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About the company
Prospa Group Ltd is an Australia-based financial technology company. The Company is a provider of cash flow products and services. The Company’s operations consist primarily of the provision of loans to small businesses in Australia and New Zealand. It facilitates referrals and customer acquisitions from a network of distribution partners, including finance brokers, aggregator networks, online affiliates, accountants and other advisers. The purpose-built credit decision engine (CDE) enables approvals and adoption of dynamic risk-based pricing, where interest rates associated with a facility are based on credit risk assessments for individual customers. Its CDE allows the business to quickly evaluate opportunities and potential risks across the portfolio. Its product suite includes a Small Business Loan and a Line of Credit. The Company has launched Prospa Plus Business Loans, offering higher credit quality for small to medium enterprises (SME).
- Revenue in AUD (TTM)279.78m
- Net income in AUD-33.34m
- Incorporated2018
- Employees--
- LocationProspa Group LtdL 1 4-16 Yurong ParkwaySydney 2000AustraliaAUS
- Websitehttps://ipo.prospa.com/
Mergers & acquisitions
Acquired company | PGL:ASX since announced | Transaction value |
---|---|---|
Zip Business Australia Pty Ltd-Australian Business Loan Portfolio | 10.53% | 847.00k |
Peer analysis
- Key Information
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- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
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- Growth Rates
Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Butn Ltd | 13.33m | -6.73m | 14.72m | -- | -- | 0.8099 | -- | 1.10 | -0.0344 | -0.0344 | 0.0679 | 0.0617 | 0.1428 | -- | 0.1674 | -- | -7.21 | -- | -8.54 | -- | -- | -- | -50.48 | -- | -- | 0.1433 | 0.8626 | -- | 112.02 | -- | 24.61 | -- | -- | -- |
Harmoney Corp Ltd | 116.34m | -4.80m | 44.35m | 80.00 | -- | 0.9744 | -- | 0.3813 | -0.0511 | -0.0511 | 1.44 | 0.4464 | 0.1503 | -- | 45.04 | -- | -0.6194 | -- | -0.6241 | -- | 59.08 | -- | -4.12 | -- | -- | -18.90 | 0.9421 | -- | 53.08 | -- | 59.62 | -- | -- | -- |
BNK Banking Corporation Ltd | 83.63m | -3.07m | 45.71m | -- | -- | 0.3625 | -- | 2.02 | -0.0258 | -0.0258 | 0.1909 | 1.06 | -- | -- | -- | -- | -0.1705 | -0.2363 | -- | -- | -- | -- | -13.53 | -2.15 | -- | -- | -- | -- | 200.00 | 49.98 | 68.24 | -- | -- | -- |
Earlypay Ltd | 57.00m | -326.00k | 50.74m | 44.00 | -- | 0.6721 | 46.25 | 0.8902 | -0.0012 | -0.0012 | 0.1955 | 0.2604 | 0.1291 | -- | 0.2619 | -- | -0.0738 | 1.44 | -0.1458 | 2.96 | 78.47 | 95.61 | -0.572 | 9.43 | -- | 1.25 | 0.785 | 99.80 | 13.56 | 5.50 | -158.56 | -- | 42.20 | -- |
