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About the company
LendingClub Corporation is the parent company of LendingClub Bank (LC Bank). The Company operates most of its business through LC Bank, as a lender and originator of loans and as a regulated bank in the United States. LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. LC Bank holds loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans (Consumer Loans). LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration (SBA) lending programs. LC Bank’s deposit business includes sourcing deposits directly from consumer and commercial customers and from third-party marketing channels and deposit brokers.
- Revenue in USD (TTM)799.61m
- Net income in USD37.52m
- Incorporated2006
- Employees1.03k
- LocationLendingClub Corp595 Market Street, Suite 200SAN FRANCISCO 94105United StatesUSA
- Phone+1 (415) 940-7440
- Fax+1 (415) 632-5608
- Websitehttps://www.lendingclub.com/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DigiAsia Corp | 0.00 | -63.56k | 591.14m | -- | -- | 18.58 | 1,564.31 | -- | -0.0059 | -0.0059 | 0.00 | 0.5242 | 0.00 | -- | -- | -- | -0.0544 | -- | -0.056 | -- | -- | -- | -- | -- | -- | -- | 0.1845 | -- | -- | -- | -100.64 | -- | -- | -- |
| Velocity Financial Inc | 338.81m | 58.07m | 593.41m | 253.00 | 10.66 | 1.31 | 9.97 | 1.75 | 1.69 | 1.69 | 9.73 | 13.73 | 0.08 | -- | 13.47 | 1,339,158.00 | 1.39 | 1.07 | 1.55 | 1.14 | 90.60 | 93.93 | 17.38 | 13.64 | -- | 1.41 | 0.8987 | 0.00 | 28.92 | 20.43 | 62.42 | 46.51 | -36.19 | -- |
| Cass Information Systems Inc | 215.93m | 30.09m | 597.05m | 1.06k | 20.06 | 2.60 | 16.94 | 2.77 | 2.18 | 2.18 | 15.65 | 16.84 | 0.0915 | -- | 6.16 | 203,514.60 | 1.27 | 1.33 | 11.75 | 10.70 | 91.57 | 96.71 | 13.94 | 17.21 | -- | -- | 0.7438 | 52.08 | 13.84 | 7.00 | -13.88 | -0.0896 | 26.63 | 6.60 |
| Loandepot Inc | 1.30bn | -101.49m | 653.65m | 4.25k | -- | 2.03 | -- | 0.5025 | -0.5699 | -0.5699 | 7.33 | 0.9949 | 0.2101 | -- | -- | 306,079.30 | -3.48 | 4.67 | -6.32 | -- | 82.00 | 87.76 | -16.55 | 13.42 | -- | 0.325 | 0.8731 | -- | -19.52 | 0.2811 | 59.66 | -- | -12.75 | -- |
| International Money Express Inc | 663.78m | 59.86m | 681.52m | 1.11k | 12.45 | 4.99 | 9.33 | 1.03 | 1.68 | 1.68 | 18.62 | 4.18 | 1.36 | -- | 5.28 | 598,001.80 | 12.22 | 12.47 | 20.48 | 19.28 | -- | -- | 9.02 | 9.27 | -- | 9.11 | 0.5337 | 0.00 | 20.47 | 19.19 | 3.81 | -- | 18.62 | -- |
| Open Lending Corp | 109.84m | 14.62m | 756.70m | 210.00 | 52.76 | 3.58 | 47.57 | 6.89 | 0.1204 | 0.1204 | 0.9123 | 1.78 | 0.2916 | -- | 2.91 | 523,066.70 | 3.88 | 15.71 | 4.09 | 16.62 | 79.42 | 89.02 | 13.31 | 27.96 | -- | -- | 0.4037 | 422.19 | -34.60 | 17.61 | -66.87 | -- | 3.02 | -- |
| World Acceptance Corp. | 573.21m | 77.34m | 770.61m | 3.08k | 9.56 | 1.82 | 8.91 | 1.34 | 13.26 | 13.26 | 97.80 | 69.80 | 0.5274 | -- | -- | -- | 7.12 | 5.10 | 8.14 | 5.87 | 91.38 | 93.64 | 13.49 | 9.31 | -- | -- | 0.5389 | -- | -7.03 | 1.03 | 264.31 | 1.15 | -- | -- |
| Alpha Investment Inc | 0.00 | -536.66k | 805.81m | -- | -- | -- | -- | -- | -0.0515 | -0.0515 | 0.00 | -0.3932 | 0.00 | -- | -- | -- | -10,259,600.00 | -117.28 | -- | -- | -- | -134.06 | -- | -2,038.17 | -- | -8.01 | -- | -- | -- | -- | 82.82 | -- | -- | -- |
