Profile data is unavailable for this security.
About the company
AIFUL CORPORATION is a Japan-based company mainly engaged in loan business, credit sales business, credit guarantee business and receivables management and collection business. The Company operates in three segments including Aiful Co., Ltd., Life Card Co., Ltd. and AIRA & AIFUL Public Company Limited. The loan business is involved in consumer finance business, real estate secured finance business, and finance business. The credit sales business provides a comprehensive credit purchase mediation business. The credit guarantee business provides credit guarantees for loans provided by financial institutions. The receivables management and collection business is engaged in the management and collection of various types of receivables. Other businesses include venture capital business and rent guarantee business.
- Revenue in JPY (TTM)208.25bn
- Net income in JPY30.09bn
- Incorporated1978
- Employees2.74k
- LocationAiful Corp381-1, Takasago-choGojo-Agaru, Karasuma-DoriShimogyo-kuKYOTO-SHI 600-8420JapanJPN
- Phone+81 752012000
- Websitehttps://www.ir-aiful.com
More ▼
Mergers & acquisitions
| Acquired company | 8515:TYO since announced | Transaction value |
|---|---|---|
| PT Multindo Auto Finance | 9.43% | -- |
| Template Co Ltd | 44.60% | -- |
Data delayed at least 15 minutes, as of Feb 18 2026 02:08 GMT.
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ichinen Holdings Co Ltd | 160.01bn | 7.17bn | 51.68bn | 2.07k | 7.17 | 0.7401 | 1.96 | 0.323 | 303.15 | 303.15 | 6,762.52 | 2,938.68 | 0.7669 | 5.24 | 7.32 | 77,412,190.00 | 3.44 | 3.80 | 4.88 | 5.64 | 21.95 | 21.88 | 4.48 | 5.12 | 1.17 | -- | 0.6141 | 19.00 | 12.06 | 9.43 | -45.67 | 8.51 | -13.19 | 10.53 |
| J Trust Co Ltd | 123.30bn | 5.13bn | 69.03bn | 3.10k | 13.39 | 0.4484 | 6.85 | 0.5599 | 38.61 | 34.62 | 927.48 | 1,152.92 | 0.0969 | 4.64 | 1.86 | 39,811,430.00 | 0.4859 | 0.7317 | 2.16 | 3.04 | 34.96 | 51.95 | 5.01 | 8.06 | -- | -- | 0.3052 | 16.07 | 12.16 | -- | -63.42 | -- | -- | -- |
| Premium Group Co Ltd | 40.35bn | 4.60bn | 75.27bn | 814.00 | 15.50 | 3.07 | 11.18 | 1.87 | 119.37 | 119.37 | 1,051.91 | 602.28 | 0.2454 | -- | -- | 49,565,110.00 | 2.80 | 3.74 | 2.97 | 4.84 | -- | 76.26 | 11.40 | 14.10 | -- | -- | 0.7741 | 25.04 | 15.42 | 21.04 | 0.9332 | 25.98 | 7.63 | 22.22 |
| JACCS Co Ltd | 193.30bn | 17.06bn | 195.34bn | 5.52k | 9.63 | 0.6622 | 7.17 | 1.01 | 449.95 | 449.95 | 5,108.10 | 6,546.68 | 0.0505 | -- | 0.0592 | 35,030,990.00 | 0.4179 | 0.4885 | 0.8506 | 1.15 | 84.68 | 89.41 | 8.28 | 10.66 | -- | -- | 0.9088 | 31.87 | 3.35 | 3.78 | -21.67 | 11.65 | -4.63 | 14.87 |
| Orient Corp | 248.75bn | 12.45bn | 198.19bn | 6.68k | 15.85 | 0.8206 | 6.14 | 0.7967 | 72.75 | 72.75 | 1,453.19 | 1,405.03 | 0.0845 | -- | 0.1985 | 37,221,910.00 | 0.4114 | 0.4868 | 0.8552 | 1.31 | 87.84 | 98.42 | 4.87 | 7.28 | -- | -- | 0.8964 | 37.83 | 7.08 | 0.1752 | 10.91 | -5.63 | -0.6276 | 5.92 |
