Profile data is unavailable for this security.
About the company
Peoples Bancorp of North Carolina, Inc. serves as the holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has a diversified loan portfolio, with no foreign loans and few agricultural loans. The Bank’s loan portfolio also includes Individual Taxpayer Identification Number (ITIN) mortgage loans generated through its former Banco offices. It has four subsidiaries, such as Peoples Investment Services, Inc., Real Estate Advisory Services, Inc., Community Bank Real Estate Solutions, LLC (CBRES) and PB Real Estate Holdings, LLC. Peoples Investment Services, Inc. provides the Bank’s customers access to investment counseling and non-deposit investment products. Real Estate Advisory Services, Inc. provides real estate appraisal and real estate brokerage services. CBRES serves as a clearinghouse for appraisal services for community banks. PB Real Estate Holdings, LLC acquires, manages, and disposes of real property, other collateral, and assets.
- Revenue in USD (TTM)54.43m
- Net income in USD16.12m
- Incorporated1999
- Employees279.00
- LocationPeoples Bancorp of North Carolina Inc518 W C St, 518 WEST C STREETNEWTON 28658-4007United StatesUSA
- Phone+1 (828) 464-5620
- Fax+1 (828) 465-6780
More ▼
Peer analysis
Key Information
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| First Guaranty Bancshares Inc | 136.58m | 26.56m | 171.68m | 465.00 | 6.46 | 0.8502 | 5.60 | 1.55 | 2.48 | 2.48 | 10.36 | 21.93 | -- | -- | -- | -- | 0.9581 | 0.8942 | -- | -- | -- | -- | 26.01 | 23.74 | -- | -- | -- | 30.55 | 22.03 | 15.12 | 2.48 | 15.99 | -17.26 | 5.36 |
| Limestone Bancorp Inc | 57.81m | 18.04m | 171.81m | 222.00 | 9.53 | 1.29 | 8.50 | 2.96 | 2.36 | 2.36 | 7.59 | 17.52 | -- | -- | -- | -- | 1.27 | 0.9835 | -- | -- | -- | -- | 31.65 | 25.78 | -- | -- | -- | -- | 15.82 | 9.03 | 22.80 | -20.76 | 19.32 | -- |
| First-Citizens Bank & Trust Co | 1.54bn | 684.70m | 172.80m | 4.09k | 3.15 | 0.3791 | 0.1636 | 0.0688 | 6.86 | 6.86 | 25.22 | 62.26 | -- | -- | -- | -- | 1.24 | 0.1595 | -- | -- | -- | -- | 28.46 | 3.65 | -- | -- | -- | 185.97 | -10.80 | 4.48 | -226.62 | -- | -19.90 | 18.47 |
| Exchange Bank | 101.21m | 37.48m | 173.15m | 400.00 | 4.62 | 0.8571 | -- | 1.40 | 21.86 | 21.86 | 72.04 | 117.84 | -- | -- | -- | -- | 1.09 | 1.22 | -- | -- | -- | -- | 30.35 | 30.49 | -- | -- | -- | 20.23 | 6.19 | 4.21 | 2.94 | 13.95 | -- | 7.58 |
| MainStreet Bancshares Inc | 83.85m | 24.52m | 176.68m | 138.00 | 7.20 | 1.02 | 9.25 | 2.36 | 3.26 | 3.26 | 9.94 | 26.64 | -- | -- | -- | -- | 1.49 | 1.25 | -- | -- | -- | -- | 35.64 | 32.90 | -- | -- | -- | -- | 30.60 | 25.48 | 22.50 | 44.57 | -- | -- |
| Colony Bankcorp Inc | 91.49m | 19.54m | 178.93m | 511.00 | 8.91 | 0.7772 | 5.74 | 1.55 | 1.14 | 1.14 | 6.73 | 13.08 | -- | -- | -- | -- | 0.6944 | 0.7751 | -- | -- | -- | -- | 16.89 | 17.60 | -- | -- | -- | 27.45 | 29.61 | 14.78 | 4.73 | 15.32 | 16.57 | 33.87 |
| Medallion Financial Corp | 196.62m | 43.84m | 179.33m | 158.00 | 4.19 | 0.5878 | 3.25 | 1.06 | 1.84 | 1.84 | 7.10 | 13.08 | -- | -- | -- | -- | 2.41 | 0.7594 | -- | -- | -- | -- | 29.35 | 8.61 | -- | -- | -- | 21.38 | 23.69 | 58.55 | -18.98 | -- | -- | -- |
