Company Announcements

            12 March 2021

Lloyds bank plc FILES ANNUAL REPORT ON FORM 20-F

Lloyds Bank plc announces that on 11 March 2021 it filed its Annual Report on Form 20-F for the year ended 31 December 2020 with the Securities and Exchange Commission.

A copy of the Form 20-F is available through the 'Investors' section of our website at www.lloydsbankinggroup.com and also online at www.sec.gov

Shareholders can receive hard copies of the complete audited financial statements free of charge upon request. Printed copies of the 2020 Lloyds Bank plc Annual Report on Form 20-F can be requested from Investor Relations by email to investor.relations@lloydsbanking.com

-END-

For further information:

Investor Relations

Douglas Radcliffe                                                                                                  +44 (0)20 7356 1571

Group Investor Relations Director

douglas.radcliffe@lloydsbanking.com

Corporate Affairs

Matt Smith                                                                                                             +44 (0)20 7356 3522

Head of Media Relations

matt.smith@lloydsbanking.com

FORWARD LOOKING STATEMENTS

This document contains certain  forward  looking  statements within the  meaning of Section 21E of the  US Securities Exchange Act of 1934, as amended, and  section 27A of the  US Securities Act of 1933, as amended, with respect to the  business, strategy, plans  and/or results  of Lloyds Bank plc together with its subsidiaries (the Lloyds Bank Group) and  its current goals  and  expectations relating to its future financial condition and performance. Statements that  are not historical  facts, including statements about the Lloyds Bank Group's or its directors' and/or management's beliefs  and expectations, are forward looking  statements. Words  such  as 'believes', 'achieves', 'anticipates', 'estimates', 'expects', 'targets', 'should', 'intends', 'aims', 'projects', 'plans', 'potential', 'will', 'would', 'could', 'considered', 'likely', 'may', 'seek', 'estimate' and  variations  of these words  and  similar future  or conditional expressions are intended to identify forward looking  statements but are not the exclusive means of identifying  such statements. Examples of such forward  looking  statements include,  but  are not  limited  to, statements or guidance relating to: projections or expectations of the  Lloyds Bank Group's future  financial  position including profit  attributable to  shareholders, provisions, economic profit,  dividends, capital structure, portfolios, net  interest margin,  capital  ratios,  liquidity, risk-weighted assets (RWAs), expenditures or any other financial items  or ratios; litigation,  regulatory and  governmental investigations; the  Lloyds Bank  Group's future  financial  performance; the  level  and  extent of future impairments and  write-downs; statements of plans,  objectives or goals  of the  Lloyds Bank Group or its management including in respect of statements about the future  business and  economic environments in the UK and  elsewhere including, but not limited  to, future  trends in interest rates,   foreign   exchange rates,   credit  and  equity  market   levels  and  demographic developments; statements about competition, regulation, disposals and  consolidation or technological developments in the  financial  services  industry;  and  statements of assumptions underlying such statements. By their nature, forward  looking  statements involve risk and  uncertainty because they relate to events and  depend upon circumstances that  will or may occur in the future. Factors  that  could  cause actual  business, strategy, plans  and/or results  (including but not limited to the payment of dividends) to differ materially from forward looking  statements made by the Lloyds Bank Group or on its behalf  include,  but are not limited  to: general economic and  business conditions in the  UK and  internationally; market  related trends and  developments; fluctuations in interest rates,  inflation,  exchange rates,  stock markets and  currencies; any impact of the  transition from IBORs to alternative reference rates;  the  ability to access sufficient  sources of capital, liquidity and  funding when  required; changes to the  Lloyds Bank Group's or Lloyds Banking  Group plc's credit  ratings;  the  ability to derive  cost savings and  other benefits including, but without  limitation  as a result of any acquisitions, disposals and  other strategic transactions; the ability to achieve strategic objectives; the  Lloyds Bank  Group's ESG targets and/or commitments; changing customer behaviour including consumer spending, saving  and  borrowing habits;  