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About the company
Atlanticus Holdings Corporation is a financial technology company. The Company is focused on facilitating consumer credit through the use of financial technology and related services. The Credit as a Service (CaaS) segment includes its private-label credit and general-purpose credit cards, which, through its bank partners, provide financing solutions to consumers. The Auto Finance segment purchases and/or services loans secured by automobiles and provides other financing options to independent automotive dealers and automotive finance companies. Its private-label and general-purpose card products are originated by The Bank of Missouri and WebBank. Its bank partners originate these accounts through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties. The Company uses its technology and proprietary predictive analytics, lenders can make instant credit decisions.
- Revenue in USD (TTM)731.21m
- Net income in USD105.26m
- Incorporated2009
- Employees417.00
- LocationAtlanticus Holdings CorpFive Concourse Parkway, Suite 300ATLANTA 30328United StatesUSA
- Phone+1 (770) 828-2000
- Websitehttps://www.atlanticus.com/
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Mergers & acquisitions
| Acquired company | ATLC:NSQ since announced | Transaction value |
|---|---|---|
| Prog Holdings Inc-Vive Financial Credit Card Receivables Portfolio | 0.07% | 150.00m |
| Mercury Financial LLC | -17.05% | 162.00m |
Data delayed at least 15 minutes, as of Feb 06 2026 21:00 GMT.
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Better Home & Finance Holding Co | 181.26m | -185.18m | 396.65m | 1.25k | -- | 9.27 | -- | 2.19 | -12.20 | -12.20 | 11.93 | 2.73 | 0.1626 | -- | 7.22 | 145,005.60 | -16.61 | -- | -28.96 | -- | 80.30 | 31.63 | -102.16 | -61.85 | -- | -- | 0.9674 | -- | 25.05 | 5.96 | 61.54 | -- | -5.63 | -- |
| LexinFintech Holdings Ltd - ADR | 1.98bn | 263.16m | 445.90m | 4.67k | 1.80 | 0.2616 | -- | 0.2247 | 1.48 | 1.48 | 11.13 | 10.13 | 0.604 | 253.77 | 2.51 | 425,212.80 | 8.01 | 5.48 | 14.96 | 11.56 | 36.02 | 36.50 | 13.26 | 9.84 | 1.80 | -- | 0.2869 | 5.07 | 8.78 | 6.02 | 3.24 | -13.67 | 37.72 | -- |
| World Acceptance Corp | 573.44m | 42.76m | 569.76m | 2.84k | 15.20 | 1.62 | 11.26 | 0.9936 | 7.81 | 7.81 | 111.41 | 73.25 | 0.5091 | -- | -- | 202,058.40 | 3.80 | 6.16 | 4.24 | 7.11 | 92.33 | 92.84 | 7.46 | 11.55 | -- | -- | 0.6208 | 0.00 | -1.46 | -0.8687 | 16.03 | 26.09 | -32.21 | -- |
| Lendingtree Inc | 1.06bn | 14.16m | 587.29m | 927.00 | 42.25 | 4.43 | 16.09 | 0.5545 | 1.02 | 1.02 | 77.81 | 9.71 | 1.37 | -- | 6.57 | 1,142,565.00 | 1.83 | -5.75 | 2.59 | -6.73 | 96.16 | 94.65 | 1.34 | -6.74 | -- | 1.66 | 0.7477 | -- | 33.86 | -4.04 | 65.93 | -- | -10.95 | -- |
