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About the company
Open Lending Corporation provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States, which enables each lending institution to book near-prime and non-prime automotive loans, coupled with real-time underwriting of loan default insurance, out of its existing business flow. The Company also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on automotive loans. Its flagship product, Lenders Protection platform (LPP), is a cloud-based automotive lending enablement platform. The platform uses risk-based pricing models that enable automotive lenders to assess the credit risk of a potential borrower using data-driven analysis. The Company's proprietary risk models project loan performance, including expected losses and prepayments, in arriving at the optimal contract interest rate.
- Revenue in USD (TTM)17.67m
- Net income in USD-139.48m
- Incorporated2019
- Employees205.00
- LocationOpen Lending Corp1501 S. Mopac Expressway, Suite #450AUSTIN 78746United StatesUSA
- Phone+1 (512) 892-0400
- Fax+1 (302) 636-5454
- Websitehttps://www.openlending.com/
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Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Parke Bancorp Inc | 129.48m | 29.12m | 251.55m | 99.00 | 8.82 | 0.8231 | 8.47 | 3.85 | 2.41 | 2.41 | 5.39 | 25.83 | -- | -- | -- | -- | 1.40 | 1.65 | -- | -- | -- | -- | 44.61 | 46.52 | -- | -- | -- | 24.30 | 11.01 | 9.48 | -3.32 | -1.61 | -27.50 | 0.8282 |
| NASB Financial Inc | 168.44m | 26.69m | 253.14m | 463.00 | 9.57 | 0.6016 | -- | 3.00 | 3.66 | 3.66 | 11.58 | 58.18 | -- | -- | -- | -- | 0.9052 | 2.02 | -- | -- | -- | -- | 31.58 | 33.61 | -- | -- | -- | 33.78 | 15.08 | 6.12 | 1.19 | -8.13 | 2.57 | -12.94 |
| Fidelity D&D Bancorp Inc | 109.71m | 21.73m | 254.58m | 289.00 | 11.74 | 1.20 | 9.29 | 3.05 | 3.76 | 3.76 | 14.42 | 36.70 | -- | -- | -- | -- | 0.8389 | 0.9824 | -- | -- | -- | -- | 26.06 | 27.75 | -- | -- | -- | 34.90 | 14.05 | 22.20 | 14.19 | 12.43 | 2.47 | 7.76 |
| Timberland Bancorp Inc | 99.30m | 25.89m | 256.55m | 274.00 | 10.03 | 1.02 | 9.03 | 3.30 | 3.24 | 3.24 | 9.73 | 31.95 | -- | -- | -- | -- | 1.35 | 1.47 | -- | -- | -- | -- | 33.28 | 35.20 | -- | -- | -- | 30.60 | 18.60 | 11.22 | -10.45 | 0.218 | -9.46 | 10.37 |
| Greystone Housing Impact Investors LP | 94.03m | 10.35m | 271.64m | 0.00 | 25.96 | 0.9225 | 26.20 | 2.89 | 0.4473 | 0.4473 | 4.07 | 16.75 | 0.0629 | -- | 12.56 | -- | 0.9363 | 2.68 | 1.11 | 3.09 | 35.80 | 49.47 | 14.89 | 46.41 | -- | 18.86 | 0.74 | 84.20 | -12.99 | 3.07 | -62.75 | -7.10 | -- | 5.02 |
| John Marshall Bancorp Inc | 110.52m | 17.67m | 273.43m | 136.00 | 15.42 | 1.08 | 14.11 | 4.94 | 1.24 | 1.24 | 3.89 | 17.72 | -- | -- | -- | -- | 0.7836 | -- | -- | -- | -- | -- | 32.02 | -- | -- | -- | -- | -- | 9.29 | -- | 231.94 | -- | -- | -- |
| Primis Financial Corp | 208.35m | 3.97m | 279.12m | 592.00 | 72.10 | 0.7432 | 114.25 | 1.64 | 0.1566 | 0.1566 | 6.90 | 15.19 | -- | -- | -- | -- | -0.1698 | 0.145 | -- | -- | -- | -- | -3.78 | 3.99 | -- | -- | -- | 138.11 | 9.53 | 11.85 | -106.91 | -- | 1.64 | 2.13 |
