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About the company
Affirm Holdings, Inc. provides a platform for digital and mobile-first commerce. The Company's platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its point-of-sale solutions allow consumers to pay for purchases in fixed amounts without deferred interest, late fees, or penalties. It offers commerce enablement, demand generation, and customer acquisition tools. Consumers can use the app to apply for installment loans, and upon approval, they can use the Affirm Card digitally online or in-stores to complete a purchase. The Company’s platform provides consumer and merchant features. Its consumer features include checkout, consumer borrowing, virtual card, affirm app and marketplace and Affirm debit+ card. Its merchant features include affirm at Checkout, merchant dashboard, analytics, client success support, affirm app, and returns management, among others.
- Revenue in USD (TTM)1.76bn
- Net income in USD-750.32m
- Incorporated2019
- Employees2.17k
- LocationAffirm Holdings Inc650 California StreetSAN FRANCISCO 94108United StatesUSA
- Phone+1 (415) 960-1518
- Fax+1 (302) 655-5049
- Websitehttps://www.affirm.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Rithm Capital Corp | 4.23bn | 725.46m | 5.48bn | 6.57k | 7.56 | 0.9288 | 11.07 | 1.29 | 1.50 | 1.50 | 8.74 | 14.79 | 0.1145 | -- | -- | 644,382.20 | 2.24 | 0.9072 | 4.18 | 1.95 | 63.94 | 71.90 | 19.56 | 9.59 | -- | -- | 0.803 | 202.12 | -42.58 | 10.30 | -38.40 | -11.19 | -- | -12.94 |
| Credit Acceptance Corp. | 1.96bn | 250.90m | 6.13bn | 2.23k | 25.96 | 3.74 | 22.04 | 3.13 | 19.50 | 19.50 | 151.57 | 135.20 | 0.2565 | -- | 177.02 | 876,388.90 | 3.29 | 7.98 | 3.44 | 9.14 | -- | -- | 12.83 | 32.66 | -- | 2.08 | 0.7725 | 0.00 | 3.79 | 8.14 | -46.60 | -13.00 | -30.74 | -- |
| OneMain Holdings Inc | 5.38bn | 617.00m | 6.13bn | 9.10k | 9.99 | 1.91 | 6.98 | 1.14 | 5.12 | 5.12 | 44.68 | 26.81 | 0.2322 | -- | 384.43 | 591,428.60 | 2.66 | 3.94 | 2.66 | 3.97 | 80.34 | 80.68 | 11.46 | 17.59 | -- | -- | 0.8586 | 78.40 | 4.09 | 4.56 | -26.49 | 7.48 | -- | -- |
| SoFi Technologies Inc | -100.00bn | -100.00bn | 7.35bn | 4.40k | -- | 1.26 | -- | -- | -- | -- | -- | 5.82 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -27.57 | -- | -- | -- | -- | 165.21 | 28.32 | 5.45 | -- | 54.58 | -- |
| WEX Inc | 2.59bn | 264.40m | 8.85bn | 7.20k | 34.30 | 4.98 | 16.03 | 3.42 | 6.16 | 6.16 | 60.24 | 42.43 | 0.1907 | -- | 0.7102 | 359,541.70 | 1.95 | 0.9148 | 4.09 | 1.54 | 65.30 | 62.53 | 10.21 | 4.44 | -- | 2.86 | 0.7023 | 0.00 | 8.40 | 11.29 | 32.35 | 9.64 | 11.19 | -- |
| Affirm Holdings Inc | 1.76bn | -750.32m | 10.72bn | 2.17k | -- | 4.05 | -- | 6.08 | -2.49 | -2.49 | 5.83 | 8.62 | 0.2089 | -- | 6.93 | 811,761.40 | -8.90 | -- | -9.22 | -- | -- | -- | -42.58 | -- | -- | -2.28 | 0.6971 | -- | 21.41 | -- | -39.29 | -- | -- | -- |
| UWM Holdings Corp | 2.17bn | -13.23m | 10.86bn | 6.70k | -- | 5.66 | -- | 5.01 | -0.178 | -0.178 | 4.62 | 1.20 | 0.17 | -- | 41.08 | 323,205.20 | -0.5479 | 10.09 | -0.7568 | 12.33 | 89.10 | 93.83 | -3.22 | 44.39 | -- | 0.935 | 0.777 | 1.90 | 3.68 | 29.56 | -131.72 | -- | -13.08 | -- |
| Ally Financial Inc | 14.25bn | 749.00m | 11.97bn | 11.10k | 16.07 | 1.06 | 6.24 | 1.34 | 2.45 | 2.45 | 29.17 | 44.93 | -- | -- | -- | -- | 0.4416 | 0.9312 | -- | -- | -- | -- | 9.61 | 20.44 | -- | -- | -- | 19.77 | 31.42 | 9.05 | -43.18 | -5.96 | -5.75 | 16.47 |
| Holder | Shares | % Held |
|---|---|---|
| Morgan Stanley Investment Management, Inc.as of 31 Dec 2023 | 24.75m | 9.54% |
| GIC Pte Ltd. (Investment Management)as of 31 Dec 2023 | 22.01m | 8.48% |
| Capital Research & Management Co. (Global Investors)as of 31 Dec 2023 | 20.25m | 7.80% |
| The Vanguard Group, Inc.as of 31 Dec 2023 | 19.19m | 7.39% |
| Capital Research & Management Co. (World Investors)as of 31 Dec 2023 | 19.00m | 7.32% |
| Baillie Gifford & Co.as of 31 Mar 2024 | 18.73m | 7.22% |
| D. E. Shaw & Co. LPas of 31 Dec 2023 | 9.38m | 3.62% |
| BlackRock Fund Advisorsas of 31 Dec 2023 | 8.14m | 3.14% |
| Two Sigma Advisers LPas of 31 Dec 2023 | 4.71m | 1.81% |
| T. Rowe Price Associates, Inc. (Investment Management)as of 31 Dec 2023 | 4.57m | 1.76% |
