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About the company
Funding Circle Holdings plc provides loan platform for small and mid-size enterprises (SMEs). The Company operates in three geographic segments: the United Kingdom, the United States and Developing Markets. The Developing Markets segment includes the Company’s businesses in Germany and the Netherlands. It reinvents small business lending through machine learning, technology, and data. Its 4D system work system includes data accumulation, data engineering, data science, and decision engine platform. The Company’s products include FlexiPay, FlexiPay card, and embedded finance. Its FlexiPay enables businesses to spread any UK invoice or supplier payment over three months, with the initial payment being made upfront on their behalf. Its FlexiPay Card enables small businesses to spend money for up to 30 days interest free, with 1% cashback for those which repay their balance at the end of the month. Its embedded finance offer loans to SMEs within their own Website.
- Revenue in GBP (TTM)193.70m
- Net income in GBP34.90m
- Incorporated2010
- Employees804.00
- LocationFunding Circle Holdings PLC71 Queen Victoria StreetLONDON EC4V 4AYUnited KingdomGBR
- Phone+44 203 667 2265
- Websitehttps://corporate.fundingcircle.com/
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| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lendinvest PLC | 79.47m | 15.04m | 116.24m | 187.00 | 6.84 | 1.93 | 6.34 | 1.46 | 0.1227 | 0.1227 | 0.5615 | 0.435 | 0.0601 | -- | 96.38 | 424,962.60 | 1.14 | 0.405 | 1.19 | 0.4209 | 68.30 | 52.85 | 18.93 | 4.81 | -- | -- | 0.9532 | 47.29 | 21.27 | 31.76 | 186.84 | -- | 1.25 | -- |
| Equals Group PLC | 58.56m | -498.00k | 160.59m | 254.00 | -- | 3.78 | 21.16 | 2.74 | -0.0028 | -0.0028 | 0.3263 | 0.2344 | 0.9014 | 163.80 | 6.76 | 230,547.30 | -0.3725 | -4.31 | -0.5005 | -5.38 | 48.95 | 63.45 | -0.4133 | -7.91 | 1.71 | 2.53 | 0.1379 | -- | 52.25 | 34.03 | 64.97 | -- | 115.57 | -- |
| Bango plc | 17.42m | 381.00k | 173.78m | 88.00 | 447.71 | 6.41 | 42.79 | 9.97 | 0.0051 | 0.0051 | 0.2297 | 0.3553 | 0.5338 | -- | 2.88 | 197,997.50 | 1.17 | -6.99 | 1.35 | -8.19 | 92.46 | 95.26 | 2.19 | -15.94 | -- | -0.1121 | 0.002 | -- | 31.51 | 42.35 | -56.71 | -- | 5.93 | -- |
| International Personal Finance Plc | 583.20m | 49.80m | 186.00m | 5.84k | 3.93 | 0.4602 | 2.39 | 0.3189 | 0.2127 | 0.2127 | 2.49 | 1.81 | 0.5539 | -- | 1.06 | 99,828.83 | 4.73 | 2.78 | 5.81 | 3.34 | 90.26 | 92.48 | 8.54 | 4.48 | -- | 42.57 | 0.5663 | 57.74 | -17.03 | -6.23 | 165.26 | -10.06 | -8.57 | -8.39 |
| H&T Group Plc | 147.82m | 7.55m | 188.12m | 963.00 | 22.25 | 1.23 | 11.65 | 1.27 | 0.1928 | 0.1928 | 3.77 | 3.49 | 0.8175 | 3.54 | 2.02 | 153,501.60 | 4.18 | 6.98 | 4.66 | 7.58 | 23.14 | 23.18 | 5.11 | 8.21 | 4.55 | 10.19 | 0.2218 | 37.50 | -5.51 | 4.78 | -51.89 | -4.43 | 37.63 | 5.46 |
| Funding Circle Holdings PLC | 193.70m | 34.90m | 209.19m | 804.00 | 6.36 | 0.6977 | 4.08 | 1.08 | 0.091 | 0.091 | 0.5033 | 0.8299 | 0.2973 | -- | 5.02 | 240,920.40 | 5.36 | -7.91 | 8.16 | -15.09 | 95.82 | -- | 18.02 | -27.81 | -- | -- | 0.276 | -- | 96.04 | 37.24 | 156.51 | -- | -3.61 | -- |
| S&U PLC | 94.43m | 38.92m | 253.95m | 200.00 | 6.52 | 1.20 | 6.44 | 2.69 | 3.20 | 3.20 | 7.77 | 17.49 | 0.2752 | -- | 57.25 | 472,140.00 | 11.34 | 9.58 | 11.59 | 9.86 | 77.69 | 79.75 | 41.21 | 31.56 | -- | 11.45 | 0.4238 | 46.99 | 4.93 | 7.75 | 159.33 | 13.30 | 0.8711 | 6.72 |
| Holder | Shares | % Held |
|---|---|---|
| T. Rowe Price International Ltd.as of 31 Dec 2022 | 18.00m | 4.98% |
| Jupiter Asset Management Ltd.as of 26 Jul 2022 | 17.97m | 4.98% |
| J.O. Hambro Capital Management Ltd.as of 31 Dec 2022 | 16.40m | 4.54% |
| Capital Research & Management Co. (World Investors)as of 31 Dec 2022 | 14.71m | 4.07% |
| Ninety One UK Ltd.as of 30 Sep 2022 | 8.44m | 2.34% |
| Amiral Gestion SAas of 31 Dec 2021 | 7.28m | 2.01% |
| S.W. Mitchell Capital LLPas of 31 Mar 2022 | 4.15m | 1.15% |
| Schroder Investment Management Ltd.as of 30 Sep 2022 | 3.28m | 0.91% |
| Norges Bank Investment Managementas of 31 Dec 2021 | 2.89m | 0.80% |
| BlackRock Investment Management (UK) Ltd.as of 31 Dec 2022 | 2.21m | 0.61% |
