Majority of Canadian workers are optimistic about AI but aren't ready
Less than 10 per cent use workplace AI tools daily, highlighting room for greater adoption, TD survey finds
According to the 2025 TD AI Insights Report, 56 per cent of Canadians surveyed who use AI at work report it enhances their productivity. Younger Canadians in particular, such as Gen Z (69 per cent) and Millennials (59 per cent) are more inclined to view AI as an enhancer of their work compared to Gen X (50 per cent) and Boomers (38 per cent).
"AI is transforming the workplace and creating powerful new opportunities for growth, learning, and career advancement." says
AI as a Career Differentiator and Source of Pressure
Canadian workers see AI knowledge as a career asset. More than half (52 per cent) of those who use AI at work believe AI expertise gives them a competitive edge over their peers in similar roles. At the same time, 27 per cent admit to exaggerating their AI proficiency to colleagues, suggesting growing pressure to keep up.
Younger generations are leading the mindset shift. Nearly a third of Gen Z (32 per cent) see AI as more of an opportunity than a threat to future jobs. They are followed by Millennials (23 per cent), while Gen X (18 per cent) and Boomers are least likely to see AI as an opportunity (19 per cent).
Room to Grow in AI Tool Adoption
While more than half of Canadian workers (58 per cent) say they use AI tools provided by their workplace, a much smaller proportion use these tools regularly. According to the survey, only 8 per cent use company-sponsored AI tools daily, 14 per cent use them weekly and 13 per cent claim they use them monthly. A significant portion of Canadian workers surveyed report they never use AI tools at work (42 per cent).
"We know that adopting new technologies can feel daunting – for both the organizations themselves and colleagues," says
Upskilling Remains Critical
One of the top barriers cited by Canadian workers to wider AI adoption is a lack of training. Nearly two thirds (64 per cent) of those workers using AI feel their employers have not provided adequate guidance on how to use AI effectively. Over a quarter (27 per cent) even strongly disagree that they have received adequate training from their employer on using AI in the workplace.
Moreover, many workers believe their colleagues, and even their managers, lack true understanding of AI's capabilities and risks. When it comes to use of AI in the workplace, 58 per cent say most of their colleagues have no idea what they are doing, and almost half (48 per cent) think their boss is out of touch.
TD is actively working to help address the gap between potential and preparedness at the Bank. Among the targeted colleague populations who are using AI tools, TD has a colleague engagement rate of 80 per cent with Microsoft Office 365 Copilot and 92 per cent with GitHub Copilot and is receiving positive feedback about the capabilities that have been enabled including augmented code and document creation. In addition, through various learning and development programs like TD Thrive, colleagues can build skills at their own pace through a range of formats, including virtual sessions, in-person learning, coaching, and self-guided tutorials to support AI literacy and readiness.
"AI is transforming how Canadians work, but meaningful adoption requires more than just new tools. It takes trust, training, and thoughtful leadership," says
This approach is fostered by the Bank as part of TD Invent, its strategic umbrella effort to power purposeful innovation across the Bank. For more information, visit the TD Stories page or learn more about TD's latest expansion of its AI research and development center, Layer 6.
About the Survey
The 2025 TD AI Report was completed by Ipsos and conducted
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