| Aiful Corp | 208.25bn | 30.09bn | 258.30bn | 2.74k | 8.48 | 1.08 | 7.08 | 1.24 | 62.82 | 62.82 | 434.84 | 494.46 | 0.139 | -- | 1.49 | 76,058,070.00 | 2.02 | 1.84 | 4.72 | 4.28 | 90.62 | 94.15 | 14.51 | 12.88 | -- | -- | 0.7794 | 2.47 | 15.91 | 8.28 | 3.20 | 74.54 | 62.06 | -- |
| Aeon Financial Service Co Ltd | 566.05bn | 20.21bn | 383.31bn | 15.55k | 18.96 | 0.8178 | 5.60 | 0.6772 | 93.61 | 93.61 | 2,622.05 | 2,169.89 | 0.072 | -- | 0.3136 | 36,409,150.00 | 0.4509 | 0.5398 | 2.54 | 2.99 | 89.79 | 99.45 | 6.26 | 7.29 | -- | -- | 0.9185 | 44.07 | 9.81 | 3.12 | -6.54 | -10.57 | 4.50 | -4.86 |
| Zenkoku Hosho Co Ltd | 58.28bn | 31.94bn | 435.55bn | 369.00 | 13.29 | 1.82 | 13.22 | 7.47 | 237.95 | 237.95 | 434.93 | 1,738.82 | 0.1233 | -- | 6.25 | 157,943,100.00 | 6.76 | 6.70 | 7.25 | 7.25 | -- | -- | 54.81 | 56.47 | -- | -- | 0.1149 | 37.04 | 10.33 | 4.74 | 11.44 | 5.61 | 16.77 | 17.41 |
| Marui Group Co Ltd | 272.39bn | 29.07bn | 582.02bn | 4.05k | 19.67 | 2.39 | 12.94 | 2.14 | 161.11 | 161.11 | 1,509.90 | 1,325.72 | 0.2298 | 64.83 | 0.4314 | 67,240,930.00 | 2.48 | 1.95 | 3.76 | 2.64 | 87.15 | 87.14 | 10.79 | 8.27 | 2.21 | 96.08 | 0.7646 | 77.32 | 8.15 | 0.5442 | 7.79 | 0.9216 | 3.60 | 16.22 |
| Acom Co Ltd | 332.18bn | 53.90bn | 805.55bn | 5.50k | 14.95 | 1.16 | 12.86 | 2.43 | 34.40 | 34.40 | 212.04 | 443.17 | 0.2197 | -- | 8.05 | 60,418,700.00 | 3.89 | 4.52 | 5.21 | 5.68 | 19.83 | 97.55 | 17.70 | 21.02 | -- | 4,391.07 | 0.4884 | 27.94 | 7.81 | 2.60 | -39.49 | -11.63 | 15.49 | 28.47 |
| Credit Saison Co Ltd | 535.41bn | 57.60bn | 885.87bn | 6.45k | 12.14 | 0.9269 | 9.50 | 1.65 | 393.63 | 393.63 | 3,641.45 | 5,153.84 | 0.1108 | 0.4405 | 0.1409 | 83,009,620.00 | 1.20 | 1.33 | 1.29 | 1.88 | 86.49 | 85.14 | 10.87 | 12.92 | -- | 5.39 | 0.8271 | 24.34 | 17.11 | 4.39 | -9.03 | 23.77 | 19.56 | 21.67 |
Data as of Feb 18 2026. Currency figures normalised to Aiful Corp's reporting currency: Japanese Yen JPY
13.60%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| T. Rowe Price Hong Kong Ltd.as of 31 Dec 2025 | 14.95m | 3.09% |
| The Vanguard Group, Inc.as of 04 Feb 2026 | 11.60m | 2.39% |
| Nomura Asset Management Co., Ltd.as of 13 Sep 2024 | 9.76m | 2.01% |
| BlackRock Fund Advisorsas of 06 Feb 2026 | 5.62m | 1.16% |
| Janus Henderson Investors (Singapore) Ltd.as of 31 Dec 2025 | 5.29m | 1.09% |
| Amova Asset Management Co., Ltd.as of 06 Feb 2026 | 4.97m | 1.03% |
| Daiwa Asset Management Co. Ltd.as of 30 Jan 2026 | 4.78m | 0.99% |
| Dimensional Fund Advisors LPas of 31 Jan 2026 | 3.54m | 0.73% |
| JPMorgan Asset Management (UK) Ltd.as of 05 Feb 2026 | 2.80m | 0.58% |
| Mitsubishi UFJ Asset Management Co., Ltd.as of 05 Feb 2026 | 2.57m | 0.53% |
More ▼
Data from 30 Sep 2025 - 31 Dec 2025Source: FactSet Research Systems Inc.
