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About the company
Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises.
- Revenue in USD (TTM)1.24bn
- Net income in USD674.24m
- Incorporated2012
- Employees421.00
- LocationEnact Holdings Inc8325 Six Forks RoadRALEIGH 27615United StatesUSA
- Phone+1 (919) 846-4100
- Fax+1 (302) 636-5454
- Websitehttps://enactmi.com/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NMI Holdings Inc | 692.21m | 380.88m | 3.16bn | 228.00 | 8.58 | 1.26 | 8.04 | 4.56 | 4.78 | 4.78 | 8.69 | 32.62 | 0.1965 | -- | -- | 3,009,600.00 | 10.81 | 11.08 | -- | -- | -- | -- | 55.02 | 51.57 | -- | 18.21 | 0.1421 | 0.00 | 12.43 | 11.44 | 11.80 | 15.93 | -7.06 | -- |
| Palomar Holdings Inc | 768.97m | 175.87m | 3.38bn | 253.00 | 19.92 | 3.85 | -- | 4.40 | 6.41 | 6.41 | 28.03 | 33.14 | 0.2947 | -- | -- | 3,039,391.00 | 6.74 | 5.02 | -- | -- | -- | -- | 22.87 | 18.07 | -- | -- | 0.00 | 0.00 | 45.51 | 37.01 | 48.45 | 58.46 | 15.62 | -- |
| Assured Guaranty Ltd. | 814.00m | 403.00m | 4.04bn | 361.00 | 10.82 | 0.7244 | -- | 4.97 | 8.11 | 8.11 | 16.30 | 121.13 | 0.0667 | -- | -- | 2,254,848.00 | 3.50 | 2.73 | -- | -- | -- | -- | 52.46 | 54.29 | -- | -- | 0.2288 | 16.79 | -11.02 | -5.36 | -49.12 | -1.33 | -- | 10.94 |
| Hagerty Inc | 1.36bn | 33.35m | 4.31bn | 1.73k | 33.29 | 20.36 | 27.62 | 3.17 | 0.3785 | 0.3785 | 6.21 | 0.8666 | 0.6852 | -- | -- | 784,776.10 | 6.50 | 1.05 | -- | -- | -- | -- | 9.49 | 1.43 | -- | 285.17 | 0.1989 | 0.00 | 19.98 | 24.74 | -43.96 | 16.17 | 16.80 | -- |
| Radian Group Inc | 1.25bn | 587.45m | 4.55bn | 1.00k | 8.22 | 0.9772 | 7.50 | 3.62 | 4.08 | 4.00 | 8.70 | 34.34 | 0.1509 | -- | -- | 1,254,678.00 | 7.07 | 7.71 | -- | -- | -- | -- | 46.82 | 45.37 | -- | 9.83 | 0.1951 | 21.71 | 4.01 | -3.31 | 0.219 | -2.11 | -35.13 | 150.18 |
| Mercury General Corp | 5.82bn | 439.62m | 5.27bn | 4.20k | 11.99 | 2.36 | 10.28 | 0.9055 | 7.94 | 7.94 | 105.13 | 40.30 | 0.6645 | -- | -- | 1,386,397.00 | 5.02 | 1.99 | -- | -- | -- | -- | 7.55 | 3.13 | -- | 51.15 | 0.2047 | 78.02 | 18.27 | 6.63 | 385.75 | 7.89 | 2.85 | -12.76 |
| Selective Insurance Group Inc | 5.32bn | 457.18m | 5.42bn | 2.80k | 12.03 | 1.59 | 16.51 | 1.02 | 7.49 | 7.49 | 87.18 | 60.05 | 0.3714 | -- | -- | -- | 3.25 | 2.83 | -- | -- | -- | -- | 8.76 | 7.80 | -- | 44.27 | 0.1999 | 24.60 | 9.73 | 12.70 | 131.13 | 13.16 | -- | 6.36 |
| White Mountains Insurance Group Ltd | 2.49bn | 138.40m | 5.51bn | 893.00 | 40.25 | 1.18 | -- | 2.21 | 54.28 | 54.28 | 980.22 | 1,851.38 | 0.2195 | -- | -- | 2,787,458.00 | 2.33 | 2.98 | -- | -- | -- | -- | 10.59 | 14.35 | -- | 11.08 | 0.1321 | 1.36 | 8.66 | 21.38 | -54.70 | -11.28 | -- | 0.00 |
