Equities
FinancialsFinancial Services
  • Price (GBX)245.40
  • Today's Change1.80 / 0.74%
  • Shares traded123.49k
  • 1 Year change+53.38%
  • Beta1.2827
Data delayed at least 20 minutes, as of Apr 19 2021 12:33 BST.
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About the company

Provident Financial plc is a United Kingdom-based non-standard lender. The Company's divisions include Vanquis Bank Limited (Vanquis Bank), Consumer Credit Division (CCD) and Moneybarn. Its segments include Vanquis Bank, CCD, Moneybarn and Central. The Company serves non-standard credit customers with a range of products from credit cards and car finance, to home credit and online unsecured, and guarantor loans. Vanquis Bank is engaged in the provision of credit cards. CCD is engaged in home credit business in the United Kingdom and Ireland. CCD includes Provident, which offers home credit loans; Satsuma, which is an online instalment loan product, and glo, which is a guarantor loans product. Moneybarn is engaged in the provision of vehicle finance. Its subsidiaries within CCD are Provident Financial Management Services Limited, Provident Personal Credit Limited and Greenwood Personal Credit Limited. Its Central segment includes its subsidiary, Central Provident Investments plc.

  • Revenue in GBP (TTM)920.00m
  • Net income in GBP40.70m
  • Incorporated1960
  • Employees5.71k
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Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
Revenue
(YOY change %)
Revenue
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
Dividend
(5 yr growth rate)
Supply@Me Capital PLC784.00k-226.81m131.02m39.00--130.76--167.12-0.0485-0.04850.000060.000030.3623--0.696---10,480.96-1,967.39-58,380.44-109,494.503.3290.08-28,929.59-2,774.29---9.800.00-----34.06-32,127.04--13.86--
ASA International Group PLC117.20m11.86m154.51m12.84k13.032.119.251.320.11860.11861.170.73080.3091--2.429,131.223.22--4.83--99.83--10.41----1.650.7873--18.84--41.84------
International Personal Finance Plc661.30m-64.20m278.78m9.33k--0.7489--0.4216-0.2889-0.28892.971.660.5636--1.0570,886.48-5.473.20-6.693.8591.4393.02-9.714.98----0.579865.71-25.62-2.10-189.42---10.57--
S & U PLC83.76m14.65m293.64m184.0020.061.6219.363.511.211.216.9014.920.2835--64.96--4.969.135.079.4882.9779.8417.4929.29--6.080.355454.28-6.8713.14-49.29-1.616.93-14.85
Paypoint plc170.23m39.30m433.23m694.0011.089.608.782.540.56970.61672.470.65750.7726685.711.72245,292.5017.8415.7589.9854.2754.8948.3423.0917.930.999363.070.3187127.110.7945-0.48412.783.13-3.5515.34
Boku Inc40.78m-13.58m522.66m305.00--9.86--12.82-0.051-0.0510.14890.18040.3079--0.772133,713.40-10.25-12.32-25.92-39.6391.2789.94-33.31-39.27----0.177--12.4724.06-5,391.55---0.8408--
Provident Financial plc920.00m40.70m617.81m5.71k15.420.82617.670.67150.1580.1583.612.950.2898--19.31161,177.301.283.601.774.40----4.428.89--1.930.767484.27-8.53-1.4829.25-13.63-5.92-33.97
Argo Blockchain PLC8.62m-869.05k641.36m7.00--23.80474.3274.43-0.003-0.0030.02930.07060.3716--4.041,230,983.00-3.75---4.12--35.48---10.09-----23.660.0497--1,027.04--78.89------
Paragon Banking Group PLC508.70m91.30m1.21bn1.39k13.241.0512.532.380.35660.35661.994.510.034--4.49365,445.400.61070.85661.171.2274.5062.2117.9524.86--2.750.924236.72-4.847.45-28.34-3.148.835.53
HgCapital Trust plc254.83m246.96m1.43bn0.005.551.08--5.620.60390.60390.62343.100.2185--3.55--21.1718.4021.2018.4499.43--96.9197.23--157.200.0012.1140.3129.8739.1330.58---5.59
CMC Markets Plc380.55m170.23m1.47bn671.008.644.088.133.870.58570.58571.311.240.8537--1.64567,140.1038.1915.1454.0521.2198.7798.1944.7324.90--110.330.051758.5192.6211.901,379.0220.14-16.3821.36
Nationwide Building Society4.59bn412.00m1.73bn14.25k----1.840.5534----------------0.16170.3115--------13.1720.09--------0.2345-0.8252-42.61-15.3311.44--
Network International Holdings PLC205.96m4.45m2.41bn1.25k531.356.6858.2611.690.00820.00820.39550.65530.2607--1.23--0.5123--0.8176--76.20--1.97----3.170.4709---15.07---89.38------
Data as of Apr 19 2021. Currency figures normalised to Provident Financial PLC's reporting currency: UK Pound GBX

Institutional shareholders

64.79%Per cent of shares held by top holders
HolderShares% Held
Schroder Investment Management Ltd.as of 24 Mar 202138.37m15.13%
Invesco Asset Management Ltd.as of 26 May 202031.89m12.57%
Aberforth Partners LLPas of 02 Jun 202015.86m6.26%
Davidson Kempner Capital Management LPas of 15 Mar 202113.23m5.22%
Marathon Asset Management LLPas of 07 Dec 202012.91m5.09%
Link Fund Solutions Ltd.as of 24 Dec 201912.64m4.99%
Wellington Management Co. LLPas of 17 Jun 202012.54m4.95%
Norges Bank Investment Managementas of 30 Mar 202110.07m3.97%
The Vanguard Group, Inc.as of 19 Feb 20208.68m3.42%
Sanford DeLand Asset Management Ltd.as of 02 Mar 20218.11m3.20%
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Data from 30 Oct 2020 - 16 Apr 2021Source: FactSet Research Systems Inc.
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