Profile data is unavailable for this security.
About the company
Embassy Bancorp, Inc. is a bank holding company. The Company's operating subsidiary is Embassy Bank for The Lehigh Valley (the Bank). The Company acts as an independent community financial services provider and offers banking and related financial services to individual, business, and government customers. The Company offers an array of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer, residential mortgage, and home equity loans; and the providing of other financial services. The Company offers its retail customer base a product line of consumer loan services, including mortgage loans, first time home buyer mortgages, secured home equity loans, lines of credit, auto loans, and, to a much lesser extent, unsecured personal loans. It offers a range of specialty home equity and mortgage products. Its other services include mobile banking, commercial credit cards, safe deposit boxes, among others.
- Revenue in USD (TTM)57.16m
- Net income in USD12.66m
- Incorporated2008
- Employees110.00
- LocationEmbassy Bancorp IncSUITE 100, 100 GATEWAY DRIVEBETHLEHEM 18017United StatesUSA
- Phone+1 (610) 882-8800
- Websitehttps://www.embassybank.com/
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Killbuck Bancshares Inc | 14.68m | 3.03m | 98.16m | 100.00 | 32.45 | 2.13 | 28.23 | 7.70 | 4.93 | 4.93 | 20.74 | 75.06 | -- | -- | -- | -- | 0.701 | 1.00 | -- | -- | -- | -- | 23.77 | 27.10 | -- | -- | -- | 53.53 | -2.28 | -6.17 | -3.52 | -11.25 | -36.53 | -2.71 |
| Pacific Financial Corp | 55.48m | 14.61m | 98.69m | 234.00 | 6.78 | 0.8605 | -- | 1.78 | 1.40 | 1.40 | 5.31 | 11.04 | -- | -- | -- | -- | 1.19 | 1.10 | -- | -- | -- | -- | 26.38 | 23.80 | -- | -- | -- | -- | 31.62 | 6.73 | 34.14 | 5.21 | -- | 12.05 |
| Benchmark Bankshares Inc | 51.01m | 15.83m | 99.57m | 106.00 | 6.31 | 1.05 | 5.80 | 1.75 | 3.49 | 3.49 | 12.58 | 20.90 | -- | -- | -- | -- | 1.42 | -- | -- | -- | -- | -- | 27.75 | -- | -- | -- | -- | -- | 15.00 | -- | 14.89 | -- | -- | -- |
| Tri City Bankshares Corp | 68.73m | 13.82m | 99.74m | 392.00 | 7.17 | 0.695 | -- | 1.46 | 1.56 | 0.7299 | 7.67 | 16.12 | -- | -- | -- | -- | 0.6712 | 0.8746 | -- | -- | -- | -- | 20.26 | 22.63 | -- | -- | -- | 29.88 | 15.61 | 6.03 | -20.89 | -4.02 | -- | 8.45 |
| Sound Financial Bancorp Inc | 50.61m | 7.39m | 100.17m | 128.00 | 13.70 | 0.9916 | 12.28 | 2.58 | 2.86 | 2.86 | 15.05 | 39.48 | -- | -- | -- | -- | 0.7547 | 0.9465 | -- | -- | -- | -- | 19.15 | 22.55 | -- | -- | -- | 23.20 | 27.17 | 8.96 | -15.45 | 4.83 | -7.08 | 6.50 |
| First Ottawa Bancshares Inc | 82.36m | 14.01m | 100.75m | 81.00 | 7.07 | 1.15 | -- | 1.79 | 15.57 | 15.57 | 62.60 | 95.75 | -- | -- | -- | -- | 0.9856 | 0.9416 | -- | -- | -- | -- | 24.86 | 21.13 | -- | -- | -- | 14.87 | 58.83 | 44.81 | 14.47 | 31.91 | 1.68 | -9.71 |
| Meridian Corp | 136.59m | 13.24m | 100.89m | 324.00 | 7.78 | 0.6383 | 20.75 | 0.9999 | 1.16 | 1.16 | 8.87 | 14.13 | -- | -- | -- | -- | 0.6147 | 1.30 | -- | -- | -- | -- | 13.12 | 18.90 | -- | -- | -- | 25.79 | 53.95 | 25.39 | -39.33 | 10.16 | 2.15 | -- |
