Open Lending Corp


Open Lending Corp

FinancialsFinance and Credit Services
  • Price (USD)9.87
  • Today's Change-0.02 / -0.20%
  • Shares traded1.17m
  • 1 Year change-44.17%
  • Beta0.7489
Data delayed at least 15 minutes, as of Feb 03 2023 21:00 GMT.
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About the company

Open Lending Corporation is a provider of loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders throughout the United States. The Company provides lending enablement and risk analytics to credit unions, regional banks, and the captive finance companies of original equipment manufacturer (OEM). It also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on those automotive loans. Its Lenders Protection Program (LPP) is an automotive lending program designed to underwrite default insurance on loans made to near-prime and non-prime borrowers. LPP uses risk-based pricing models combined with loan default insurance provided by third-party insurers. LPP enables automotive lenders to assess the credit risk of a potential borrower using data driven analysis, enabling the lender to generate an all-inclusive, insured, interest rate for a loan for the borrower. It caters to 396 lenders.

  • Revenue in USD (TTM)204.40m
  • Net income in USD98.65m
  • Incorporated2019
  • Employees132.00
  • Location
    Open Lending Corp1501 S. Mopac Expressway, Suite #450AUSTIN 78746United StatesUSA
  • Phone+1 (512) 892-0400
  • Fax+1 (302) 655-5049
  • Websitehttps://www.openlending.com/
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Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
(YOY change %)
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
(5 yr growth rate)
Loandepot Inc2.22bn-187.14m874.11m11.31k--1.75--0.3929-1.21-1.2115.051.590.2211--25.24196,758.80-4.35---5.20--82.1788.52-19.6819.36---0.22920.8169---7.1726.75---7.63----
International Money Express Inc519.54m57.40m880.97m674.0016.136.0713.241.701.471.4713.333.911.45--5.26770,835.3016.017.5023.9510.40----11.054.89--17.830.45930.0028.55--38.65------
Ellington Financial Inc241.78m-73.80m925.69m170.00--0.906--3.83-1.19-1.194.0919.120.0449--2.731,422,224.00-0.64791.14-1.282.3549.0952.02-14.4228.69--0.57410.8014107.561.1416.96626.85-----4.00
i3 Verticals Inc317.86m-17.10m967.35m1.64k--4.41155.273.04-0.7697-0.769714.296.600.447--6.92194,173.50-3.27-1.79-4.46-2.5676.9248.25-7.30-2.620.7163-0.11310.4826--41.823.90-283.71--42.80--
Repay Holdings Corp268.75m3.75m996.49m552.00240.600.99399.203.71-0.0041-0.00412.5310.170.1636--8.27486,873.60-0.0299---0.032--75.84---0.183-----3.410.3252--41.42--52.57------
Green Dot Corporation1.44bn47.74m1.02bn1.20k21.821.307.830.70850.88820.888226.5914.860.3166--20.281,198,311.001.052.595.067.72----3.326.43--7.850.81680.0014.3114.80106.572.905.82--
Moneygram International Inc1.29bn16.60m1.04bn3.07k64.33--15.330.80740.1680.16813.07-1.930.2914----420,768.200.3742-0.81420.3907-0.859847.4548.421.28-2.68--2.041.31--5.46-4.67-379.75---12.94--
LendingClub Corp1.23bn289.69m1.08bn1.38k3.670.92343.220.87692.752.7511.6210.930.1904------4.50-0.191819.01-0.31721.43--23.63-0.8232----0.8485--55.102.071,459.12------
Zuora Inc383.74m-125.29m1.15bn1.39k--6.26--3.00-0.966-0.9662.961.380.7006--5.07275,475.90-22.88-21.32-37.30-39.8760.6954.92-32.65-25.34---15.260.5312--13.5325.13-35.87--21.81--
Athena Bitcoin Global75.93m-3.92m1.18bn41.00------15.59-0.0012-0.00120.0187-0.00136.24----2,449,194.00-32.24---183.66--6.88---5.17-----2.373.23--18.58---2,377.50------
Open Lending Corp204.40m98.65m1.25bn132.0012.635.3412.516.100.78160.78161.621.850.5906--2.921,548,508.0028.50--29.98--90.31--48.26----35.380.3885--98.04--261.03------
Paya Holdings Inc276.91m9.47m1.29bn300.00134.005.0931.304.650.07260.07262.141.910.4294--10.65923,033.301.47--1.82--51.29--3.42----2.650.4904--21.02---54.77------
Global Blue Group Holding Ltd233.17m-82.57m1.37bn1.41k------5.86-0.4554-0.45541.28-0.00680.2104--1.27165,253.90-7.35---10.42-------34.94-----1.060.9946--181.79--78.00------
Federal Agricultural Mortgage Corp561.47m144.24m1.42bn153.0010.161.95--2.5313.2613.2651.61114.070.0219--2.833,669,706.000.66980.52880.97390.937648.8539.2230.5321.56----0.952331.03-14.346.7020.6410.89--27.62
Ready Capital Corp665.83m218.42m1.49bn0.005.920.87416.
Data as of Feb 03 2023. Currency figures normalised to Open Lending Corp's reporting currency: US Dollar USD

Institutional shareholders

43.25%Per cent of shares held by top holders
HolderShares% Held
Wasatch Advisors, Inc.as of 30 Sep 202217.15m13.58%
T. Rowe Price Associates, Inc. (Investment Management)as of 30 Sep 202210.92m8.65%
The Vanguard Group, Inc.as of 30 Sep 20228.89m7.04%
BlackRock Fund Advisorsas of 30 Sep 20226.17m4.88%
SSgA Funds Management, Inc.as of 30 Sep 20222.42m1.92%
Massachusetts Financial Services Co.as of 30 Sep 20222.31m1.83%
Geode Capital Management LLCas of 30 Sep 20221.92m1.52%
Hound Partners LLCas of 30 Sep 20221.78m1.41%
St. Denis J. Villere & Co. LLCas of 31 Dec 20221.67m1.32%
Federated MDTA LLCas of 30 Sep 20221.39m1.10%
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Data from 30 Sep 2022 - 31 Dec 2022Source: FactSet Research Systems Inc.
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