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About the company
Paisalo Digital Limited is a non-deposit-taking, non-banking financial company, which is engaged in providing loans. It operates through the financing segment. The Company is providing several financial products, such as business loans, small and medium enterprise (SME) and micro, small and medium enterprise (MSME) loans, income generation loans for business/self-employment purpose. It offers small income generation loans, mobility loan and entrepreneurial loan. Its small income generation loans are designed to support individuals or small businesses in generating income. These loans provide access to capital that can be utilized for various income-generating purposes. Its lending product provides accessible and affordable financing options for individuals seeking to purchase mobility products. Its entrepreneurial loan is designed to empower entrepreneurs and small business owners. This loan offers accessible financing solutions to fuel business growth and expansion.
- Revenue in INR (TTM)6.58bn
- Net income in INR1.79bn
- Incorporated1992
- Employees1.65k
- LocationPaisalo Digital LtdPaisalo House, Gandhi Nagar, NH-2AGRA 282003IndiaIND
- Phone+91 5 624028888
- Fax+91 1 122481340
- Websitehttps://www.paisalo.in/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IndoStar Capital Finance Ltd | 13.93bn | 1.16bn | 34.39bn | 2.06k | 29.70 | 1.06 | 23.07 | 2.47 | 8.51 | 8.51 | 102.34 | 237.75 | 0.1376 | -- | -- | -- | 1.14 | -1.84 | 1.14 | -1.90 | -- | -- | 8.32 | -14.14 | -- | 1.31 | 0.7006 | -- | 18.62 | 2.93 | -48.55 | -13.61 | -9.65 | -- |
| Repco Home Finance Ltd | 15.25bn | 4.16bn | 34.75bn | 951.00 | 8.35 | 1.16 | 8.42 | 2.28 | 66.57 | 66.57 | 243.77 | 477.20 | 0.1155 | -- | -- | -- | 2.99 | 2.36 | 2.99 | 2.57 | 44.54 | 43.36 | 25.89 | 21.27 | -- | -- | 0.7819 | -- | 18.76 | 5.09 | 31.63 | 10.82 | 26.44 | 3.71 |
| Muthoot Microfin Ltd | 20.67bn | 4.24bn | 40.57bn | 10.23k | 7.08 | -- | 8.87 | 1.96 | 34.27 | 34.27 | 166.98 | -- | -- | -- | -- | 2,021,328.00 | -- | 1.91 | -- | 1.98 | 98.68 | 98.14 | 20.53 | 9.76 | -- | 1.80 | -- | 0.00 | 71.62 | 25.93 | 245.77 | 16.61 | 31.23 | -- |
| Fusion Micro Finance Ltd | 22.64bn | 5.05bn | 46.37bn | 10.36k | 9.21 | 1.63 | 9.01 | 2.05 | 50.02 | 50.02 | 224.10 | 283.06 | 0.2142 | -- | 160.38 | -- | 4.78 | 2.99 | 6.08 | 4.78 | -- | -- | 22.32 | 15.26 | -- | 2.26 | 0.7516 | -- | 29.96 | 36.60 | 30.52 | 58.40 | 45.60 | -- |
| Fedbank Financial Services Ltd | 15.57bn | 2.45bn | 46.40bn | 3.73k | 18.03 | 2.04 | 16.45 | 2.98 | 6.94 | 6.94 | 44.08 | 61.20 | 0.1541 | -- | 69.82 | -- | 2.42 | -- | 9.24 | -- | 98.53 | -- | 15.71 | -- | -- | 1.56 | 0.7739 | -- | 2,680.43 | -- | 35.84 | -- | -- | -- |
