Profile data is unavailable for this security.
About the company
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.
- Revenue in USD (TTM)597.16m
- Net income in USD33.03m
- Incorporated2011
- Employees2.13k
- LocationRegional Management Corp979 Batesville Road, Suite BGREER 29651United StatesUSA
- Phone+1 (864) 448-7000
- Fax+1 (302) 655-5049
- Websitehttps://www.regionalmanagement.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fifth District Bancorp Inc | 20.19m | 132.00k | 68.10m | 67.00 | 491.97 | 0.5352 | 81.95 | 5.63 | 0.0249 | 0.0249 | 2.22 | 22.89 | -- | -- | -- | -- | 0.026 | -- | -- | -- | -- | -- | 1.09 | -- | -- | -- | -- | -- | 17.45 | -- | -235.18 | -- | -- | -- |
| Favo Capital Inc | 1.84m | -2.05m | 74.45m | 0.00 | -- | -- | -- | 40.51 | -0.0972 | -0.0972 | 0.0867 | -0.0691 | 1.05 | -- | 1.53 | -- | -117.26 | -- | -- | -- | -2.23 | -- | -111.48 | -- | -- | -3.89 | 1.79 | -- | 1,753.39 | -- | -486.71 | -- | -- | -- |
| Vroom Inc | 127.62m | -54.92m | 147.20m | 704.00 | -- | 0.928 | -- | 1.15 | -43.85 | -46.02 | 48.06 | 30.72 | 0.1154 | -- | 9.48 | 181,272.70 | -4.97 | -15.61 | -7.16 | -22.18 | 54.25 | 9.24 | -43.04 | -18.66 | -- | -16.60 | 0.8291 | -- | 16.23 | -38.10 | -62.45 | -- | -0.2335 | -- |
| California First Leasing Corp | 3.87m | 4.59m | 175.02m | 98.00 | 38.20 | -- | 17.71 | 45.18 | 0.4921 | 0.4921 | 0.4161 | -- | -- | -- | -- | -- | -- | 5.79 | -- | 6.38 | -- | -- | 118.46 | 78.46 | -- | -- | -- | 28.46 | 128.19 | 27.53 | 99.08 | 37.54 | -- | -- |
| Better Home & Finance Holding Co | 141.92m | -205.36m | 184.28m | 1.25k | -- | -- | -- | 1.30 | -13.57 | -13.57 | 9.38 | -6.73 | 0.1537 | -- | 7.06 | 113,537.60 | -22.24 | -- | -28.96 | -- | 83.70 | 31.63 | -144.70 | -61.85 | -- | -- | 1.11 | -- | 25.05 | 5.96 | 61.54 | -- | -5.63 | -- |
| Consumer Portfolio Services Inc | 389.14m | 19.31m | 217.32m | 943.00 | 12.66 | 0.7263 | 10.76 | 0.5585 | 0.796 | 0.796 | 16.04 | 13.88 | 0.1165 | -- | 39.40 | 417,081.50 | 0.578 | 1.69 | 0.5917 | 1.73 | 47.52 | 62.37 | 4.96 | 13.73 | -- | -- | 0.9171 | -- | 9.56 | 1.50 | -57.65 | 28.85 | -10.43 | -- |
| CPI Card Group Inc | 491.43m | 18.84m | 263.08m | 1.50k | 14.73 | -- | 7.41 | 0.5354 | 1.58 | 1.58 | 41.30 | -2.63 | 1.46 | 4.05 | 6.82 | 327,617.30 | 5.61 | 7.98 | 7.08 | 10.12 | 34.67 | 36.12 | 3.83 | 5.37 | 1.80 | 1.78 | 1.12 | 0.00 | 8.11 | 11.56 | -18.61 | -- | 17.26 | -- |
| Regional Management Corp | 597.16m | 33.03m | 290.97m | 2.13k | 8.91 | 0.8269 | 6.16 | 0.4873 | 3.29 | 3.29 | 59.56 | 35.47 | 0.3266 | -- | -- | 280,226.20 | 1.81 | 2.94 | 1.88 | 3.53 | -- | -- | 5.53 | 9.14 | -- | 1.56 | 0.8042 | 21.56 | 6.73 | 10.59 | 158.35 | -1.62 | 18.62 | -- |
| Oportun Financial Corp | 321.87m | -42.48m | 322.89m | 1.52k | -- | 0.7539 | 48.85 | 1.00 | -1.12 | -1.12 | 7.59 | 9.76 | 0.099 | -- | -- | 139,215.40 | -1.31 | -2.26 | -1.34 | -2.35 | -- | -- | -13.20 | -15.97 | -- | -- | 0.884 | -- | 5.18 | -7.77 | 56.28 | -- | -5.20 | -- |
| Loandepot Inc | 1.47bn | -85.97m | 432.18m | 4.90k | -- | 1.64 | -- | 0.2947 | -0.4534 | -0.4534 | 6.45 | 0.797 | 0.2326 | -- | -- | 299,253.90 | -2.72 | 3.86 | -6.84 | -- | 81.28 | 87.58 | -11.69 | 11.83 | -- | 0.5364 | 0.9057 | -- | 10.17 | -2.20 | 10.72 | -- | 16.02 | -- |
| Lendingtree Inc | 972.18m | -55.10m | 500.13m | 927.00 | -- | 4.82 | -- | 0.5144 | -4.12 | -4.12 | 72.60 | 7.67 | 1.14 | -- | 10.39 | 1,048,737.00 | -6.47 | -5.75 | -7.85 | -6.73 | 96.15 | 94.65 | -5.67 | -6.74 | -- | 1.34 | 0.8264 | -- | 33.86 | -4.04 | 65.93 | -- | -10.95 | -- |
| Yiren Digital Ltd - ADR | 834.11m | 187.38m | 505.48m | 949.00 | 2.72 | 0.3717 | 2.68 | 0.606 | 2.15 | 2.15 | 9.57 | 15.74 | 0.4932 | -- | 10.02 | 878,939.10 | 11.08 | 11.66 | 13.27 | 15.11 | 85.38 | 80.06 | 22.46 | 23.02 | -- | -- | 0.00 | -- | 18.59 | -7.93 | -23.94 | 6.49 | -28.16 | -- |
| Holder | Shares | % Held |
|---|---|---|
| Forager Capital Management LLCas of 16 Jun 2025 | 1.09m | 11.04% |
| Basswood Capital Management LLCas of 22 May 2025 | 1.02m | 10.42% |
| BlackRock Fund Advisorsas of 31 Mar 2025 | 971.40k | 9.88% |
| Dimensional Fund Advisors LPas of 31 Mar 2025 | 690.95k | 7.03% |
| The Vanguard Group, Inc.as of 31 Mar 2025 | 444.10k | 4.52% |
| LSV Asset Managementas of 31 Mar 2025 | 335.90k | 3.42% |
| Wellington Management Co. LLPas of 31 Mar 2025 | 263.39k | 2.68% |
| Renaissance Technologies LLCas of 31 Mar 2025 | 254.24k | 2.59% |
| Tieton Capital Management LLCas of 31 Mar 2025 | 248.70k | 2.53% |
| Twin Lions Management LLCas of 31 Mar 2025 | 231.57k | 2.36% |