| Green Dot Corporation | 2.01bn | -46.94m | 662.14m | 1.15k | -- | 0.7233 | 17.96 | 0.329 | -0.8481 | -0.8481 | 36.63 | 16.48 | 0.3642 | -- | 48.10 | 1,750,348.00 | -0.8494 | 0.5128 | -4.79 | 2.40 | -- | -- | -2.33 | 1.56 | -- | 0.921 | 0.8241 | 0.00 | 14.82 | 9.23 | -497.23 | -- | -1.02 | -- |
| Loandepot Inc | 1.48bn | -73.40m | 683.13m | 4.90k | -- | 2.63 | -- | 0.4625 | -0.3683 | -0.3683 | 7.26 | 0.7783 | 0.2333 | -- | -- | 301,431.80 | -2.25 | 3.86 | -5.39 | -- | 81.26 | 87.58 | -9.63 | 11.83 | -- | 0.5491 | 0.9117 | -- | 8.71 | -2.31 | 10.72 | -- | 16.02 | -- |
| Nerdwallet Inc | 795.00m | 73.30m | 748.95m | 650.00 | 11.24 | 1.86 | 6.14 | 0.9421 | 0.9162 | 0.9162 | 10.17 | 5.53 | 1.78 | -- | 6.71 | 1,223,077.00 | 16.38 | -1.64 | 19.44 | -1.91 | 91.60 | 91.55 | 9.22 | -1.18 | -- | -- | 0.0142 | -- | 14.71 | 24.67 | 357.63 | 1.73 | 7.55 | -- |
| Atlanticus Holdings Corp | 731.21m | 105.26m | 779.03m | 417.00 | 9.13 | 1.32 | 7.02 | 1.07 | 5.63 | 5.63 | 38.26 | 41.60 | 0.1445 | -- | -- | 1,753,508.00 | 2.31 | 5.98 | 2.46 | 6.34 | 50.44 | 63.53 | 16.00 | 24.79 | -- | -- | 0.9062 | 0.00 | 23.95 | 10.83 | 12.52 | 28.14 | 48.23 | -- |
| Velocity Financial Inc | 433.35m | 89.72m | 801.73m | 309.00 | 8.50 | 1.26 | 8.76 | 1.85 | 2.43 | 2.43 | 11.59 | 16.30 | 0.0713 | -- | 10.90 | 1,402,411.00 | 1.50 | 1.18 | 1.64 | 1.28 | 86.20 | 92.53 | 21.01 | 14.86 | -- | 1.14 | 0.9061 | 0.00 | 30.65 | 20.81 | 31.18 | 31.34 | 20.29 | -- |
| Stewards Inc | 1.84m | -2.05m | 820.30m | 0.00 | -- | -- | -- | 446.34 | -0.0972 | -0.0972 | 0.0867 | -0.0691 | 1.05 | -- | 1.53 | -- | -117.26 | -- | -- | -- | -2.23 | -- | -111.48 | -- | -- | -3.89 | 1.79 | -- | 1,753.39 | -- | -486.71 | -- | -- | -- |
| Navient Corp | 541.00m | -79.00m | 960.96m | 2.10k | -- | 0.4006 | -- | 1.78 | -0.8101 | -0.8101 | 5.44 | 24.99 | 0.0108 | -- | -- | -- | -0.1573 | 0.4934 | -0.1835 | 0.556 | 109.43 | 107.06 | -14.60 | 28.00 | -- | -1.97 | 0.9501 | 23.28 | -32.84 | -20.53 | -161.07 | -- | -- | 0.00 |
Data as of Feb 06 2026. Currency figures normalised to Atlanticus Holdings Corp's reporting currency: US Dollar USD
15.68%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| Dimensional Fund Advisors LPas of 30 Sep 2025 | 551.09k | 3.64% |
| Wellington Management Co. LLPas of 30 Sep 2025 | 442.82k | 2.93% |
| BlackRock Fund Advisorsas of 30 Sep 2025 | 367.91k | 2.43% |
| The Vanguard Group, Inc.as of 31 Dec 2025 | 274.17k | 1.81% |
| Renaissance Technologies LLCas of 30 Sep 2025 | 144.86k | 0.96% |
| American Century Investment Management, Inc.as of 30 Sep 2025 | 144.57k | 0.96% |
| Geode Capital Management LLCas of 30 Sep 2025 | 137.57k | 0.91% |
| Bridgeway Capital Management LLCas of 30 Sep 2025 | 111.34k | 0.74% |
| SSgA Funds Management, Inc.as of 30 Sep 2025 | 106.66k | 0.70% |
| Arrowstreet Capital LPas of 30 Sep 2025 | 93.53k | 0.62% |
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Data from 30 Sep 2025 - 31 Dec 2025Source: FactSet Research Systems Inc.
