Profile data is unavailable for this security.
About the company
Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.
- Revenue in USD (TTM)56.62m
- Net income in USD6.60m
- Incorporated1996
- Employees163.00
- LocationProvident Financial Holdings Inc3756 Central AveRIVERSIDE 92506-2421United StatesUSA
- Phone+1 (909) 686-6060
- Fax+1 (302) 655-5049
- Websitehttps://ir.myprovident.com/
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of the James | 46.66m | 9.02m | 94.23m | 162.00 | 10.45 | 1.18 | 21.00 | 1.94 | 1.99 | 1.99 | 10.71 | 17.62 | -- | -- | -- | -- | 0.8939 | 0.8777 | -- | -- | -- | -- | 18.54 | 19.47 | -- | -- | -- | 18.23 | 4.51 | 9.46 | 13.57 | 12.62 | -- | 9.46 |
| Coastal Carolina Bancshares, Inc. | 60.44m | 10.52m | 96.47m | -- | 9.19 | -- | -- | 2.44 | 1.66 | 1.66 | 6.23 | -- | -- | -- | -- | -- | -- | 0.8693 | -- | -- | -- | -- | 26.64 | 24.38 | -- | -- | -- | 0.0008 | 28.50 | 23.82 | 4.63 | 24.74 | -15.01 | -- |
| First Northwest BanCorp | 107.00m | -4.19m | 96.95m | 227.00 | -- | 0.6165 | -- | 1.41 | -0.4856 | -0.4856 | 7.68 | 16.61 | -- | -- | -- | -- | -0.1931 | 0.1926 | -- | -- | -- | -- | -6.08 | 5.54 | -- | -- | -- | -- | -4.75 | 15.67 | 36.66 | -- | -- | -- |
| Peoples Financial Corp | 26.57m | 3.91m | 97.01m | 131.00 | 24.66 | -- | 21.70 | 3.52 | 0.8519 | 0.8519 | 6.01 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 14.21 | 25.69 | -- | -- | -- | -- | -38.49 | 1.06 | -39.91 | -- | -- | 38.75 |
| New Peoples Bankshares Inc | 47.38m | 9.82m | 98.78m | 177.00 | 10.07 | 1.24 | 8.73 | 2.29 | 0.416 | 0.416 | 1.83 | 3.37 | -- | -- | -- | -- | 1.10 | 0.8484 | -- | -- | -- | -- | 22.73 | 17.97 | -- | -- | -- | 12.85 | 20.19 | 7.59 | 14.20 | 31.85 | 2.94 | -- |
| Bancorp 34 Inc | 50.79m | 1.69m | 99.25m | 103.00 | 107.08 | 1.29 | 24.32 | 2.85 | 0.139 | 0.139 | 5.18 | 11.56 | -- | -- | -- | -- | 0.2253 | 0.1818 | -- | -- | -- | -- | 4.85 | 4.73 | -- | -- | -- | 47.17 | 80.58 | 21.80 | 148.12 | -2.90 | 90.29 | -- |
| Pinnacle Bankshares Corp | -100.00bn | -100.00bn | 100.30m | 187.00 | -- | 1.67 | -- | -- | -- | -- | -- | 27.02 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 8.05 | -- | 2.25 | 23.04 | 10.49 |
| Katahdin Bankshares Corp | 56.24m | 10.70m | 103.10m | 174.00 | 9.63 | 0.9938 | -- | 2.32 | 3.37 | 3.37 | 13.97 | 32.66 | -- | -- | -- | -- | 0.9718 | 0.9445 | -- | -- | -- | -- | 24.11 | 24.52 | -- | -- | -- | 21.34 | 6.74 | 9.11 | 32.66 | 2.36 | -- | 17.90 |
| Oconee Federal Financial Corp | 18.29m | 4.11m | 103.24m | 79.00 | 20.60 | 1.36 | 20.05 | 6.00 | 0.7329 | 0.7329 | 3.07 | 11.14 | -- | -- | -- | -- | 0.7286 | 0.7612 | -- | -- | -- | -- | 23.90 | 23.31 | -- | -- | -- | 56.27 | -1.46 | -0.8648 | 0.9125 | -5.76 | 1.88 | 0.00 |