| Spandana Sphoorty Financial Ltd | 22.61bn | 5.01bn | 52.66bn | 9.67k | 10.63 | 1.44 | 10.10 | 2.33 | 69.44 | 69.44 | 313.66 | 511.46 | 0.1987 | -- | 50.97 | -- | 4.40 | 2.69 | 4.40 | 3.44 | -- | -- | 22.14 | 13.43 | -- | 2.10 | 0.7211 | -- | 61.43 | 16.74 | 3,965.45 | 9.93 | 27.05 | -- |
| MAS Financial Services Ltd | 12.75bn | 2.51bn | 52.84bn | 1.15k | 19.02 | 2.68 | 20.46 | 4.14 | 15.31 | 15.31 | 77.74 | 108.71 | 0.1452 | -- | 235.21 | -- | 2.89 | 2.98 | 2.91 | 4.39 | 44.74 | 51.07 | 19.92 | 21.83 | -- | -- | 0.8033 | 11.21 | 27.97 | 15.93 | 23.51 | 10.33 | 61.89 | -2.34 |
| Paisalo Digital Ltd | 6.58bn | 1.79bn | 66.54bn | 1.65k | 31.13 | 5.00 | 36.48 | 10.12 | 2.38 | 2.38 | 8.36 | 14.80 | 0.176 | -- | 59.80 | -- | 4.79 | 3.37 | 4.82 | 3.43 | 58.94 | 56.27 | 27.21 | 20.68 | -- | -- | 0.6672 | 5.65 | 39.01 | 12.77 | 91.17 | 25.99 | 0.9353 | 14.87 |
| India Shelter Finance Corporation Ltd | 8.30bn | 2.48bn | 79.82bn | 3.32k | 31.84 | 3.47 | 31.00 | 9.62 | 23.38 | 23.38 | 78.35 | 214.73 | -- | -- | -- | 2,496,612.00 | -- | 4.34 | -- | 4.35 | 65.22 | 65.87 | 29.84 | 27.65 | -- | -- | 0.5977 | 0.00 | 41.93 | 37.97 | 59.39 | 52.13 | 8.34 | -- |
| SBFC Finance Ltd | 10.01bn | 2.37bn | 89.27bn | 3.76k | 36.80 | 3.22 | 35.64 | 8.92 | 2.26 | 2.26 | 9.54 | 25.87 | 0.1563 | -- | 66.71 | 2,663,986.00 | 3.70 | -- | 3.72 | -- | -- | -- | 23.68 | -- | -- | 2.09 | 0.5899 | -- | 39.43 | -- | 58.28 | -- | -- | -- |
| Home First Finance Company India Ltd | 11.05bn | 3.06bn | 95.02bn | 1.25k | 31.78 | 4.46 | 29.93 | 8.60 | 33.63 | 33.63 | 121.59 | 239.67 | 0.1359 | -- | -- | 8,849,608.00 | 3.76 | 3.48 | 3.76 | 4.05 | -- | -- | 27.66 | 26.82 | -- | 1.87 | 0.7749 | 0.00 | 42.97 | 33.63 | 33.91 | 46.56 | 3.76 | -- |
| Holder | Shares | % Held |
|---|---|---|
| SBI Life Insurance Co. Ltd. (Investment Portfolio)as of 31 Mar 2024 | 64.39m | 7.17% |
| Karma Capital Advisors Pvt Ltd.as of 31 Mar 2024 | 40.40m | 4.50% |
| Life Insurance Corporation of India (Investment Portfolio)as of 31 Mar 2024 | 8.47m | 0.94% |
| BlackRock Fund Advisorsas of 06 Jun 2024 | 6.43m | 0.72% |
| Dimensional Fund Advisors LPas of 30 Apr 2024 | 4.83m | 0.54% |
| BlackRock Advisors (UK) Ltd.as of 06 Jun 2024 | 1.72m | 0.19% |
| SSgA Funds Management, Inc.as of 06 Jun 2024 | 1.20m | 0.13% |
| Motilal Oswal Asset Management Co. Ltd.as of 31 May 2024 | 1.02m | 0.11% |
| American Century Investment Management, Inc.as of 06 Jun 2024 | 442.34k | 0.05% |
| TIAA-CREF Investment Management LLCas of 30 Apr 2024 | 400.79k | 0.05% |
