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About the company
Citizens Bancshares Corporation is a holding company. The Company provides a range of commercial banking to individual and corporate customers in its primary market areas, metropolitan Atlanta, Georgia, and Birmingham and Eutaw, Alabama through its wholly owned subsidiary, Citizens Trust Bank (the Bank). The Bank operates under a state charter and serves its customers through its full-service branches in metropolitan Atlanta, Birmingham, Alabama, and in Eutaw, Alabama. Its banking services include checking, savings, commercial baking and others. Its borrowing services include home loan solutions, home equity line of credit, personal loans, home loans and others. It also provides various online and mobile banking products. The Bank offers a range of commercial and consumer deposit accounts, including non-interest-bearing checking accounts, individual retirement accounts, time certificates of deposit and regular savings accounts.
- Revenue in USD (TTM)12.51m
- Net income in USD2.04m
- Incorporated1972
- Employees102.00
- LocationCitizens Bancshares Corp230 Peachtree Street Nw Suite 2700ATLANTA 30303United StatesUSA
- Phone+1 (404) 659-5959
Peer analysis
- Key Information
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- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mountain Commerce Bancorp Inc | 86.12m | 6.07m | 110.00m | -- | 17.75 | 0.8865 | -- | 3.47 | 0.9719 | 0.9719 | 5.07 | 19.46 | -- | -- | -- | -- | 0.3468 | 1.14 | -- | -- | -- | -- | 19.17 | 36.01 | -- | -- | -- | -- | 39.21 | 18.27 | -62.51 | -7.45 | -- | -- |
ECB Bancorp Inc | 58.41m | 4.18m | 110.61m | 68.00 | 24.42 | 0.6691 | 24.81 | 4.34 | 0.4914 | 0.4914 | 3.00 | 17.94 | -- | -- | -- | -- | 0.3395 | -- | -- | -- | -- | -- | 16.40 | -- | -- | -- | -- | -- | 87.87 | -- | 63.82 | -- | -- | -- |
Ohio Valley Banc Corp | 65.76m | 11.52m | 111.74m | 270.00 | 9.67 | 0.7665 | -- | 1.92 | 2.41 | 2.41 | 12.15 | 30.41 | -- | -- | -- | -- | 0.8727 | 0.9888 | -- | -- | -- | -- | 19.84 | 21.75 | -- | -- | -- | 37.38 | 29.92 | 4.69 | -5.30 | 1.12 | -0.2656 | 0.7043 |
Muncy Columbia Financial Corp | 50.62m | 5.48m | 111.81m | 270.00 | 15.77 | 0.722 | 15.51 | 2.94 | 1.98 | 1.98 | 14.33 | 43.35 | -- | -- | -- | -- | 0.4337 | 0.8673 | -- | -- | -- | -- | 14.42 | 27.53 | -- | -- | -- | 49.63 | 45.32 | 9.14 | -64.40 | -15.85 | -0.9047 | 2.52 |
FNCB Bancorp Inc | 86.23m | 13.85m | 112.84m | 201.00 | 8.14 | 0.8191 | 7.48 | 2.01 | 0.7006 | 0.7006 | 2.84 | 6.96 | -- | -- | -- | -- | 0.7538 | 1.06 | -- | -- | -- | -- | 24.67 | 30.40 | -- | -- | -- | 33.90 | 34.96 | 12.72 | -36.50 | -0.5545 | -47.28 | 16.19 |
William Penn Bancorp | 32.37m | 857.00k | 113.70m | 93.00 | 150.44 | 0.9062 | 62.33 | 5.41 | 0.0801 | 0.0801 | 2.13 | 13.30 | -- | -- | -- | -- | 0.1011 | -- | -- | -- | -- | -- | 4.08 | -- | -- | -- | -- | -- | 19.17 | -- | -33.87 | -- | -- | -- |
