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About the company
OptimumBank Holdings, Inc. is a bank holding company for OptimumBank (the Bank). The Bank is a state-chartered bank, which offers a variety of community banking services to individual and corporate customers through its two banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. The Bank’s services offered includes demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, negotiable order of withdrawal (NOW) accounts, time deposits, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. It provides ATM cards and Visa debit cards, as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The Bank offers business lending lines for working capital needs.
- Revenue in USD (TTM)41.73m
- Net income in USD7.51m
- Incorporated2004
- Employees60.00
- LocationOptimumBank Holdings Inc2929 East Commercial BoulevardFORT LAUDERDALE 33308United StatesUSA
- Phone+1 (954) 776-2332
- Fax+1 (954) 452-9508
- Websitehttps://www.optimumbank.com/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Touchstone Bank | 20.85m | 1.60m | 39.58m | 63.00 | 24.93 | -- | -- | 1.62 | 0.4854 | 0.4854 | 7.42 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 6.60 | 13.98 | -- | -- | -- | -- | 1.21 | 37.27 | -60.44 | 40.28 | -- | 2.71 |
| Solera National Bancorp Inc | 14.21m | 5.93m | 40.42m | 63.00 | 5.61 | 0.5178 | -- | 2.59 | 1.68 | 1.68 | 4.52 | 18.15 | -- | -- | -- | -- | 1.65 | 1.42 | -- | -- | -- | -- | 38.04 | 37.48 | -- | -- | -- | -- | 31.62 | 21.61 | 66.59 | 27.26 | -- | -- |
| SHF Holdings Inc | 17.43m | -13.82m | 40.46m | 43.00 | -- | 1.09 | -- | 2.32 | -0.3342 | -0.3342 | 0.3427 | 0.6669 | 0.2223 | -- | 13.68 | 405,426.00 | -17.62 | -- | -21.18 | -- | -- | -- | -79.25 | -- | -- | 0.3277 | 0.2642 | -- | 85.29 | -- | 50.81 | -- | -- | -- |
| AmeriServ Financial, Inc. | 62.51m | -2.96m | 40.81m | 323.00 | -- | 0.3927 | -- | 0.799 | -0.1725 | -0.1725 | 2.98 | 6.06 | -- | -- | -- | -- | -0.2166 | 0.3393 | -- | -- | -- | -- | -5.79 | 8.09 | -- | -- | -- | 40.10 | 24.06 | 5.26 | -144.92 | -- | -8.42 | 9.86 |
| Touchmark Bancshares Inc | 14.75m | 7.67m | 41.40m | 24.00 | 5.38 | 0.5761 | -- | 2.31 | 1.72 | 1.72 | 4.00 | 16.06 | -- | -- | -- | -- | 1.69 | -- | -- | -- | -- | -- | 42.88 | -- | -- | -- | -- | -- | 90.41 | -- | 36.10 | -- | -- | -- |
| Community First Bancorporation | 21.44m | 3.89m | 41.91m | 93.00 | 10.71 | -- | -- | 1.65 | 0.7098 | 0.7098 | 4.61 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 15.99 | 12.88 | -- | -- | -- | -- | -3.88 | 7.87 | -37.53 | 69.06 | -- | -- |
| First Resource Bank (Pennsylvania) | 31.46m | 5.99m | 42.57m | -- | 7.10 | 0.8966 | -- | 2.13 | 1.94 | 1.94 | 6.46 | 15.34 | -- | -- | -- | -- | 1.04 | 0.9683 | -- | -- | -- | -- | 29.99 | 26.64 | -- | -- | -- | -- | 42.11 | 17.85 | 5.35 | 22.31 | -33.74 | -- |
| OptimumBank Holdings, Inc. | 41.73m | 7.51m | 43.36m | 60.00 | 4.42 | 0.5221 | 5.61 | 1.43 | 1.02 | 1.02 | 4.13 | 8.62 | -- | -- | -- | -- | 0.9608 | 0.8439 | -- | -- | -- | -- | 24.72 | 22.39 | -- | -- | -- | -- | 79.96 | 52.83 | 56.18 | 51.16 | 23.34 | -- |