| C&F Financial Corp | 101.35m | 29.16m | 179.52m | 613.00 | 6.23 | 0.9202 | 5.32 | 1.47 | 8.31 | 8.31 | 34.67 | 56.27 | -- | -- | -- | -- | 1.28 | 1.25 | -- | -- | -- | -- | 24.08 | 19.13 | -- | -- | -- | 23.15 | 8.14 | 2.50 | 1.72 | 17.15 | -4.08 | 4.44 |
| Peoples Bancorp of North Carolina, Inc. | 54.43m | 16.12m | 179.96m | 279.00 | 11.21 | 1.71 | 8.12 | 2.31 | 2.85 | 2.85 | 13.74 | 18.66 | -- | -- | -- | -- | 0.9937 | 1.05 | -- | -- | -- | -- | 20.72 | 20.81 | -- | -- | -- | 28.82 | 15.37 | 5.35 | 6.54 | 8.23 | -3.86 | 9.99 |
| Evans Bancorp Inc | 79.48m | 22.39m | 181.55m | 379.00 | 8.24 | 1.18 | 7.55 | 1.97 | 4.04 | 4.04 | 16.66 | 28.32 | -- | -- | -- | -- | 1.02 | 1.03 | -- | -- | -- | -- | 24.28 | 23.03 | -- | -- | -- | 31.84 | 2.45 | 10.73 | -6.88 | 12.22 | 5.87 | 9.51 |
| LCNB Corp. | 65.75m | 22.01m | 182.18m | 309.00 | 8.36 | 0.9078 | 7.32 | 2.42 | 1.93 | 1.93 | 6.60 | 17.82 | -- | -- | -- | -- | 1.16 | 1.14 | -- | -- | -- | -- | 29.37 | 27.97 | -- | -- | -- | 47.09 | 7.48 | 8.14 | 5.34 | 11.56 | -33.14 | 4.82 |
| Western New England Bancorp Inc | 85.93m | 25.89m | 183.02m | 289.00 | 6.97 | 0.8024 | 6.40 | 1.98 | 1.18 | 1.18 | 4.22 | 10.27 | -- | -- | -- | -- | 1.02 | 0.7859 | -- | -- | -- | -- | 27.97 | 23.28 | -- | -- | -- | 27.51 | 7.61 | 3.02 | 9.23 | 9.67 | -12.37 | 14.87 |
| Ames National Corporation | 61.55m | 19.29m | 185.24m | 254.00 | 9.64 | 1.24 | 8.70 | 2.94 | 2.14 | 2.14 | 6.97 | 16.58 | -- | -- | -- | -- | 0.9032 | 1.06 | -- | -- | -- | -- | 30.66 | 32.21 | -- | -- | -- | 49.97 | 1.77 | 6.09 | -19.32 | 5.32 | 35.47 | 4.23 |
| First Western Financial Inc | 100.47m | 21.70m | 185.40m | 365.00 | 8.73 | 0.7687 | 7.82 | 1.66 | 2.23 | 2.23 | 11.49 | 25.37 | -- | -- | -- | -- | 0.8045 | 0.9194 | -- | -- | -- | -- | 19.43 | 18.81 | -- | -- | -- | 0.00 | 62.03 | 24.69 | 5.28 | 88.53 | 42.84 | -- |
| Isabella Bank Corp | 65.80m | 22.24m | 187.52m | 347.00 | 8.53 | 1.01 | 7.68 | 2.53 | 2.91 | 2.91 | 9.70 | 24.63 | -- | -- | -- | -- | 1.09 | 0.8328 | -- | -- | -- | -- | 29.99 | 24.73 | -- | -- | -- | 52.00 | 9.46 | 2.41 | 14.05 | 10.41 | 9.48 | 1.32 |
| Community Financial Corp(Maryland) | 82.71m | 28.32m | 188.34m | 196.00 | 6.65 | 1.01 | 6.21 | 2.36 | 5.00 | 5.00 | 14.12 | 33.11 | -- | -- | -- | -- | 1.20 | 0.9934 | -- | -- | -- | -- | 35.43 | 28.66 | -- | -- | -- | 13.24 | 17.22 | 9.07 | 9.39 | 23.37 | 14.39 | 11.84 |
Data as of Mar 30 2023. Currency figures normalised to Peoples Bancorp of North Carolina Inc's reporting currency: US Dollar USD
31.66%Per cent of shares held by top holders
| Holder | Shares | % Held |
|---|---|---|
| Fourthstone LLCas of 31 Dec 2022 | 419.08k | 7.44% |
| Strategic Value Bank Partners LLCas of 31 Dec 2022 | 309.64k | 5.49% |
| Tontine Associates LLCas of 31 Dec 2022 | 232.18k | 4.12% |
| The Vanguard Group, Inc.as of 31 Dec 2022 | 209.85k | 3.72% |
| Dimensional Fund Advisors LPas of 31 Dec 2022 | 160.45k | 2.85% |
| Rhino Investment Partners, Inc.as of 31 Dec 2022 | 126.60k | 2.25% |
| HoldCo Asset Management LP (Investment Management)as of 31 Dec 2022 | 106.05k | 1.88% |
| Wellington Management Co. LLPas of 31 Dec 2022 | 105.42k | 1.87% |
| Bridgeway Capital Management LLCas of 31 Dec 2022 | 72.13k | 1.28% |
| BlackRock Fund Advisorsas of 31 Dec 2022 | 43.44k | 0.77% |
More ▼
Data from 31 Dec 2022 - 31 Dec 2022Source: FactSet Research Systems Inc.