changes to  borrower or counterparty credit  quality  impacting the  recoverability and  value  of balance sheet assets; concentration of financial exposure; management and  monitoring of conduct risk; exposure to counterparty risk (including but  not limited  to  third  parties conducting illegal  activities  without  the  Lloyds Bank  Group's knowledge); instability  in the  global financial  markets, including Eurozone instability, instability as a result of uncertainty surrounding the exit by the UK from the European Union (EU), the EU-UK Trade and  Cooperation Agreement, and  as a result  of such exit and  the  potential for other countries to exit the  EU or the  Eurozone and  the  impact of any sovereign credit  rating  downgrade or other sovereign financial issues; political instability including as a result of any UK general election and any further  possible referendum on Scottish  independence; technological changes and  risks to the  security  of IT and  operational infrastructure, systems, data and  information resulting from increased threat of cyber  and  other attacks;  natural,  pandemic (including but  not  limited  to  the COVID-19 pandemic) and  other disasters, adverse weather and  similar contingencies outside the  Lloyds Bank Group's or Lloyds Banking Group plc's control;  inadequate or failed  internal  or external processes or systems;  acts  of war, other acts  of hostility,  terrorist acts  and  responses to those acts,  or  other such  events; geopolitical unpredictability; risks relating to  climate  change; changes in laws,  regulations, practices and accounting standards or  taxation, including as  a result  of the  UK's exit  from  the  EU; changes to  regulatory capital  or  liquidity  requirements (including regulatory measures to  restrict  distributions to  address potential capital  and  liquidity  stress) and  similar contingencies outside the Lloyds  Bank Group's  or Lloyds  Banking  Group plc's  control;  the  policies,  decisions  and  actions  of governmental  or regulatory  authorities  or courts  in the  UK, the  EU, the  US or elsewhere including the  implementation and  interpretation of key laws, legislation and  regulation together with any  resulting impact on  the  future  structure of the  Lloyds Bank  Group;  the  ability  to  attract and  retain  senior  management and  other employees and  meet its diversity  objectives; actions or omissions by the  Lloyds Bank Group's directors, management or employees including industrial  action;  changes to the  Lloyds Bank Group's post-retirement defined benefit scheme obligations; the  extent of any future  impairment charges or  write-downs caused by,  but  not  limited  to,  depressed asset valuations, market   disruptions and  illiquid  markets; the  value  and effectiveness of any credit  protection purchased by the  Lloyds Bank Group;  the  inability to  hedge certain  risks economically; the  adequacy of loss  reserves;  the  actions  of  competitors,  including  non-bank financial  services,   lending  companies  and   digital   innovators  and   disruptive technologies; and  exposure to  regulatory or competition scrutiny,  legal,  regulatory or competition proceedings, investigations or complaints. Please refer to the  latest  Annual Report  on Form 20-F filed by Lloyds Bank plc with the  US Securities and  Exchange Commission for a discussion of certain  factors  and risks. Lloyds Banking  Group may also  make  or disclose written  and/or oral  forward  looking  statements in reports filed with or furnished to  the  US Securities and  Exchange Commission, Lloyds Banking  Group annual  reviews,  half-year  announcements, proxy  statements, offering  circulars, prospectuses, press  releases and  other written  materials and  in oral statements made by the  directors, officers or employees of Lloyds Banking Group to third parties, including financial analysts. Except  as required by any applicable law or regulation, the  forward looking  statements contained in this document are made as of today's date, and  the  Lloyds Bank Group expressly disclaims  any obligation or undertaking to release publicly any updates or revisions to any forward looking statements contained  in this  document to  reflect  any change in the  Lloyds  Bank Group's  expectations  with regard thereto or any change in events, conditions or circumstances on which any such statement is based. The information, statements and  opinions contained in this document do   not   constitute  a  public   offer  under  any  applicable  law  or  an  offer  to  sell  any  securities  or  financial  instruments  or  any  advice   or recommendation with respect to such securities or financial instruments.