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About the company
Atlanticus Holdings Corporation is a financial technology company. It is engaged in providing products and services to lenders in the United States. The Company’s Credit as a Service (CaaS) segment provides private label credit and general-purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. Its flexible technology solutions allow its bank partners to integrate its paperless process and instant decisioning platform with the existing infrastructure of participating retailers, healthcare providers and other service providers. Within its Auto Finance segment, its CAR subsidiary operations principally purchase and/or service loans secured by automobiles from or for, and also provide floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
- Revenue in USD (TTM)533.81m
- Net income in USD81.04m
- Incorporated2009
- Employees386.00
- LocationAtlanticus Holdings CorpSUITE 400, FIVE CONCOURSE PARKWAYATLANTA 30328United StatesUSA
- Phone+1 (770) 828-2000
- Websitehttps://www.atlanticus.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yiren Digital Ltd - ADR | 754.44m | 279.28m | 420.76m | 754.00 | 1.53 | 0.3397 | 1.50 | 0.5577 | 3.16 | 3.16 | 8.54 | 14.25 | 0.5154 | -- | 9.53 | 1,000,579.00 | 19.08 | 10.63 | 23.52 | 16.04 | 83.33 | 83.23 | 37.02 | 18.68 | -- | -- | 0.00 | -- | 42.54 | -16.29 | 74.09 | 5.66 | -49.90 | -- |
| LexinFintech Holdings Ltd - ADR | 1.92bn | 112.05m | 542.56m | 4.27k | 5.06 | 0.3891 | -- | 0.2825 | 0.6518 | 0.6518 | 11.22 | 8.48 | 0.5927 | 175.11 | 2.49 | 450,064.50 | 3.46 | 7.03 | 6.62 | 15.32 | 37.11 | 38.77 | 5.83 | 12.58 | 1.77 | 1.67 | 0.3404 | 1.91 | 32.35 | 11.44 | 30.03 | -11.62 | 33.45 | -- |
| Green Dot Corporation | 1.63bn | -55.41m | 550.59m | 1.20k | -- | 0.591 | 17.94 | 0.3368 | -1.04 | -1.04 | 30.69 | 17.34 | 0.3287 | -- | 55.58 | 1,362,413.00 | -1.11 | 1.23 | -6.07 | 4.96 | -- | -- | -3.39 | 3.58 | -- | 1.19 | 0.8063 | 0.00 | 3.57 | 7.10 | -89.50 | -43.71 | 4.47 | -- |
| Lendingtree Inc | 773.05m | -36.49m | 583.25m | 860.00 | -- | 6.19 | -- | 0.7545 | -2.71 | -2.71 | 58.30 | 7.05 | 0.9246 | -- | 6.97 | 898,895.40 | -4.36 | -4.13 | -5.49 | -4.90 | 95.54 | 94.20 | -4.72 | -4.74 | -- | 0.5569 | 0.8337 | -- | -31.73 | -2.54 | 34.87 | -- | -3.42 | -- |
| EZCORP Inc | 1.16bn | 83.10m | 661.81m | 8.00k | 10.99 | 0.8198 | 5.70 | 0.5697 | 1.10 | 1.10 | 13.76 | 14.75 | 0.7846 | 2.67 | 15.88 | 145,200.30 | 5.61 | 1.70 | 6.65 | 1.94 | 58.74 | 58.48 | 7.15 | 2.41 | 1.99 | -- | 0.2902 | 0.00 | 10.73 | 6.52 | 116.04 | 94.33 | -1.64 | -- |
| Velocity Financial Inc | 388.27m | 64.37m | 671.90m | 253.00 | 11.04 | 1.39 | 10.23 | 1.73 | 1.84 | 1.84 | 10.94 | 14.64 | 0.0833 | -- | 13.46 | 1,534,656.00 | 1.39 | 1.07 | 1.54 | 1.14 | 90.91 | 93.93 | 16.70 | 13.64 | -- | 1.39 | 0.9036 | 0.00 | 28.92 | 20.43 | 62.42 | 46.51 | -36.19 | -- |
| World Acceptance Corp. | 557.95m | 83.80m | 688.33m | 2.87k | 7.99 | 1.62 | 7.28 | 1.23 | 14.71 | 14.71 | 98.17 | 72.36 | 0.5179 | -- | -- | 194,272.70 | 7.78 | 5.10 | 8.85 | 5.87 | 91.78 | 93.52 | 15.02 | 9.31 | -- | -- | 0.5474 | 0.00 | -7.03 | 1.03 | 264.29 | 1.15 | -21.60 | -- |
| Loandepot Inc | 1.39bn | -92.29m | 761.91m | 4.25k | -- | 2.44 | -- | 0.5471 | -0.5134 | -0.5134 | 6.36 | 0.9557 | 0.2229 | -- | -- | 327,674.80 | -3.11 | 4.67 | -6.69 | -- | 81.42 | 87.76 | -13.96 | 13.42 | -- | 0.5389 | 0.8843 | -- | -19.52 | 0.2811 | 59.66 | -- | -12.75 | -- |
| Atlanticus Holdings Corp | 533.81m | 81.04m | 800.32m | 386.00 | 12.20 | 1.75 | 9.39 | 1.50 | 4.45 | 4.45 | 28.47 | 38.86 | 0.1894 | -- | -- | 1,382,928.00 | 3.74 | 6.58 | 3.97 | 7.02 | 51.80 | 67.67 | 19.75 | 23.62 | -- | -- | 0.8006 | 0.00 | -0.7545 | 19.52 | -29.74 | 58.12 | 23.62 | -- |
| Guild Holdings Co | 1.08bn | -93.82m | 850.93m | 4.20k | -- | 0.7293 | -- | 0.7905 | -1.55 | -1.55 | 17.43 | 18.85 | 0.2645 | -- | 18.93 | 256,305.00 | -2.31 | 5.30 | -2.40 | 5.56 | -- | -- | -8.74 | 14.41 | -- | -0.3457 | 0.7186 | 15.96 | -14.41 | 1.70 | -111.87 | -- | -3.79 | -- |
| Nerdwallet Inc | 637.50m | -10.50m | 1.03bn | 730.00 | -- | 3.18 | 26.51 | 1.61 | -0.1357 | -0.1357 | 8.11 | 4.39 | 1.55 | -- | 6.55 | 873,287.70 | -2.55 | -- | -2.95 | -- | 90.49 | -- | -1.65 | -- | -- | -- | 0.00 | -- | 11.23 | -- | -15.69 | -- | -- | -- |
| Holder | Shares | % Held |
|---|---|---|
| Dimensional Fund Advisors LPas of 30 Sep 2024 | 586.75k | 3.98% |
| BlackRock Fund Advisorsas of 30 Sep 2024 | 384.22k | 2.61% |
| The Vanguard Group, Inc.as of 30 Sep 2024 | 268.61k | 1.82% |
| Geode Capital Management LLCas of 30 Sep 2024 | 122.50k | 0.83% |
| Renaissance Technologies LLCas of 30 Sep 2024 | 104.76k | 0.71% |
| SSgA Funds Management, Inc.as of 30 Sep 2024 | 93.43k | 0.63% |
| Kennedy Capital Management LLCas of 30 Sep 2024 | 77.10k | 0.52% |
| Wellington Management Co. LLPas of 30 Sep 2024 | 47.16k | 0.32% |
| Northern Trust Investments, Inc.(Investment Management)as of 30 Sep 2024 | 47.03k | 0.32% |
| American Century Investment Management, Inc.as of 30 Sep 2024 | 32.56k | 0.22% |