WISR Ltd | 96.73m | -8.29m | 53.49m | 32.00 | -- | 0.9946 | -- | 0.553 | -0.0062 | -0.0062 | 0.0728 | 0.0392 | 0.1006 | -- | 71.52 | -- | -0.8621 | -4.12 | -0.865 | -4.17 | -- | -- | -8.57 | -43.44 | -- | 0.84 | 0.9426 | -- | 54.66 | 125.06 | 33.92 | -- | -- | -- |
Moneyme Ltd | 225.30m | 9.66m | 56.01m | -- | 4.14 | 0.3238 | 2.72 | 0.2486 | 0.0169 | 0.0169 | 0.3831 | 0.2162 | 0.1704 | -- | 29.22 | -- | 0.7307 | -1.62 | 0.7338 | -1.64 | 96.25 | -- | 4.29 | -8.55 | -- | 1.61 | 0.8637 | -- | 66.96 | 58.27 | 124.39 | 76.32 | 89.66 | -- |
Prospa Group Ltd | 279.78m | -33.34m | 68.99m | -- | -- | 0.6823 | -- | 0.2466 | -0.2043 | -0.2043 | 1.72 | 0.6156 | 0.3033 | -- | -- | -- | -3.61 | -3.40 | -3.67 | -3.57 | 75.87 | 83.64 | -11.92 | -12.03 | -- | -15.74 | 0.8835 | -- | 61.91 | 22.06 | -767.01 | -- | 25.19 | -- |
FSA Group Ltd | 89.17m | 8.20m | 112.85m | 106.00 | 13.83 | 1.30 | 10.55 | 1.27 | 0.0673 | 0.0673 | 0.7321 | 0.7166 | 0.124 | -- | -- | 841,244.10 | 1.30 | 3.16 | 1.33 | 3.26 | 55.57 | 79.30 | 10.45 | 22.04 | -- | -- | 0.8726 | 47.48 | 19.19 | 0.562 | -24.53 | 0.6105 | 5.66 | 0.00 |
Plenti Group Ltd | 176.49m | -15.54m | 115.25m | -- | -- | 2.07 | -- | 0.653 | -0.0917 | -0.0917 | 0.9986 | 0.3184 | 0.0921 | -- | 1,534.68 | -- | -0.8111 | -1.66 | -0.8136 | -1.68 | 88.07 | 90.17 | -8.80 | -18.14 | -- | -- | 0.9739 | -- | 62.09 | 54.78 | -115.06 | -- | 49.09 | -- |
Solvar Ltd | 215.42m | 35.10m | 199.60m | 351.00 | 5.69 | 0.5301 | 5.35 | 0.9266 | 0.166 | 0.166 | 1.02 | 1.78 | 0.2166 | -- | 0.8784 | -- | 3.53 | 6.22 | 4.03 | 6.74 | 97.48 | 98.48 | 16.29 | 24.27 | -- | 1.99 | 0.6246 | 62.96 | 11.42 | 23.25 | -7.75 | 17.59 | -1.18 | 11.67 |
CVC Ltd | 57.09m | 12.87m | 221.97m | 10.00 | 17.42 | 1.26 | 16.37 | 3.89 | 0.1091 | 0.1091 | 0.4864 | 1.50 | 0.1885 | 1.56 | 1.58 | -- | 4.11 | 3.59 | 5.06 | 4.28 | 26.11 | 43.95 | 21.82 | 19.31 | 1.38 | -- | 0.4499 | 138.46 | 16.29 | 10.25 | 119.75 | -9.99 | -27.04 | -9.71 |
Humm Group Ltd | 565.40m | -15.20m | 230.09m | 730.00 | -- | 0.3878 | 37.11 | 0.407 | -0.0354 | -0.0354 | 1.33 | 1.16 | 0.1196 | -- | 77.45 | -- | -0.2242 | -0.1421 | -0.2268 | -0.1449 | 54.32 | 72.66 | -1.87 | -1.03 | -- | -- | 0.8872 | -- | 15.89 | 1.28 | 99.02 | -- | -9.10 | -23.16 |
COG Financial Services Ltd | 441.17m | 8.88m | 242.60m | 2.00k | 26.84 | 1.52 | 6.64 | 0.5499 | 0.0464 | 0.0464 | 2.32 | 0.8176 | 0.8246 | 924.11 | 21.70 | 220,583.50 | 3.74 | 1.52 | 8.43 | 2.74 | 38.31 | 38.73 | 4.54 | 2.31 | 0.7421 | 4.35 | 0.5481 | -- | 14.04 | 17.28 | -59.08 | 16.01 | -27.99 | -- |
Holder | Shares | % Held |
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AustralianSuper Pty Ltd.as of 04 Sep 2023 | 9.49m | 5.78% |