First Savings Financial Group Inc | 113.61m | 7.42m | 114.74m | 370.00 | 15.38 | 0.6952 | 11.58 | 1.47 | 1.08 | 1.08 | 11.41 | 23.98 | -- | -- | -- | -- | 0.3225 | 1.24 | -- | -- | -- | -- | 9.52 | 16.32 | -- | -- | -- | 12.70 | 45.00 | 19.61 | -46.89 | -5.35 | 13.13 | 22.84 |
CB Financial Services Inc | 65.97m | 22.59m | 115.08m | 159.00 | 5.09 | 0.8129 | 4.54 | 1.70 | 4.40 | 4.40 | 13.19 | 27.53 | -- | -- | -- | -- | 1.56 | 0.7067 | -- | -- | -- | -- | 33.38 | 17.47 | -- | -- | -- | 52.18 | 30.41 | 7.36 | 100.50 | 26.17 | -5.75 | 2.36 |
Franklin Financial Services Corp | 83.99m | 13.67m | 115.61m | 306.00 | 8.44 | 0.8609 | 7.34 | 1.65 | 3.12 | 3.12 | 16.01 | 30.55 | -- | -- | -- | -- | 0.7342 | 0.988 | -- | -- | -- | -- | 19.48 | 24.54 | -- | -- | -- | 35.19 | 35.98 | 11.34 | -8.97 | 17.29 | -15.55 | 4.04 |
Meridian Corp | 142.86m | 11.90m | 115.66m | 324.00 | 9.82 | 0.7232 | 23.79 | 1.14 | 1.05 | 1.05 | 8.98 | 14.30 | -- | -- | -- | -- | 0.5261 | 1.30 | -- | -- | -- | -- | 11.76 | 18.90 | -- | -- | -- | 25.79 | 53.95 | 25.39 | -39.33 | 10.16 | 2.15 | -- |
Citizens Bancshares Corp | 12.51m | 2.04m | 117.35m | 102.00 | 51.82 | 2.51 | 40.75 | 7.13 | 0.9146 | 0.9146 | 7.38 | 24.35 | -- | -- | -- | -- | 0.5781 | 0.3062 | -- | -- | -- | -- | 13.83 | 6.58 | -- | -- | -- | 18.10 | -4.45 | -6.16 | 0.668 | 38.05 | -6.94 | 0.00 |
Hanover Bancorp Inc (MINEOLA) | 121.00m | 13.97m | 119.33m | 176.00 | 8.43 | 0.6389 | 7.21 | 1.88 | 1.95 | 1.95 | 8.87 | 26.17 | -- | -- | -- | -- | 0.6595 | -- | -- | -- | -- | -- | 22.77 | -- | -- | -- | -- | -- | 53.51 | -- | -35.54 | -- | -- | -- |
First Farmers and Merchants Corp | 63.13m | 15.46m | 121.36m | 226.00 | 7.95 | 0.9777 | 7.09 | 2.14 | 3.68 | 3.68 | 13.50 | 29.92 | -- | -- | -- | -- | 0.8148 | 0.916 | -- | -- | -- | -- | 27.29 | 26.84 | -- | -- | -- | 23.38 | 18.60 | 5.77 | -11.09 | 2.48 | -- | 3.24 |
Richmond Mutual Bancorporation Inc | 71.73m | 8.95m | 123.38m | 176.00 | 12.88 | 0.9362 | 12.22 | 2.92 | 0.8655 | 0.8655 | 4.09 | 11.91 | -- | -- | -- | -- | 0.6282 | 0.5073 | -- | -- | -- | -- | 21.18 | 14.27 | -- | -- | -- | 72.62 | 29.99 | 13.88 | -26.83 | 10.81 | -14.16 | -- |
Bank Of Idaho Holding Co | 64.66m | 9.99m | 123.98m | -- | 12.44 | 1.05 | -- | 1.92 | 2.25 | 2.25 | 14.57 | 26.70 | 0.0594 | -- | -- | -- | 0.9176 | 0.7726 | 6.58 | 5.78 | -- | -- | 15.45 | 14.44 | -- | 2.47 | 0.8993 | -- | 50.78 | 28.15 | 40.83 | 18.31 | -- | -- |
CF Bankshares Inc | 113.19m | 15.50m | 124.15m | 103.00 | 8.10 | 0.7798 | 7.70 | 2.46 | 2.40 | 2.40 | 7.80 | 24.93 | -- | -- | -- | -- | 0.7839 | 1.32 | -- | -- | -- | -- | 30.87 | 33.30 | -- | -- | -- | -- | 59.79 | 34.19 | -6.76 | 31.33 | 1.55 | -- |
Holder | Shares | % Held |
---|---|---|
Royce & Associates LPas of 31 Mar 2024 | 3.16k | 0.15% |
March Asset Management SGIIC SAUas of 31 Dec 2023 | 1.66k | 0.08% |