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About the company
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and Medium Enterprises (MSME), and corporate banking. The Bank caters to credit and deposit needs through a portfolio that includes housing loans, jewel loans, business finance, agri-credit, and Environmental, Social, and Governance (ESG)-linked products. Its personal banking services include savings bank, current accounts, term deposits, retail loans, and mortgages and digital banking. Its merchant banking division includes debenture trustee, banker to issue and others. Its digital banking services include Credit Card, Debit Card, Internet Banking, IOB Fastag, and IOB-Pay, among others. It operates overseas branches in Singapore, Colombo, Hong Kong, and Bangkok.
- Revenue in INR (TTM)310.46bn
- Net income in INR49.56bn
- Incorporated1937
- Employees20.97k
- LocationIndian Overseas Bank762/763, Iob,, Anna Salai,CHENNAI 600002IndiaIND
- Phone+91 4 428889352
- Fax+91 4 428585675
- Websitehttps://www.iob.in/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Central Bank of India Ltd | 351.23bn | 48.83bn | 337.16bn | 33.08k | 6.83 | 0.8535 | -- | 1.63 | 5.45 | 5.45 | 23.12 | 43.64 | -- | -- | -- | -- | 0.9555 | 0.4032 | -- | -- | -- | -- | 23.14 | 10.59 | -- | -- | -- | 2.03 | 9.56 | 7.38 | 47.48 | -- | 7.17 | -- |
| Bank of Maharashtra Ltd | 282.57bn | 64.74bn | 503.95bn | 14.59k | 7.78 | 1.51 | -- | 3.02 | 8.43 | 8.43 | 21.69 | 43.43 | -- | -- | -- | -- | 1.80 | 1.09 | -- | -- | -- | -- | 39.00 | 25.65 | -- | -- | -- | 24.07 | 21.73 | 16.76 | 36.10 | 69.27 | 33.26 | -- |
| Yes Bank Ltd | 301.69bn | 31.74bn | 657.71bn | 28.69k | 20.80 | 1.31 | -- | 3.99 | 1.01 | 1.01 | 5.23 | 16.01 | -- | -- | -- | -- | 0.7541 | 0.1205 | -- | -- | -- | -- | 19.26 | 3.36 | -- | -- | -- | 0.00 | 12.00 | 3.48 | 90.36 | -- | 6.49 | -- |
| Indian Overseas Bank | 310.46bn | 49.56bn | 675.52bn | 20.97k | 13.83 | 1.89 | -- | 3.71 | 2.54 | 2.54 | 9.33 | 18.53 | -- | -- | -- | -- | 1.15 | 0.6789 | -- | -- | -- | -- | 26.36 | 15.87 | -- | -- | -- | 0.00 | 16.95 | 10.09 | 27.38 | -- | 36.13 | -- |
| Federal Bank Ltd | 288.35bn | 40.95bn | 711.82bn | 16.11k | 17.52 | -- | -- | 4.60 | 16.50 | 16.50 | 62.32 | -- | -- | -- | -- | -- | -- | 1.16 | -- | -- | -- | -- | 27.14 | 27.97 | -- | -- | -- | 8.87 | 19.27 | 15.64 | 7.17 | 21.35 | 37.34 | -- |
| IDFC First Bank Ltd | 394.09bn | 15.76bn | 712.84bn | 42.19k | 40.33 | 1.51 | -- | 2.49 | 2.06 | 2.06 | 37.46 | 54.78 | -- | -- | -- | -- | 0.432 | 0.6632 | -- | -- | -- | -- | 5.51 | 8.53 | -- | -- | -- | 2.43 | 20.37 | 17.58 | -49.35 | -- | 16.55 | -- |
