Profile data is unavailable for this security.
About the company
Pacific Financial Corporation is the bank holding company for Bank of the Pacific (the Bank), a state chartered commercial bank. The Bank offers banking products and services to small-to-medium sized businesses and professionals in western Washington and Oregon. It offers a range of services, such as personal banking, business banking, online banking, and home loans. Its personal banking provides personal banking, savings solutions, investments, consumer loans and lines of credit, account switch kit, rates, consumer fee schedule and pay loan online. The Bank's business banking provides business checking, business savings options, commercial and industrial loans, commercial real estate, contact a commercial lender, merchant services and treasury management. Its online banking provides personal online, personal bill pay, business online, business bill pays, mobile and browser security. Its home loan banking provides mortgage loan specialists, purchase, refinance, and home equity loan.
- Revenue in USD (TTM)55.42m
- Net income in USD13.15m
- Incorporated1997
- Employees234.00
- LocationPacific Financial Corp1216 Skyview DriveABERDEEN 98520United StatesUSA
- Phone+1 (360) 533-8870
- Websitehttps://ir.bankofthepacific.com/corporate-information/corporate-profile/default.aspx
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sound Financial Bancorp Inc | 52.19m | 6.01m | 100.64m | 128.00 | 16.89 | 0.9969 | 14.89 | 2.71 | 2.33 | 2.33 | 14.42 | 39.47 | -- | -- | -- | -- | 0.5779 | 0.9465 | -- | -- | -- | -- | 16.30 | 22.55 | -- | -- | -- | 23.20 | 27.17 | 8.96 | -15.45 | 4.83 | -7.08 | 6.50 |
| Benchmark Bankshares Inc | 51.01m | 15.83m | 101.74m | 106.00 | 6.45 | 1.08 | 5.92 | 1.78 | 3.49 | 3.49 | 12.58 | 20.90 | -- | -- | -- | -- | 1.42 | -- | -- | -- | -- | -- | 27.75 | -- | -- | -- | -- | -- | 15.00 | -- | 14.89 | -- | -- | -- |
| First Capital Inc | 45.26m | 11.93m | 101.87m | 177.00 | 8.52 | 0.9637 | 7.85 | 2.45 | 3.57 | 3.57 | 12.42 | 31.52 | -- | -- | -- | -- | 1.04 | 1.10 | -- | -- | -- | -- | 28.74 | 29.18 | -- | -- | -- | 29.71 | 28.48 | 8.58 | 7.46 | 6.69 | 9.30 | 3.26 |
| American Bank Inc. (PA) | 24.83m | -1.34m | 101.93m | 46.00 | -- | -- | -- | 8.64 | -0.2826 | -0.2826 | 1.92 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -11.32 | -- | -- | -- | -- | -- | 9.51 | -- | 45.61 | -- | -- | -- |
| Embassy Bancorp Inc | 58.53m | 11.41m | 102.37m | 110.00 | 8.96 | 0.9863 | 8.27 | 2.58 | 1.50 | 1.50 | 5.21 | 13.63 | -- | -- | -- | -- | 0.689 | 0.9744 | -- | -- | -- | -- | 28.79 | 33.37 | -- | -- | -- | 15.64 | 13.44 | 8.12 | -28.51 | 4.66 | -4.58 | 18.66 |