| Guild Holdings Co | 906.18m | 26.68m | 874.16m | 4.20k | 34.85 | 0.7175 | 21.26 | 0.9647 | 0.4089 | 0.4089 | 14.68 | 19.86 | 0.2539 | -- | 15.31 | 215,756.00 | 0.7414 | 5.30 | 0.7746 | 5.56 | -- | -- | 2.92 | 14.41 | -- | 1.61 | 0.6473 | 15.96 | -14.41 | 1.70 | -111.87 | -- | -3.79 | -- |
| Federal Home Loan Mortgage Corp | 110.10bn | -87.00m | 923.08m | 8.00k | -- | -- | -- | 0.0084 | -0.1646 | -0.1646 | 84.95 | 77.63 | 0.0338 | -- | -- | 13,755,370.00 | 0.3473 | 0.3389 | 0.3509 | 0.3496 | 101.49 | -- | 10.27 | 11.65 | -- | 1.15 | 0.9845 | 0.00 | 22.32 | 10.36 | -148.54 | -- | -- | -- |
| Repay Holdings Corp | 302.81m | -89.31m | 956.85m | 512.00 | -- | 1.11 | 96.73 | 3.16 | -0.9803 | -0.9803 | 3.34 | 8.89 | 0.1955 | -- | 8.12 | 591,425.80 | -6.12 | -5.78 | -6.44 | -6.48 | 76.58 | 75.60 | -31.32 | -33.43 | -- | 4.93 | 0.344 | -- | 6.23 | -- | -960.78 | -- | -- | -- |
| Global Blue Group Holding Ltd | 436.68m | 23.10m | 974.84m | 1.78k | 41.11 | 14.10 | 13.08 | 2.23 | 0.1192 | 0.1192 | 2.28 | 0.3475 | 0.3585 | -- | 1.79 | 244,910.60 | 2.44 | -- | 3.65 | -- | -- | -- | 6.80 | -- | -- | 2.24 | 0.8915 | -- | 147.32 | -- | 73.63 | -- | -- | -- |
| LendingClub Corp | 799.61m | 37.52m | 997.86m | 1.03k | 26.21 | 0.788 | 11.72 | 1.25 | 0.3426 | 0.3426 | 7.31 | 11.40 | 0.0889 | -- | -- | 780,110.30 | 0.417 | 0.5363 | 2.67 | 1.40 | -- | -- | 4.69 | 2.98 | -- | -- | 0.8601 | 0.00 | -27.17 | -4.36 | -86.56 | -- | 2.35 | -- |
| Ellington Financial Inc | 384.52m | 48.90m | 1.01bn | 400.00 | 18.85 | 0.855 | 18.12 | 2.62 | 0.628 | 0.628 | 5.25 | 18.03 | 0.0263 | -- | 18.58 | 961,295.00 | 0.5421 | 0.5657 | 0.6614 | 0.8477 | 22.60 | 39.98 | 20.61 | 17.86 | -- | -0.1798 | 0.8944 | 244.22 | 31.17 | 22.35 | 171.36 | 5.46 | -- | 1.88 |
| Foreign Trade Bank of Latin America Inc | 729.45m | 180.47m | 1.10bn | 268.00 | 6.08 | 0.8803 | 6.00 | 3.94 | 4.94 | 4.94 | 7.65 | 34.08 | -- | -- | -- | -- | 1.81 | 1.18 | -- | -- | -- | -- | 64.56 | 61.69 | -- | -- | -- | 46.25 | 104.21 | 21.32 | 80.53 | 71.69 | 25.96 | -8.27 |
| Ready Capital Corp | 903.87m | 214.20m | 1.40bn | 374.00 | 5.11 | 0.6159 | 6.02 | 1.55 | 1.62 | 1.61 | 5.47 | 14.15 | 0.0767 | -- | 17.74 | 2,416,765.00 | 2.02 | 1.91 | 2.09 | 1.96 | 8.18 | 34.04 | 26.41 | 24.63 | -- | -- | 0.7814 | 98.17 | 46.92 | 34.88 | 144.19 | 40.92 | 45.19 | -0.0476 |
Data as of May 24 2024. Currency figures normalised to LendingClub Corp's reporting currency: US Dollar USD
43.39%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| The Vanguard Group, Inc.as of 31 Mar 2024 | 11.28m | 10.21% |
| BlackRock Fund Advisorsas of 31 Mar 2024 | 7.41m | 6.71% |
| Jackson Square Partners LLCas of 31 Mar 2024 | 6.92m | 6.27% |
| Dimensional Fund Advisors LPas of 31 Mar 2024 | 5.60m | 5.07% |
| SSgA Funds Management, Inc.as of 31 Mar 2024 | 3.54m | 3.21% |
| Long Focus Capital Management LLCas of 31 Mar 2024 | 3.41m | 3.09% |
| Wellington Management Co. LLPas of 31 Mar 2024 | 2.83m | 2.57% |
| Geode Capital Management LLCas of 31 Mar 2024 | 2.41m | 2.18% |
| Rhino Investment Partners, Inc.as of 31 Mar 2024 | 2.39m | 2.16% |
| Balyasny Asset Management LPas of 31 Mar 2024 | 2.11m | 1.91% |
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Data from 31 Mar 2024 - 31 Mar 2024Source: FactSet Research Systems Inc.