| LINKBANCORP Inc | 160.09m | 35.83m | 280.39m | 298.00 | 7.78 | 0.9533 | 6.63 | 2.31 | 0.9638 | 0.9638 | 3.26 | 7.87 | -- | -- | -- | -- | 1.27 | -- | -- | -- | -- | -- | 29.55 | -- | -- | -- | -- | -- | 143.45 | -- | 318.99 | -- | -- | -- |
| First Bancorp Inc | 152.55m | 28.10m | 291.15m | 284.00 | 10.32 | 1.12 | 9.59 | 3.48 | 2.52 | 2.52 | 7.49 | 23.19 | -- | -- | -- | -- | 0.9116 | 1.21 | -- | -- | -- | -- | 33.64 | 38.06 | -- | -- | -- | 46.11 | 16.12 | 13.61 | -8.38 | 1.16 | -1.28 | 3.77 |
| Open Lending Corp | 17.67m | -139.48m | 294.67m | 205.00 | -- | 3.69 | -- | 16.67 | -1.17 | -1.17 | 0.148 | 0.6665 | 0.0516 | -- | 0.6891 | 86,204.88 | -40.73 | 0.1414 | -45.14 | 0.1504 | -36.88 | 85.36 | -789.27 | 0.3405 | -- | -- | 0.6334 | 1,498.98 | -79.55 | -23.69 | -711.74 | -- | 10.76 | -- |
| MarketWise Inc | 383.22m | 6.29m | 303.88m | 439.00 | 5.93 | -- | 3.38 | 0.793 | 3.15 | 3.15 | 189.77 | -0.9846 | 1.28 | -- | 63.14 | 872,931.70 | 29.13 | -68.74 | 36.45 | -115.54 | 87.15 | 75.29 | 22.76 | -54.60 | -- | -- | -- | -- | -8.81 | 8.47 | 296.13 | -24.06 | -5.56 | -- |
| NewtekOne Inc | 293.04m | 48.97m | 314.26m | 591.00 | 6.27 | 1.11 | 6.24 | 1.07 | 1.90 | 1.90 | 11.40 | 11.48 | 0.1607 | -- | 9.31 | 495,837.60 | 2.77 | 4.31 | 5.06 | 5.63 | 93.35 | -- | 17.26 | 28.48 | -- | 1.50 | 0.852 | 87.21 | 34.25 | 20.01 | 7.36 | 3.67 | 28.36 | -18.78 |
| Onity Group Inc | 986.70m | 24.40m | 314.49m | 4.30k | 13.78 | 0.681 | 9.83 | 0.3187 | 2.85 | 2.85 | 122.26 | 63.91 | 0.0672 | -- | 6.35 | 229,465.10 | 0.1772 | -0.1681 | 0.1795 | -0.1718 | 94.90 | 85.48 | 2.64 | -2.05 | -- | 2.47 | 0.9671 | -- | -8.50 | -2.77 | 152.43 | -- | 9.36 | -- |
| BayCom Corp | 132.61m | 23.44m | 316.12m | 320.00 | 13.68 | 0.9671 | 11.87 | 3.25 | 2.10 | 2.10 | 8.72 | 29.70 | -- | -- | -- | -- | 0.9148 | 0.9144 | -- | -- | -- | -- | 24.07 | 22.92 | -- | -- | -- | 11.45 | 4.25 | 11.47 | -13.90 | 6.40 | 3.99 | -- |
| Plumas Bancorp | 84.89m | 29.55m | 319.61m | 183.00 | 9.33 | 1.46 | 10.32 | 3.78 | 4.94 | 4.94 | 14.15 | 31.68 | -- | -- | -- | -- | 1.81 | 1.67 | -- | -- | -- | -- | 34.91 | 35.91 | -- | -- | -- | 17.38 | 13.05 | 16.50 | -3.89 | 13.03 | -13.46 | 19.27 |
| Southern First Bancshares Inc | 202.50m | 18.27m | 326.02m | 297.00 | 17.70 | 0.9657 | 14.15 | 3.31 | 2.25 | 2.25 | 12.15 | 41.33 | -- | -- | -- | -- | 0.4356 | 0.7537 | -- | -- | -- | -- | 18.54 | 24.62 | -- | -- | -- | 0.00 | 13.30 | 16.78 | 15.67 | -11.03 | -37.80 | -- |
Data as of Jul 11 2025. Currency figures normalised to Open Lending Corp's reporting currency: US Dollar USD
31.57%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| The Vanguard Group, Inc.as of 31 Mar 2025 | 7.89m | 6.61% |
| Palogic Value Management LPas of 09 Apr 2025 | 6.95m | 5.82% |
| BlackRock Fund Advisorsas of 31 Mar 2025 | 6.85m | 5.74% |
| Ethos Financial Group LLCas of 31 Mar 2025 | 2.95m | 2.47% |
| SSgA Funds Management, Inc.as of 31 Mar 2025 | 2.62m | 2.19% |
| Geode Capital Management LLCas of 31 Mar 2025 | 2.47m | 2.07% |
| Scoggin Management LPas of 11 Apr 2025 | 2.44m | 2.04% |
| EVR Research LPas of 31 Mar 2025 | 2.08m | 1.74% |
| Cannell Capital LLCas of 31 Mar 2025 | 1.92m | 1.61% |
| Dimensional Fund Advisors LPas of 31 Mar 2025 | 1.53m | 1.28% |
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Data from 31 Mar 2025 - 31 Mar 2025Source: FactSet Research Systems Inc.