| Indusind Bank Ltd | 458.79bn | -20.34bn | 726.02bn | 44.97k | -- | -- | -- | 3.17 | -26.16 | -26.16 | 291.29 | -- | -- | -- | -- | -- | -- | 1.23 | -- | -- | -- | -- | -8.89 | 21.40 | -- | -- | -- | 12.78 | 6.38 | 11.08 | -71.31 | -10.39 | 11.70 | -- |
| Bank of India Ltd | 745.19bn | 98.21bn | 753.97bn | 50.56k | 7.68 | 0.8727 | -- | 2.15 | 21.57 | 21.57 | 76.98 | 189.78 | -- | -- | -- | -- | 0.8944 | 0.617 | -- | -- | -- | -- | 27.64 | 18.65 | -- | -- | -- | -- | 16.76 | 10.86 | 45.45 | -- | -5.55 | -- |
| AU Small Finance Bank Ltd | 178.88bn | 23.13bn | 755.31bn | 50.95k | 32.62 | 3.95 | -- | 6.49 | 30.97 | 30.97 | 155.73 | 255.43 | -- | -- | -- | -- | -- | 1.75 | -- | -- | -- | -- | 19.89 | 23.81 | -- | -- | -- | -- | 52.19 | 30.25 | 37.22 | 25.56 | 23.45 | -- |
| Canara Bank Ltd | 1.26tn | 202.02bn | 1.32tn | 81.26k | 6.55 | 1.13 | -- | 1.94 | 22.27 | 20.25 | 75.09 | 129.39 | -- | -- | -- | -- | 1.14 | 0.7803 | -- | -- | -- | -- | 28.87 | 17.43 | -- | -- | -- | 18.66 | 10.03 | 19.57 | 14.80 | -- | -- | -- |
| Punjab National Bank | 1.30tn | 177.90bn | 1.39tn | 102.75k | 7.79 | 0.9305 | -- | 2.22 | 15.47 | 15.47 | 54.24 | 129.58 | -- | -- | -- | -- | 0.8754 | 0.4906 | -- | -- | -- | -- | 26.47 | 14.11 | -- | -- | -- | 17.14 | 13.70 | 17.69 | 102.92 | 111.33 | 0.1616 | -- |
| Union Bank of India Ltd | 1.09tn | 189.38bn | 1.40tn | 73.95k | 7.38 | 1.07 | -- | 2.36 | 24.82 | 24.82 | 77.44 | 171.80 | -- | -- | -- | -- | 1.26 | 0.8016 | -- | -- | -- | -- | 31.21 | 19.73 | -- | -- | -- | 17.38 | 8.01 | 23.67 | 30.66 | -- | 33.49 | -- |
| Bank of Baroda Ltd | 1.32tn | 194.65bn | 1.51tn | 75.01k | 7.77 | 0.9213 | -- | 2.01 | 37.65 | 37.65 | 145.79 | 317.55 | -- | -- | -- | -- | 1.02 | 0.8645 | -- | -- | -- | -- | 25.39 | 20.72 | -- | -- | -- | 19.70 | 8.08 | 10.15 | 10.38 | 86.11 | 13.90 | -- |
Data as of Feb 17 2026. Currency figures normalised to Indian Overseas Bank's reporting currency: Indian Rupee INR
2.24%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| Life Insurance Corporation of India (Investment Portfolio)as of 30 Sep 2025 | 351.33m | 1.82% |
| The Vanguard Group, Inc.as of 04 Feb 2026 | 40.33m | 0.21% |
| Nippon Life India Asset Management Ltd. (Invt Mgmt)as of 31 Dec 2025 | 17.46m | 0.09% |
| Kotak Mahindra Asset Management Co. Ltd.as of 31 Jan 2026 | 8.80m | 0.05% |
| Franklin Advisory Services LLCas of 06 Feb 2026 | 4.66m | 0.02% |
| SBI Funds Management Ltd.as of 31 Jan 2026 | 4.37m | 0.02% |
| Mellon Investments Corp.as of 06 Feb 2026 | 1.57m | 0.01% |
| Motilal Oswal Asset Management Co. Ltd.as of 31 Dec 2025 | 1.37m | 0.01% |
| Vanguard Fiduciary Trust Co.as of 30 Nov 2025 | 1.23m | 0.01% |
| ICICI Prudential Asset Management Co. Ltd. (Invt Mgmt)as of 31 Jan 2026 | 1.12m | 0.01% |
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Data from 31 Dec 2025 - 10 Feb 2026Source: FactSet Research Systems Inc.
