Regional Management Corp

Regional Management Corp

FinancialsFinance and Credit Services
  • Price (USD)29.78
  • Today's Change-0.25 / -0.83%
  • Shares traded212.00
  • 1 Year change-48.24%
  • Beta1.4034
Data delayed at least 15 minutes, as of Dec 07 2022 14:30 GMT.
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About the company

Regional Management Corp. is a diversified consumer finance company. The Company provides instalment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small, large, and retail instalment loans. It offers small instalment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. It offers large instalment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. It offers indirect retail instalment loans of up to $7,500, with terms between six and 48 months, which are secured by the purchased items. It offers its customers optional payment and collateral protection insurance relating to various of its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. It operates under the name Regional Finance.

  • Revenue in USD (TTM)494.66m
  • Net income in USD69.61m
  • Incorporated2011
  • Employees1.69k
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Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
(YOY change %)
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
(5 yr growth rate)
Lesaka Technologies Inc312.89m-41.31m223.19m2.66k--1.14--0.7133-0.7062-0.70625.383.290.59639.6410.98117,761.00-6.95-10.09-8.91-14.5721.8134.29-11.66-34.501.20-7.840.4892--70.21-18.26-16.00---16.45--
Altisource Portfolio Solutions S.A.157.02m28.48m227.50m2.02k8.95--5.941.451.581.589.67-6.790.7266--9.3477,579.5513.58-1.2618.88-1.5310.1322.9118.69-1.16---2.821.80---51.18-29.12117.59-16.26-43.17--
CoreCard Corp66.99m15.55m237.51m800.0015.564.5511.713.551.791.797.756.141.13--6.1283,732.5026.3117.6330.8320.5755.4958.5423.2123.01----0.00--34.5042.6210.76--79.45--
SWK Holdings Corp46.64m16.99m247.43m33.0014.600.892912.565.301.321.323.6321.620.164--9.681,332,657.005.9710.446.0710.69----36.4266.95--
Agribank FCB2.48bn782.58m248.75m--96.4111.280.43160.
Ocwen Financial Corp997.40m161.35m249.65m5.70k1.890.47791.430.250317.3611.10107.5368.830.0818--7.61174,983.001.32-0.69721.35-0.71886.3577.5616.18-6.30--5.230.9531--9.28-5.42105.23--75.24--
Federal Home Loan Mortgage Corp79.01bn389.00m274.65m7.28k0.706----0.00350.59840.5984121.5554.200.0258----10,847,610.000.33640.40780.33910.4255----13.0514.11--1.200.98890.00-2.331.641,297.1438.20----
Chicago Atlantic Real Estate Fin Inc41.26m29.40m280.41m--7.611.04--6.802.092.092.7615.230.1728--96.13--12.32--12.64--82.64--71.25----867.150.164--------------
Regional Management Corp494.66m69.61m287.86m1.69k4.280.93313.510.58197.017.0150.2332.180.3388----292,522.204.774.335.004.52----14.0712.80--3.570.79975.5014.5612.24231.7929.84-10.18--
Lendingtree Inc1.04bn-129.11m288.96m1.41k--1.40--0.2775-10.29-10.3380.4516.150.8347--9.13740,029.90-10.354.89-12.186.1494.3694.80-12.404.94---0.68620.798--20.7223.37355.1018.571.87--
CPI Card Group Inc442.52m24.74m298.19m1.15k12.45--7.600.67392.102.1037.65-8.351.594.786.27384,795.708.88-1.5011.21-1.8535.9833.885.59-1.231.632.211.42--20.163.97-1.5424.18-6.76--
Velocity Financial Inc233.14m31.03m330.97m215.0010.840.901410.051.420.94150.94156.8311.330.0764--15.391,084,381.001.070.91421.100.936495.0595.4214.0011.43--1.310.89620.008.5519.29166.1824.87-35.36--
Granite Point Mortgage Trust Inc196.68m-38.73m338.71m33.00--0.337643.671.72-0.7366-0.73663.6819.190.0512--18.775,959,940.00-0.70651.24-0.98831.6043.0944.11-13.8022.10----0.7317132.70-10.6526.58266.6513.83----
AFC Gamma Inc68.45m40.04m343.34m0.008.120.98838.585.
CompoSecure Inc552.64m41.55m345.09m715.006.33--1.550.62440.71430.71435.91-12.152.72----772,916.10101.11------56.86--37.17--0.95689.258.62------353.00------
LexinFintech Holdings Ltd - ADR1.29bn110.69m348.50m3.90k3.370.293--0.27040.56050.56056.576.450.415783.502.48330,857.103.609.117.3724.9735.5439.978.6615.901.46--0.5300.00-2.2721.27292.27--30.47--
Data as of Dec 07 2022. Currency figures normalised to Regional Management Corp's reporting currency: US Dollar USD

Institutional shareholders

56.62%Per cent of shares held by top holders
HolderShares% Held
Basswood Capital Management LLCas of 30 Nov 2022873.24k9.11%
Dimensional Fund Advisors LPas of 30 Sep 2022755.18k7.88%
Forager Capital Management LLCas of 30 Sep 2022709.09k7.40%
BlackRock Fund Advisorsas of 30 Sep 2022708.39k7.39%
Wellington Management Co. LLPas of 30 Sep 2022672.24k7.02%
The Vanguard Group, Inc.as of 30 Sep 2022433.91k4.53%
Fidelity Management & Research Co. LLCas of 30 Sep 2022385.07k4.02%
LSV Asset Managementas of 30 Sep 2022339.66k3.55%
Khrom Capital Management LLCas of 30 Sep 2022308.26k3.22%
Renaissance Technologies LLCas of 30 Sep 2022240.14k2.51%
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Data from 30 Sep 2022 - 30 Sep 2022Source: FactSet Research Systems Inc.
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