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About the company
West Coast Community Bancorp is the Holding Company for Santa Cruz County Bank (the Bank), its wholly owned subsidiary. The Bank is an SBA lender in Santa Cruz County and Silicon Valley and a USDA lender in the state of California. As a full-service bank, Santa Cruz County Bank offers competitive deposit and lending solutions for businesses and individuals, including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, SBA and USDA government guaranteed loans, asset-based lending, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management. Its personal banking products include checking accounts, savings and certificates of deposits (CDs), individual retirement accounts (IRAs), health savings accounts and additional services. The Bank has branches in Aptos, Capitola, Cupertino, Monterey, Salinas, Santa Cruz, Scotts Valley, and Watsonville.
- Revenue in USD (TTM)94.91m
- Net income in USD35.15m
- Incorporated2009
- Employees--
- LocationWest Coast Community Bancorp75 River StreetSANTA CRUZ 95060United StatesUSA
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Southern States Bancshares Inc | 142.30m | 32.40m | 287.92m | 181.00 | 9.01 | 1.29 | 8.49 | 3.04 | 3.59 | 3.59 | 10.50 | 25.06 | -- | -- | -- | -- | 1.39 | 1.20 | -- | -- | -- | -- | 34.16 | 29.38 | -- | -- | -- | 9.71 | 59.64 | 28.88 | 18.03 | 32.88 | -3.27 | -- |
| Pioneer Bancorp Inc | 83.84m | 15.84m | 289.65m | 243.00 | 17.74 | 1.00 | 15.70 | 3.84 | 0.6284 | 0.6284 | 2.99 | 11.12 | -- | -- | -- | -- | 0.8235 | 0.5433 | -- | -- | -- | -- | 21.00 | 14.04 | -- | -- | -- | -- | 62.02 | 8.85 | 113.52 | 11.56 | -43.76 | -- |
| USCB Financial Holdings Inc | 109.53m | 15.35m | 298.88m | 196.00 | 19.46 | 1.53 | 18.76 | 4.56 | 0.7816 | 0.7816 | 3.34 | 9.92 | -- | -- | -- | -- | 0.6597 | -- | -- | -- | -- | -- | 23.42 | -- | -- | -- | -- | -- | 42.08 | -- | -17.85 | -- | -- | -- |
| Sterling Bancorp Inc | 130.65m | 7.72m | 301.75m | 248.00 | 38.20 | 0.9224 | 33.63 | 4.65 | 0.1518 | 0.1518 | 1.28 | 6.29 | -- | -- | -- | -- | 0.3199 | 0.2152 | -- | -- | -- | -- | 11.89 | 6.75 | -- | -- | -- | 7.73 | 26.88 | -4.76 | 152.23 | -34.91 | -34.26 | -- |
| Northeast Community Bancorp Inc | 150.62m | 48.12m | 315.60m | 135.00 | 6.35 | 1.05 | 8.72 | 3.02 | 3.54 | 3.54 | 7.67 | 21.44 | -- | -- | -- | -- | 2.71 | -- | -- | -- | -- | -- | 46.07 | -- | -- | -- | -- | -- | 84.01 | -- | 86.27 | -- | -- | -- |
| MVB Financial Corp | 195.09m | 24.37m | 317.38m | 445.00 | 13.13 | 1.08 | 10.96 | 2.19 | 1.88 | 1.88 | 11.15 | 22.73 | -- | -- | -- | -- | 0.6842 | 1.07 | -- | -- | -- | -- | 16.73 | 19.39 | -- | -- | -- | 21.75 | 50.70 | 22.16 | 81.14 | 14.29 | -6.59 | 43.95 |