| Eagle Financial Services Inc | 83.13m | 9.36m | 100.99m | 142.00 | 10.69 | 0.9223 | 8.90 | 1.55 | 2.66 | 2.66 | 18.45 | 30.78 | -- | -- | -- | -- | 0.5437 | 0.8947 | -- | -- | -- | -- | 14.39 | 21.22 | -- | -- | -- | 34.05 | 52.01 | 21.10 | -35.56 | 0.7788 | 19.91 | 5.01 |
| First Northwest BanCorp | -100.00bn | -100.00bn | 101.14m | 270.00 | -- | 0.6301 | -- | -- | -- | -- | -- | 17.00 | -- | -- | -- | -- | -- | 0.5772 | -- | -- | -- | -- | -- | 15.41 | -- | -- | -- | 22.45 | 25.53 | 17.11 | -85.33 | -20.37 | -11.17 | 56.32 |
| American Bank Inc. (PA) | 24.83m | -1.34m | 101.93m | 46.00 | -- | -- | -- | 8.64 | -0.2826 | -0.2826 | 1.92 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -11.32 | -- | -- | -- | -- | -- | 9.51 | -- | 45.61 | -- | -- | -- |
| Embassy Bancorp Inc | 57.16m | 12.66m | 102.04m | 110.00 | 8.05 | 0.9634 | 7.52 | 2.45 | 1.67 | 1.67 | 5.48 | 13.91 | -- | -- | -- | -- | 0.7678 | 0.9744 | -- | -- | -- | -- | 30.37 | 33.37 | -- | -- | -- | 15.64 | 13.44 | 8.12 | -28.51 | 4.66 | -4.58 | 18.66 |
| PB Financial Corp | 25.73m | 9.00m | 102.30m | -- | 10.40 | 1.41 | -- | 3.98 | 3.94 | 3.94 | 11.23 | 29.09 | 0.0412 | -- | -- | -- | 1.44 | 1.60 | 6.71 | 9.71 | -- | -- | 35.00 | 31.68 | -- | 2.81 | 0.9052 | 24.69 | 49.55 | 23.85 | -2.37 | 19.57 | -15.42 | 29.92 |
| Eagle Bancorp Montana Inc | 91.62m | 10.06m | 103.10m | 383.00 | 9.97 | 0.609 | 5.97 | 1.21 | 1.29 | 1.29 | 10.93 | 21.11 | -- | -- | -- | -- | 0.4998 | 0.9392 | -- | -- | -- | -- | 11.80 | 15.87 | -- | -- | -- | 24.60 | 31.89 | 21.33 | -6.03 | 15.08 | 14.98 | 8.74 |
| Landmark Bancorp Inc | 64.68m | 12.24m | 104.00m | 270.00 | 8.51 | 0.82 | 6.78 | 1.84 | 2.23 | 2.23 | 10.31 | 23.17 | -- | -- | -- | -- | 0.7986 | 1.12 | -- | -- | -- | -- | 21.65 | 25.13 | -- | -- | -- | 27.81 | 49.64 | 14.30 | 23.87 | 3.09 | -5.32 | 6.03 |
| CSB Bancorp Inc (Ohio) | 47.95m | 13.76m | 105.93m | 161.00 | 7.73 | 0.9668 | -- | 2.45 | 5.14 | 5.14 | 16.16 | 41.11 | -- | -- | -- | -- | 1.20 | 1.17 | -- | -- | -- | -- | 31.83 | 32.25 | -- | -- | -- | 28.27 | 32.16 | 9.20 | 10.84 | 9.41 | -20.45 | 8.89 |
| Fentura Financial Inc | 79.68m | 14.63m | 106.18m | 96.00 | 7.20 | 0.7656 | -- | 1.74 | 3.30 | 3.30 | 13.73 | 31.02 | -- | -- | -- | -- | 0.8537 | 1.09 | -- | -- | -- | -- | 24.04 | 25.75 | -- | -- | -- | 10.30 | 34.55 | 17.00 | -2.04 | 7.66 | -- | 10.76 |
Data as of Apr 24 2024. Currency figures normalised to Embassy Bancorp Inc's reporting currency: US Dollar USD
2.35%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| Siena Capital Partners GP LLCas of 31 Dec 2023 | 109.09k | 1.44% |
| The Philadelphia Trust Co. (Investment Management)as of 31 Dec 2023 | 61.68k | 0.81% |
| RBC Global Asset Management (US), Inc.as of 29 Dec 2023 | 8.00k | 0.11% |
| EJF Capital LLCas of 31 Mar 2022 | 0.00 | 0.00% |
More ▼
Data from 31 Dec 2023 - 31 Dec 2023Source: FactSet Research Systems Inc.