| Lemonade Inc | 658.60m | -173.80m | 5.55bn | 1.24k | -- | 10.74 | -- | 8.43 | -2.38 | -2.38 | 9.01 | 6.91 | 0.352 | -- | -- | 533,279.40 | -9.29 | -16.20 | -- | -- | -- | -- | -26.39 | -76.65 | -- | -- | 0.2122 | -- | 22.50 | 50.90 | 14.65 | -- | 23.29 | -- |
| RLI Corp | 1.88bn | 403.34m | 5.67bn | 1.15k | 14.14 | 3.19 | -- | 3.01 | 4.37 | 4.37 | 20.37 | 19.35 | 0.3193 | -- | -- | -- | 6.84 | 7.62 | -- | -- | -- | -- | 21.43 | 23.83 | -- | 55.51 | 0.0532 | 9.70 | 6.33 | 13.86 | 16.65 | 20.75 | -- | 21.80 |
| MGIC Investment Corp | 1.21bn | 738.35m | 5.99bn | 555.00 | 8.70 | 1.16 | 10.42 | 4.94 | 3.14 | 3.14 | 5.16 | 23.47 | 0.1841 | -- | -- | -- | 11.20 | 11.05 | -- | -- | -- | -- | 60.84 | 62.59 | -- | 27.23 | 0.1115 | 15.00 | 0.4889 | 0.2405 | -3.23 | 10.60 | -- | 18.47 |
| Hanover Insurance Group Inc | 6.58bn | 660.70m | 6.23bn | 4.90k | 9.70 | 1.75 | -- | 0.9469 | 18.13 | 18.18 | 180.49 | 100.37 | 0.4084 | -- | -- | -- | 4.10 | 2.26 | -- | -- | -- | -- | 10.04 | 5.62 | -- | 88.38 | 0.2544 | 35.09 | 5.61 | 6.33 | 55.35 | 12.79 | -- | 6.61 |
| Enact Holdings Inc | 1.24bn | 674.24m | 6.23bn | 421.00 | 9.55 | 1.16 | -- | 5.04 | 4.52 | 4.52 | 8.28 | 37.09 | 0.1843 | -- | -- | -- | 10.05 | 10.73 | -- | -- | -- | -- | 54.56 | 56.49 | -- | 18.38 | 0.122 | -- | 2.83 | 2.20 | -2.01 | 12.73 | -- | -- |
| Essent Group Ltd | 1.26bn | 702.89m | 6.31bn | 510.00 | 9.50 | 1.11 | 8.91 | 4.99 | 6.87 | 6.87 | 12.34 | 58.86 | 0.1745 | -- | -- | 2,021,693.00 | 9.71 | 11.73 | -- | -- | -- | -- | 55.63 | 62.80 | -- | 26.45 | 0.0794 | 13.98 | 12.00 | 7.46 | 4.74 | 5.59 | 37.52 | 30.14 |
| First American Financial Corp | 7.16bn | 482.30m | 6.86bn | 19.04k | 14.47 | 1.29 | 9.84 | 0.9581 | 4.65 | 4.65 | 68.97 | 52.02 | 0.4191 | -- | -- | 376,205.50 | 2.84 | 3.45 | -- | -- | -- | -- | 6.77 | 7.04 | -- | 3.76 | 0.3301 | 41.83 | 0.0894 | -0.1405 | -39.53 | -28.62 | 15.33 | 4.96 |
Data as of Feb 06 2026. Currency figures normalised to Enact Holdings Inc's reporting currency: US Dollar USD
11.91%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| BlackRock Fund Advisorsas of 30 Sep 2025 | 4.17m | 2.89% |
| The Vanguard Group, Inc.as of 31 Dec 2025 | 2.90m | 2.01% |
| Dimensional Fund Advisors LPas of 30 Sep 2025 | 2.63m | 1.82% |
| First Trust Advisors LPas of 30 Sep 2025 | 1.45m | 1.00% |
| Glendon Capital Management LPas of 30 Sep 2025 | 1.30m | 0.90% |
| SSgA Funds Management, Inc.as of 30 Sep 2025 | 1.18m | 0.82% |
| Arrowstreet Capital LPas of 30 Sep 2025 | 1.08m | 0.75% |
| Geode Capital Management LLCas of 30 Sep 2025 | 876.39k | 0.61% |
| LSV Asset Managementas of 30 Sep 2025 | 857.26k | 0.59% |
| American Century Investment Management, Inc.as of 30 Sep 2025 | 755.01k | 0.52% |
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Data from 30 Sep 2025 - 31 Dec 2025Source: FactSet Research Systems Inc.
