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About the company
Postal Savings Bank of China Co Ltd is a China-based company primarily engaged in the banking and related financial businesses. The Bank focuses on technology finance, green finance, inclusive finance, pension finance and digital finance. The Bank's main businesses include retail finance, corporate finance, fund asset management, inclusive finance and others. Retail finance mainly provides customer stratification services, special customer group services, pension finance, pension service finance and pension industry financial services. Corporate finance provides treasury management and channel services, financing and credit and consulting services. Fund asset management business includes interbank investment and financing business, bill business, fund custody business, market trading business, bond investment business and asset custody business. Inclusive finance business provides loan services for poverty-stricken areas, industrial assistance services and teaching assistance services.
- Revenue in CNY (TTM)488.20bn
- Net income in CNY89.00bn
- Incorporated2007
- Employees193.78k
- LocationPostal Savings Bank of China Co LtdNo. 3 Financial Avenue, Xicheng DistrictBEIJING 100808ChinaCHN
- Phone+86 1 068858158
- Fax+86 1 068858165
- Websitehttps://www.psbc.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of Jiangsu Co Ltd | 138.89bn | 31.96bn | 191.40bn | 20.78k | 5.99 | 0.6074 | -- | 2.13 | 1.74 | 1.74 | 4.90 | 18.26 | -- | -- | -- | -- | 0.8175 | 0.876 | -- | -- | -- | -- | 39.94 | 35.95 | -- | -- | -- | 32.18 | 3.75 | 9.55 | 11.36 | 17.42 | 2.37 | 14.52 |
| Shanghai Pudong Development Bank Co Ltd | 276.33bn | 42.65bn | 340.72bn | 62.31k | 7.69 | 0.4059 | 6.21 | 1.76 | 1.33 | 1.33 | 5.84 | 26.20 | -- | -- | -- | -- | 0.5122 | 0.5897 | -- | -- | -- | -- | 24.99 | 25.28 | -- | -- | -- | 25.91 | -3.18 | -0.6562 | 27.29 | -6.90 | 17.92 | -7.33 |
| Bank of Communications Co Ltd | 428.83bn | 94.43bn | 574.38bn | 95.27k | 6.03 | 0.4835 | -- | 2.12 | 1.12 | 1.12 | 3.10 | 14.49 | -- | -- | -- | -- | 0.6362 | 0.7246 | -- | -- | -- | -- | 35.34 | 32.96 | -- | -- | -- | 32.44 | -1.77 | 4.22 | 1.02 | 2.91 | 5.43 | 3.77 |
| Postal Savings Bank of China Co Ltd | 488.20bn | 89.00bn | 612.34bn | 193.78k | 6.29 | 0.5356 | -- | 1.62 | 0.8245 | 0.8245 | 3.59 | 9.69 | -- | -- | -- | -- | 0.4952 | 0.5926 | -- | -- | -- | -- | 23.17 | 23.01 | -- | -- | -- | 32.11 | 1.99 | 5.40 | -1.01 | 5.63 | 24.76 | 4.47 |
| China Merchants Bank Co Ltd | 357.02bn | 143.32bn | 1.02tn | 118.07k | 6.98 | 0.8078 | -- | 2.87 | 5.69 | 5.69 | 14.07 | 50.25 | -- | -- | -- | -- | 1.24 | 1.35 | -- | -- | -- | -- | 42.31 | 38.78 | -- | -- | -- | 32.70 | -0.3565 | 5.02 | 0.5393 | 9.38 | 7.83 | 10.76 |
| Bank of China Ltd | 1.01tn | 222.72bn | 1.64tn | 310.48k | 7.21 | 0.531 | -- | 2.44 | 0.7489 | 0.7489 | 2.26 | 10.51 | -- | -- | -- | -- | 0.7116 | 0.8264 | -- | -- | -- | -- | 37.97 | 37.32 | -- | -- | -- | 27.74 | 2.16 | 7.17 | 2.28 | 4.17 | -6.94 | 4.88 |
| China Construction Bank Corp | 1.17tn | 329.83bn | 1.88tn | 373.08k | 6.77 | 0.6358 | -- | 2.43 | 1.30 | 1.30 | 3.06 | 13.89 | -- | -- | -- | -- | 0.7825 | 0.9562 | -- | -- | -- | -- | 43.60 | 39.17 | -- | -- | -- | 30.56 | -0.4657 | 6.41 | 0.2827 | 4.56 | 4.66 | 4.72 |
| Industrial and Commrcl Bank of China Ltd | 1.36tn | 354.46bn | 2.47tn | 408.44k | 7.34 | 0.6419 | -- | 2.88 | 0.9946 | 0.9946 | 2.41 | 11.70 | -- | -- | -- | -- | 0.7282 | 0.9164 | -- | -- | -- | -- | 42.97 | 39.23 | -- | -- | -- | 31.12 | 1.63 | 6.07 | 0.5361 | 2.66 | 4.86 | 3.23 |
| Holder | Shares | % Held |
|---|---|---|
| China Asset Management Co., Ltd.as of 30 Jun 2025 | 335.92m | 0.50% |
| E Fund Management Co., Ltd.as of 30 Jun 2025 | 193.26m | 0.29% |
| Huatai-PineBridge Fund Management Co., Ltd.as of 31 Dec 2024 | 191.61m | 0.29% |
| Harvest Fund Management Co., Ltd.as of 30 Jun 2025 | 113.81m | 0.17% |
| The Vanguard Group, Inc.as of 07 Jan 2026 | 76.70m | 0.11% |
| Fullgoal Fund Management Co., Ltd.as of 30 Jun 2025 | 59.34m | 0.09% |
| BlackRock Fund Advisorsas of 09 Jan 2026 | 42.84m | 0.06% |
| China Southern Asset Management Co., Ltd.as of 30 Jun 2025 | 42.23m | 0.06% |
| ICBC UBS Asset Management Co. Ltd.as of 30 Jun 2025 | 36.98m | 0.06% |
| China Universal Asset Management Co., Ltd.as of 30 Jun 2025 | 33.65m | 0.05% |