| Provident Financial Holdings Inc | 56.62m | 6.60m | 103.40m | 163.00 | 16.32 | 0.8161 | 13.53 | 2.62 | 0.9938 | 0.9938 | 5.95 | 19.87 | -- | -- | -- | -- | 0.5317 | 0.628 | -- | -- | -- | -- | 16.72 | 20.40 | -- | -- | -- | 51.40 | 3.46 | 5.93 | -14.91 | -4.04 | 18.27 | 0.00 |
| Security Federal Corp | 78.61m | 12.01m | 105.77m | 258.00 | 8.89 | -- | 10.84 | 1.80 | 3.81 | 3.81 | 18.57 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 23.30 | 22.44 | -- | -- | -- | -- | 1.69 | 16.21 | 35.28 | 11.25 | -- | 8.45 |
| Jeffersonville Bancorp | 30.19m | 11.96m | 105.86m | 125.00 | 8.86 | 1.04 | -- | 3.31 | 2.82 | 2.82 | 7.56 | 23.97 | -- | -- | -- | -- | 1.79 | 1.30 | -- | -- | -- | -- | 37.35 | 32.18 | -- | -- | -- | 32.34 | 3.70 | 7.41 | 1.39 | 11.73 | 12.21 | 0.00 |
| Bogota Financial Corp | 42.65m | 479.98k | 109.62m | 62.00 | 212.80 | 0.7809 | 121.80 | 7.01 | 0.0397 | 0.0397 | 1.23 | 10.82 | -- | -- | -- | -- | 0.0504 | 0.3444 | -- | -- | -- | -- | 3.07 | 16.47 | -- | -- | -- | 0.00 | 11.99 | 12.53 | -437.79 | -- | 30.15 | -- |
| Riverview Bancorp Inc | 61.21m | 4.85m | 112.25m | 238.00 | 23.38 | 0.6836 | 18.51 | 2.09 | 0.2318 | 0.2318 | 2.57 | 7.93 | -- | -- | -- | -- | 0.321 | 0.7623 | -- | -- | -- | -- | 9.01 | 21.16 | -- | -- | -- | 35.83 | 4.26 | 3.15 | 29.06 | -20.81 | -1.68 | -7.79 |
| F & M Bank Corp | 67.03m | 10.61m | 112.90m | 169.00 | 10.61 | 1.11 | 9.50 | 2.23 | 2.99 | 2.99 | 14.29 | 28.52 | -- | -- | -- | -- | 0.7848 | 0.657 | -- | -- | -- | -- | 20.95 | 17.39 | -- | -- | -- | 46.95 | 14.31 | 11.03 | 162.90 | 11.68 | -34.73 | 0.7875 |
| American Bank Inc | 24.83m | -1.34m | 113.39m | 46.00 | -- | -- | -- | 9.61 | -0.2826 | -0.2826 | 1.92 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -11.32 | -- | -- | -- | -- | -- | 9.51 | -- | 45.61 | -- | -- | -- |
Data as of Feb 13 2026. Currency figures normalised to Provident Financial Holdings Inc's reporting currency: US Dollar USD
45.01%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| Dimensional Fund Advisors LPas of 31 Dec 2025 | 477.87k | 7.38% |
| Raffles Capital Management LLCas of 30 Sep 2025 | 391.79k | 6.05% |
| Fourthstone LLCas of 31 Dec 2025 | 352.15k | 5.44% |
| Manulife Investment Management (US) LLCas of 31 Dec 2025 | 311.14k | 4.81% |
| M3F, Inc.as of 31 Dec 2025 | 299.59k | 4.63% |
| Columbia Management Investment Advisers LLCas of 30 Sep 2025 | 283.66k | 4.38% |
| BlackRock Fund Advisorsas of 31 Dec 2025 | 274.17k | 4.24% |
| The Vanguard Group, Inc.as of 31 Dec 2025 | 240.09k | 3.71% |
| Renaissance Technologies LLCas of 31 Dec 2025 | 218.95k | 3.38% |
| Bridgeway Capital Management LLCas of 30 Sep 2025 | 64.82k | 1.00% |
More ▼
Data from 30 Sep 2025 - 31 Dec 2025Source: FactSet Research Systems Inc.