| Citizens Holding Company | 53.63m | 3.58m | 43.62m | 246.00 | 12.12 | 0.9547 | -- | 1.03 | 0.6393 | 0.6393 | 7.53 | 8.12 | -- | -- | -- | -- | 0.2593 | 0.4883 | -- | -- | -- | -- | 8.49 | 15.21 | -- | -- | -- | 78.70 | 24.14 | 9.46 | -80.73 | -22.60 | 15.69 | -5.59 |
| 1895 Bancorp of Wisconsin Inc | 22.18m | -4.84m | 43.82m | 79.00 | -- | 0.6137 | -- | 4.02 | -0.8755 | -1.22 | 1.98 | 11.89 | -- | -- | -- | -- | -0.867 | -0.1252 | -- | -- | -- | -- | -44.36 | -4.04 | -- | -- | -- | -- | 26.87 | 4.48 | -3,205.41 | -- | -7.31 | -- |
| Pacific Valley Bank | 27.06m | 4.78m | 44.11m | -- | 9.30 | 0.8379 | -- | 2.26 | 0.9673 | 0.9673 | 3.94 | 10.74 | -- | -- | -- | -- | 0.9173 | -- | -- | -- | -- | -- | 24.53 | -- | -- | -- | -- | -- | 23.82 | -- | -6.91 | -- | -- | -- |
| First Bankers Trustshares Inc | 26.74m | 8.38m | 44.17m | -- | 5.42 | -- | -- | 0.9979 | 2.72 | 2.72 | 14.36 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 18.94 | -- | -- | -- | -- | -- | 2.40 | -- | 29.96 | -- | -- | -- |
| Texas Community Bancshares Inc | 20.25m | -2.40m | 45.75m | 62.00 | -- | 0.8888 | -- | 4.87 | -0.8143 | -0.8143 | 3.09 | 16.15 | -- | -- | -- | -- | -0.5446 | -- | -- | -- | -- | -- | -25.56 | -- | -- | -- | -- | -- | 51.03 | -- | -141.79 | -- | -- | -- |
| Mission Valley Bancorp | 33.55m | 7.36m | 45.97m | -- | 6.22 | 0.8671 | -- | 1.26 | 2.22 | 2.22 | 10.99 | 15.93 | -- | -- | -- | -- | 1.22 | 0.9318 | -- | -- | -- | -- | 20.13 | 18.02 | -- | -- | -- | 5.68 | 51.90 | 16.82 | 54.30 | 18.44 | -8.89 | -- |
| Oak Ridge Financial Services, Inc. | 33.27m | 5.83m | 46.32m | 89.00 | 7.96 | 0.7861 | -- | 1.78 | 2.13 | 2.13 | 9.49 | 21.56 | -- | -- | -- | -- | 0.9533 | 1.01 | -- | -- | -- | -- | 22.44 | 23.65 | -- | -- | -- | 13.57 | 30.85 | 9.71 | -13.82 | 7.60 | -- | -- |
| Bayfirst Financial Corp | 73.45m | 4.79m | 46.55m | 313.00 | 10.70 | 0.5484 | 3.86 | 0.5133 | 1.05 | 1.02 | 19.57 | 24.34 | -- | -- | -- | -- | 0.5358 | -- | -- | -- | -- | -- | 6.54 | -- | -- | -- | -- | -- | 77.66 | -- | 6.54 | -- | -- | -- |
Data as of May 31 2024. Currency figures normalised to OptimumBank Holdings Inc's reporting currency: US Dollar USD
10.96%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| EJF Capital LLCas of 31 Mar 2024 | 256.41k | 3.26% |
| AllianceBernstein LPas of 31 Mar 2024 | 210.00k | 2.67% |
| The Vanguard Group, Inc.as of 31 Mar 2024 | 112.91k | 1.44% |
| Morgan Stanley Smith Barney LLC (Investment Management)as of 31 Mar 2024 | 100.00k | 1.27% |
| SBAuer Funds LLCas of 31 Mar 2024 | 67.00k | 0.85% |
| Renaissance Technologies LLCas of 31 Mar 2024 | 43.20k | 0.55% |
| Geode Capital Management LLCas of 31 Mar 2024 | 37.84k | 0.48% |
| Dimensional Fund Advisors LPas of 31 Mar 2024 | 17.15k | 0.22% |
| Warberg Asset Management LLCas of 31 Mar 2024 | 15.56k | 0.20% |
| Tower Research Capital LLCas of 31 Mar 2024 | 2.26k | 0.03% |
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Data from 31 Mar 2024 - 31 Mar 2024Source: FactSet Research Systems Inc.