| First Internet Bancorp | 255.57m | 16.62m | 320.35m | 287.00 | 19.56 | 0.8735 | 13.83 | 3.05 | 1.89 | 1.89 | 11.96 | 42.37 | -- | -- | -- | -- | 0.3303 | 0.6841 | -- | -- | -- | -- | 15.81 | 28.26 | -- | -- | -- | 7.95 | 52.60 | 15.70 | -76.32 | -17.41 | 19.32 | 0.00 |
| West Coast Community Bancorp | 94.91m | 35.15m | 324.02m | -- | 9.21 | -- | -- | 3.75 | 4.18 | 4.18 | 10.27 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 40.71 | 36.71 | -- | -- | -- | -- | 31.71 | 25.40 | 13.59 | 25.30 | -- | 60.76 |
| FS Bancorp Inc | 173.46m | 35.68m | 325.95m | 570.00 | 9.13 | 1.17 | 6.74 | 2.27 | 4.58 | 4.58 | 18.40 | 35.61 | -- | -- | -- | -- | 1.26 | 1.50 | -- | -- | -- | -- | 25.28 | 26.93 | -- | -- | -- | 15.88 | 40.86 | 21.82 | 21.93 | 7.82 | -15.13 | 30.42 |
| Citizens & Northern Corporation | 117.70m | 23.03m | 328.74m | 404.00 | 14.11 | 1.26 | 12.79 | 3.16 | 1.52 | 1.52 | 6.85 | 17.01 | -- | -- | -- | -- | 0.9372 | 1.13 | -- | -- | -- | -- | 22.28 | 24.90 | -- | -- | -- | 70.50 | 22.51 | 17.66 | -9.17 | 1.81 | 14.18 | 0.73 |
| Capital Bancorp Inc | 193.69m | 33.59m | 337.18m | 277.00 | 10.08 | 1.26 | 13.15 | 2.00 | 2.41 | 2.41 | 12.10 | 19.26 | -- | -- | -- | -- | 1.44 | 1.75 | -- | -- | -- | -- | 19.89 | 21.97 | -- | -- | -- | 5.23 | 21.61 | 21.52 | -14.19 | 22.95 | 4.44 | -- |
| Orange County Bancorp Inc | 122.48m | 35.54m | 342.05m | 197.00 | 9.58 | 2.03 | 9.15 | 3.33 | 6.31 | 6.31 | 18.25 | 29.81 | -- | -- | -- | -- | 1.45 | -- | -- | -- | -- | -- | 34.57 | -- | -- | -- | -- | -- | 39.83 | -- | 20.99 | -- | -- | -- |
| Dacotah Banks Inc | 102.78m | 27.24m | 346.71m | 186.00 | 12.71 | 1.22 | 10.78 | 3.18 | 2.44 | 1.86 | 9.75 | 25.37 | -- | -- | -- | -- | 1.13 | -- | -- | -- | -- | -- | 25.00 | 21.36 | -- | -- | -- | 19.72 | 6.91 | 3.18 | 4.20 | 6.04 | 11.64 | 7.47 |
| Enterprise Bancorp Inc | 208.24m | 35.80m | 355.15m | 570.00 | 9.84 | 1.07 | 8.49 | 2.13 | 2.92 | 2.92 | 13.58 | 26.94 | -- | -- | -- | -- | 0.7897 | 0.9501 | -- | -- | -- | -- | 21.48 | 24.17 | -- | -- | -- | 24.33 | 24.95 | 10.34 | -10.90 | 5.67 | 2.59 | 9.67 |
| Home Bancorp, Inc. | 175.06m | 36.46m | 357.73m | 467.00 | 9.69 | 0.9463 | 11.13 | 2.70 | 4.54 | 4.54 | 16.48 | 46.51 | -- | -- | -- | -- | 1.09 | 1.28 | -- | -- | -- | -- | 27.56 | 29.70 | -- | -- | -- | 22.59 | 29.96 | 9.85 | 18.10 | 5.49 | -16.60 | 7.09 |
| Holder | Shares | % Held |
|---|---|---|
| Siena Capital Partners GP LLCas of 31 Mar 2024 | 224.45k | 2.63% |
| Wilson & Boucher Capital Management LLCas of 31 Mar 2024 | 14.41k | 0.17% |
| Family CFO, Inc.as of 31 Mar 2024 | 4.65k | 0.05% |
