Equities

Citizens Financial Services Inc

CZFS:NAQ

Citizens Financial Services Inc

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FinancialsBanks
  • Price (USD)76.76
  • Today's Change-0.05 / -0.07%
  • Shares traded198.60k
  • 1 Year change+23.06%
  • Beta0.3053
Data delayed at least 15 minutes, as of Mar 17 2023 20:00 BST.
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About the company

Citizens Financial Services, Inc. is a bank holding company. The Company is engaged in the ownership and management of its subsidiary Acquisition Company, LLC (CZFS), First Citizens Insurance Agency, Inc., and 1st Realty of PA LLC. The Company operates its business through its subsidiary First Citizens Community Bank (FCCB). FCCB is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial, and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services. FCCB operates approximately 31 offices in Pennsylvania, Delaware, and New York.

  • Revenue in USD (TTM)83.36m
  • Net income in USD29.06m
  • Incorporated1983
  • Employees312.00
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Mergers & acquisitions

Acquired companyDeal statusDateDate /
Deal status
CZFS:NAQ since
announced
Transaction
value
HV Bancorp IncAnnounced19 Oct 202219 Oct 2022Announced9.66%71.92m
Data delayed at least 15 minutes, as of Mar 17 2023 20:00 BST.

Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
Revenue
(YOY change %)
Revenue
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
Dividend
(5 yr growth rate)
Greenhill & Co., Inc.258.45m3.27m168.09m382.0043.812.0122.020.6504-0.4071-0.407111.394.560.4609--5.63676,581.100.58394.680.82695.9696.5396.901.278.25--1.330.769124.35-18.611.56-92.26--21.58-22.16
TOP Financial Group Ltd-100.00bn-100.00bn173.85m11.00-------------------------------------------------53.74---30.79------
MMTec Inc879.39k-7.57m226.49m65.00--0.8017--257.55-2.78-2.780.31123.320.0624--0.621213,529.08-53.72-84.60-57.56-100.7178.98---860.86-970.13----0.00---12.00---121.61---4.70--
Silvercrest Asset Management Group Inc123.22m18.83m229.91m152.008.542.726.631.871.911.9112.556.000.5576--13.72810,638.2013.9311.0930.8824.26----24.9918.81--91.300.050450.66-6.376.1728.1428.683.527.84
Allspring Multi-Sector Income Fund-100.00bn-100.00bn253.03m--------------------------------------------------------------
Saratoga Investment Corp85.77m13.88m284.66m0.0020.480.8474--3.321.171.177.1728.250.0927--143.41--1.505.971.606.2443.6840.5716.1855.81--2.020.651353.4322.7116.36209.5032.06--3.75
Citizens Financial Services Inc83.36m29.06m304.83m312.0010.491.5210.033.727.327.3220.6150.40--------1.301.38--------35.4934.80------28.1013.8511.63-0.199214.8351.02--
Puyi Inc (ADR)27.41m-8.81m319.67m552.00--8.46--11.66-0.1461-0.14610.45450.62620.4051--3.2949,661.89-13.02-1.27-19.13-1.6182.0780.70-32.14-2.81----0.00---1.293.93-30.83--52.25--
Vinci Partners Investments Ltd77.32m41.57m331.74m244.0011.221.747.444.290.73070.73071.364.720.2391--8.00--12.85--14.20------53.76------0.0674---12.32--5.18------
FRMO Corp.4.68m44.68m340.74m0.007.631.522.1272.811.011.010.10635.090.0119--2.32--40.6813.4370.0619.71----3,420.15501.97----0.0016---51.116.19-95.10-3.35----
Triplepoint Venture Growth BDC Corp73.43m-20.07m394.84m0.00--0.9402--5.38-0.6015-0.60152.2511.880.0756-------2.074.54-2.134.8733.0452.65-27.3342.18--0.46660.5745128.458.957.42-126.22----0.1385
Oppenheimer Holdings Inc. (USA)1.11bn32.35m437.54m2.87k15.050.541111.020.39392.602.6089.4672.410.3859--0.7935387,357.401.123.043.329.4397.7097.972.896.95--2.910.285114.35-20.313.84-79.6520.5923.796.40
Trinity Capital Inc145.50m-30.38m454.68m57.00--0.9903--3.12-0.9879-0.98794.6013.150.141--18.752,552,632.00-2.94---3.08--75.31---20.88----0.69680.5705--77.02---122.96------
Data as of Mar 17 2023. Currency figures normalised to Citizens Financial Services Inc's reporting currency: US Dollar USD

Institutional shareholders

6.95%Per cent of shares held by top holders
HolderShares% Held
Citizens & Northern Investment Managementas of 31 Dec 202286.94k2.19%
Fourthstone LLCas of 31 Dec 202255.42k1.40%
Hudock, Inc.as of 31 Dec 202240.77k1.03%
JFS Wealth Advisors LLCas of 31 Dec 202229.61k0.75%
Fidelity Management & Research Co. LLCas of 31 Dec 202225.42k0.64%
Ergoteles LLCas of 31 Dec 20229.80k0.25%
Weatherly Asset Management LPas of 31 Dec 20229.56k0.24%
Millennium Management LLCas of 31 Dec 20226.10k0.15%
Clear Street LLCas of 31 Dec 20226.09k0.15%
Wellington Management Co. LLPas of 31 Dec 20226.08k0.15%
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Data from 31 Dec 2022 - 31 Dec 2022Source: FactSet Research Systems Inc.
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