| CSB Bancorp Inc (Ohio) | 47.95m | 13.76m | 103.44m | 161.00 | 7.55 | 0.9442 | -- | 2.39 | 5.14 | 5.14 | 16.16 | 41.11 | -- | -- | -- | -- | 1.20 | 1.17 | -- | -- | -- | -- | 31.83 | 32.25 | -- | -- | -- | 28.27 | 32.16 | 9.20 | 10.84 | 9.41 | -20.45 | 8.89 |
| Landmark Bancorp Inc | 67.85m | 11.66m | 103.46m | 270.00 | 8.88 | 0.8167 | 7.02 | 1.84 | 2.13 | 2.13 | 10.26 | 23.14 | -- | -- | -- | -- | 0.7584 | 1.12 | -- | -- | -- | -- | 20.73 | 25.13 | -- | -- | -- | 27.81 | 49.64 | 14.30 | 23.87 | 3.09 | -5.32 | 6.03 |
| Fentura Financial Inc | 82.54m | 13.58m | 104.17m | 96.00 | 7.59 | 0.7384 | -- | 1.74 | 3.06 | 3.06 | 13.48 | 31.46 | -- | -- | -- | -- | 0.7727 | 1.09 | -- | -- | -- | -- | 22.71 | 25.75 | -- | -- | -- | 10.30 | 34.55 | 17.00 | -2.04 | 7.66 | -- | 10.76 |
| Pacific Financial Corp | 55.42m | 13.15m | 104.39m | 234.00 | 8.00 | 0.9099 | -- | 1.94 | 1.26 | 1.26 | 5.17 | 11.10 | -- | -- | -- | -- | 1.11 | 1.10 | -- | -- | -- | -- | 24.42 | 23.80 | -- | -- | -- | -- | 31.62 | 6.73 | 34.14 | 5.21 | -- | 12.05 |
| Eagle Bancorp Montana Inc | 95.85m | 8.71m | 105.26m | 383.00 | 11.77 | 0.623 | 6.50 | 1.26 | 1.12 | 1.12 | 10.66 | 21.07 | -- | -- | -- | -- | 0.4293 | 0.9392 | -- | -- | -- | -- | 10.46 | 15.87 | -- | -- | -- | 24.60 | 31.89 | 21.33 | -6.03 | 15.08 | 14.98 | 8.74 |
| First Northwest BanCorp | 104.94m | -839.00k | 105.75m | 270.00 | -- | 0.6589 | 155.52 | 1.68 | -0.0932 | -0.0932 | 7.05 | 17.00 | -- | -- | -- | -- | -0.0418 | 0.5772 | -- | -- | -- | -- | -1.46 | 15.41 | -- | -- | -- | 22.45 | 25.53 | 17.11 | -85.33 | -20.37 | -11.17 | 56.32 |
| Eagle Financial Services Inc | 83.13m | 9.36m | 106.07m | 142.00 | 11.23 | 0.9688 | 9.35 | 1.63 | 2.66 | 2.66 | 18.45 | 30.78 | -- | -- | -- | -- | 0.5437 | 0.8947 | -- | -- | -- | -- | 14.39 | 21.22 | -- | -- | -- | 34.05 | 52.01 | 21.10 | -35.56 | 0.7788 | 19.91 | 5.01 |
| Union Bankshares Inc | 59.69m | 10.70m | 106.61m | 197.00 | 10.01 | 1.67 | 8.64 | 2.27 | 2.36 | 2.36 | 10.37 | 14.12 | -- | -- | -- | -- | 0.7697 | 1.07 | -- | -- | -- | -- | 22.73 | 25.89 | -- | -- | -- | 49.54 | 29.95 | 12.16 | -10.76 | 9.64 | -8.71 | 3.71 |
| PB Financial Corp | 25.73m | 9.00m | 107.29m | -- | 10.91 | 1.48 | -- | 4.17 | 3.94 | 3.94 | 11.23 | 29.09 | 0.0412 | -- | -- | -- | 1.44 | 1.60 | 6.71 | 9.71 | -- | -- | 35.00 | 31.68 | -- | 2.81 | 0.9052 | 24.69 | 49.55 | 23.85 | -2.37 | 19.57 | -15.42 | 29.92 |
| Affinity Bancshares Inc | 42.83m | 6.06m | 109.79m | 91.00 | 18.39 | 0.8904 | 16.21 | 3.72 | 0.9302 | 0.9302 | 4.53 | 19.22 | -- | -- | -- | -- | 0.6728 | -- | -- | -- | -- | -- | 20.51 | -- | -- | -- | -- | -- | 25.17 | -- | -9.62 | -- | -- | -- |
| Holder | Shares | % Held |
|---|---|---|
| RBC Global Asset Management (US), Inc.as of 29 Dec 2023 | 8.50k | 0.08% |
