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EQS-News: Raiffeisen Bank International AG
/ Key word(s): Quarter Results
RBI: First Quarter 2026 - Strong operating result (excl. Russia) and healthy loan growth
05.05.2026 / 07:30 CET/CEST
The issuer is solely responsible for the content of this announcement.
RBI: First Quarter Report 2026
Strong operating result (excl. Russia) and healthy loan growth
- Q1/2026 operating result up 12% y-o-y (excl. Russia), main revenues up 5% to EUR 1,596 million
- Customer loans up 3% to EUR 105 billion year-to-date (excl. Russia)
- Consolidated profit of EUR 209 million (excl. Russia) impacted by upfront booking of higher bank levies
- CET1 ratio excl. Russia at 14.9% (Group CET1 ratio at 17.7%)
- Further business reduction in Russia - all restrictions to remain in place in 2026
- Outlook largely confirmed, with CET1 ratio excl. Russia target updated to reflect announced acquisition projects
The following tables refer to RBI excluding Russia:
| Income Statement in EUR million |
Q1/2026 |
Q1/2025 |
Q4/2025 |
| Net interest income |
1,076 |
1,046 |
1,054 |
| Net fee and commission income |
520 |
466 |
529 |
| Net trading income and fair value result |
5 |
(27) |
(18) |
| General administrative expenses |
(896) |
(850) |
(894) |
| Operating result |
760 |
678 |
736 |
| Other result |
(86) |
(66) |
(13) |
| Governmental measures and compulsory contributions |
(177) |
(116) |
(49) |
| Impairment losses on financial assets |
(103) |
(46) |
(72) |
| Profit/loss before tax |
393 |
450 |
603 |
| Profit/loss after tax |
258 |
318 |
478 |
| Consolidated profit |
209 |
260 |
416 |
| Financial statement in EUR million |
31/3/2026 |
31/12/2025 |
| Loans to customers |
104,702 |
101,195 |
| Deposits from customers |
122,943 |
117,277 |
| Total assets |
201,472 |
193,191 |
| Total risk-weighted assets (RWA) |
84,410 |
80,932 |
| Bank-specific information |
31/3/2026 |
31/12/2025 |
| NPE Ratio |
1.6% |
1.7% |
| NPE Coverage Ratio |
46.4% |
44.2% |
| CET1 ratio transitional (incl. profit) |
14.9% |
15.5% |
| Total capital ratio transitional (incl. profit) |
19.7% |
20.3% |
| Key ratios |
Q1/2026 |
Q1/2025 |
Q4/2025 |
| Net interest margin (Ø interest-bearing assets) |
2.25% |
2.31% |
2.26% |
| Cost/income ratio |
53.4% |
55.0% |
54.1% |
| Provisioning ratio (Ø loans to customers) |
0.36% |
0.20% |
0.37% |
| Consolidated return on equity |
5.2% |
7.3% |
12.4% |
| Earnings per share in EUR |
0.54 |
0.71 |
1.16 |
Outlook 2026
The following guidance refers to RBI excluding Russia.
| Outlook 2026 |
RBI excl. RU |
| Net interest income in EUR |
around 4.4 bn |
| Net fee and commission income in EUR |
around 2.1 bn |
| Loans to customers (growth, excl. announced acquisitions) |
around 7% |
| General administrative expenses in EUR |
around 3.6 bn |
| Cost/income ratio |
around 52.5% |
| Provisioning ratio |
around 35 bps |
| Consolidated return on equity |
around 10.5% |
| CET1 ratio (incl. announced acquisition projects) |
around 14.3%* |
| *’P/B Zero’ Russia deconsolidation scenario |
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In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
For further information please contact:
John P. Carlson, CFA
Head of Group Investor & Media Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089 www.rbinternational.com
05.05.2026 CET/CEST This Corporate News was distributed by EQS Group
View original content: EQS News
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