4.31 | 9.24 | -- | -- | 13.38 | 21.91 | -- | 2.12 | 0.7256 | 0.00 | 10.05 | 4.81 | -15.57 | 26.86 | 22.99 | -- |
| Federal National Mortgage Association | 139.32bn | 3.00m | 1.73bn | 8.10k | 3,040.82 | -- | -- | 0.0124 | 0.0005 | 0.0005 | 23.72 | 45.34 | 0.0323 | -- | -- | 17,199,630.00 | 0.4034 | 0.3944 | 0.4044 | 0.3954 | 18.39 | 20.57 | 12.50 | 13.35 | -- | -- | 0.9819 | -- | 15.58 | 3.45 | 0.00 | -75.42 | -- | -- |
| Navient Corp | 1.11bn | 190.00m | 1.79bn | 4.50k | 10.11 | 0.6471 | -- | 1.61 | 1.58 | 1.58 | 9.30 | 24.70 | 0.0176 | -- | 13.10 | 246,000.00 | 0.3017 | 0.624 | 0.3283 | 0.6696 | 105.78 | 109.67 | 17.16 | 32.92 | -- | -- | 0.9523 | 21.01 | -18.81 | -6.66 | -64.65 | -7.46 | -- | 0.00 |
| Payoneer Global Inc | 831.10m | 93.33m | 1.81bn | 2.17k | 21.27 | 2.73 | 14.97 | 2.18 | 0.2388 | 0.2388 | 2.13 | 1.86 | 0.1198 | -- | 79.69 | 383,527.00 | 1.35 | -- | 13.74 | -- | -- | -- | 11.23 | -- | -- | -- | 0.027 | -- | 32.42 | -- | 879.72 | -- | -- | -- |
| Bread Financial Holdings Inc | 4.77bn | 416.00m | 2.02bn | 7.00k | 4.90 | 0.6676 | 3.88 | 0.424 | 8.33 | 7.93 | 95.64 | 61.13 | 0.2155 | -- | 0.3003 | 681,428.60 | 1.88 | 1.98 | 4.67 | 4.41 | 91.72 | 90.67 | 8.72 | 11.43 | -- | 1.57 | 0.8557 | 13.04 | 11.11 | -3.22 | 229.02 | -4.25 | -24.82 | -18.10 |
| Federal Agricultural Mortgage Corp | 1.39bn | 172.84m | 2.04bn | 185.00 | 12.29 | 2.27 | -- | 1.47 | 15.80 | 15.80 | 127.30 | 130.22 | 0.049 | -- | 4.54 | 7,525,881.00 | 0.7035 | 0.602 | 0.9928 | 0.9443 | 24.73 | 34.22 | 14.37 | 19.97 | -- | -- | 0.9515 | 30.59 | 94.22 | 20.66 | 14.48 | 12.74 | -- | 13.66 |
| Upstart Holdings Inc | 513.56m | -240.13m | 2.12bn | 1.39k | -- | 3.28 | -- | 4.13 | -2.89 | -2.89 | 6.13 | 7.36 | 0.2598 | -- | 11.79 | 370,001.40 | -12.15 | -3.57 | -14.25 | -4.49 | 70.71 | 80.07 | -46.76 | -8.18 | -- | -- | 0.6209 | -- | -39.04 | 38.90 | -120.98 | -- | 63.20 | -- |
| Arbor Realty Trust Inc | 1.62bn | 330.07m | 2.44bn | 647.00 | 8.55 | 0.9781 | 6.62 | 1.50 | 1.51 | 1.51 | 7.42 | 16.54 | 0.0991 | -- | 22.90 | 2,510,414.00 | 2.44 | 2.64 | 2.47 | 2.68 | 44.39 | 57.20 | 24.66 | 31.30 | -- | -- | 0.7874 | 82.91 | 38.04 | 27.35 | 15.88 | 24.96 | -- | 11.64 |
Data as of May 04 2024. Currency figures normalised to Enova International Inc's reporting currency: US Dollar USD
51.55%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| BlackRock Fund Advisorsas of 31 Dec 2023 | 4.77m | 16.92% |
| Dimensional Fund Advisors LPas of 31 Dec 2023 | 2.20m | 7.80% |
| The Vanguard Group, Inc.as of 31 Dec 2023 | 1.97m | 7.01% |
| SSgA Funds Management, Inc.as of 31 Dec 2023 | 1.17m | 4.16% |
| Empyrean Capital Partners LPas of 31 Dec 2023 | 980.00k | 3.48% |
| Renaissance Technologies LLCas of 31 Dec 2023 | 879.32k | 3.12% |
| Wellington Management Co. LLPas of 31 Dec 2023 | 773.86k | 2.75% |
| Geode Capital Management LLCas of 31 Dec 2023 | 635.14k | 2.25% |
| 683 Capital Management LLCas of 31 Dec 2023 | 580.00k | 2.06% |
| Mangrove Partnersas of 31 Dec 2023 | 565.01k | 2.01% |
More ▼
Data from 31 Dec 2023 - 31 Dec 2023Source: FactSet Research Systems Inc.
