Profile data is unavailable for this security.
About the company
Southern Michigan Bancorp, Inc. is a bank holding company and the parent company of Southern Michigan Bank & Trust (The Bank). The Bank operates about 18 branches within Branch, Calhoun, Hillsdale, Jackson, Kalamazoo, and St. Joseph counties, providing a range of consumer, business, and wealth management services throughout the region. Its business, which it conducts primarily through the Bank, is concentrated in a single industry segment, commercial banking. The Bank offers a variety of deposit, payment, credit, and other financial services to all types of customers. The Bank’s commercial lending covers categories, such as business, industrial, agricultural, construction, inventory, and real estate. It offers trust and investment services, which include investment management, trustee services, and others. It also owns Southern Michigan Bancorp Capital Trust I, SMB Risk Management, Inc., and 27 Marshall Street, LLC. The Bank wholly owns SMB Financial Services, Inc.
- Revenue in USD (TTM)65.57m
- Net income in USD10.91m
- Incorporated1982
- Employees173.00
- LocationSouthern Michigan Bancorp Inc51 W Pearl StCOLDWATER 49036United StatesUSA
- Phone+1 (517) 279-5500
- Fax+1 (517) 279-7986
- Websitehttps://www.smb-t.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Delhi Bank Corp | -100.00bn | -100.00bn | 69.33m | 42.00 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 22.68 | -- | -25.43 | -- | -- | -- |
| Katahdin Bankshares Corp | 46.47m | 9.91m | 71.96m | 167.00 | 7.29 | 0.8196 | -- | 1.84 | 3.09 | 3.09 | 12.21 | 27.45 | -- | -- | -- | -- | 0.982 | 1.01 | -- | -- | -- | -- | 25.28 | 25.99 | -- | -- | -- | 18.27 | 28.50 | 6.97 | 1.88 | 9.40 | 10.33 | 7.17 |
| PRIME MERIDIAN HOLDING CO | 39.93m | 8.71m | 72.25m | 110.00 | 8.19 | 0.8967 | 7.66 | 2.31 | 2.69 | 2.69 | 9.62 | 24.53 | -- | -- | -- | -- | 1.04 | 1.01 | -- | -- | -- | -- | 27.87 | 28.13 | -- | -- | -- | 7.09 | 29.88 | 19.72 | -10.05 | 16.59 | -10.15 | 17.08 |
| Peoples Financial Corp | 30.89m | 8.96m | 72.72m | 137.00 | 8.13 | -- | 9.36 | 2.20 | 1.92 | 1.92 | 7.08 | -- | -- | -- | -- | -- | -- | 0.716 | -- | -- | -- | -- | 27.11 | 19.09 | -- | -- | -- | 16.75 | 37.63 | 10.56 | 2.52 | 70.89 | 29.75 | 71.88 |
| United Bancorp Inc | 36.85m | 8.59m | 73.91m | 115.00 | 8.28 | 1.20 | 7.32 | 2.47 | 1.57 | 1.57 | 5.44 | 10.81 | -- | -- | -- | -- | 1.14 | 1.17 | -- | -- | -- | -- | 29.94 | 29.71 | -- | -- | -- | 50.27 | 33.22 | 11.56 | 3.92 | 16.13 | 6.61 | 5.04 |
| Old Point Financial Corp | 66.63m | 7.73m | 74.35m | 291.00 | 9.54 | 0.6962 | 7.53 | 1.20 | 1.55 | 1.55 | 12.41 | 21.19 | -- | -- | -- | -- | 0.5518 | 0.6198 | -- | -- | -- | -- | 12.45 | 14.22 | -- | -- | -- | 33.95 | 38.68 | 11.73 | -15.13 | 9.46 | 17.11 | 4.94 |
| Cnb Community Bancorp Inc | 57.31m | 10.61m | 74.40m | -- | 6.91 | 0.7783 | -- | 1.54 | 4.92 | 4.92 | 22.43 | 43.67 | -- | -- | -- | -- | 0.8802 | 1.08 | -- | -- | -- | -- | 21.94 | 24.23 | -- | -- | -- | 21.53 | 31.72 | 14.88 | -13.06 | 4.61 | -- | 0.8851 |
| Jeffersonville Bancorp | 29.41m | 11.18m | 75.33m | 125.00 | 6.74 | 0.9327 | -- | 2.55 | 2.64 | 2.64 | 6.98 | 19.07 | -- | -- | -- | -- | 1.62 | 1.21 | -- | -- | -- | -- | 37.80 | 30.14 | -- | -- | -- | 35.90 | 24.02 | 7.43 | 20.11 | 12.49 | 31.19 | 0.00 |
| Harleysville Financial Corp | 34.77m | 11.40m | 76.75m | 81.00 | 6.82 | -- | -- | 2.42 | 3.09 | 3.09 | 8.59 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 35.94 | 31.34 | -- | -- | -- | -- | 25.32 | 2.45 | 39.06 | 10.36 | -- | 5.51 |
| Southern Michigan Bancorp Inc | 65.57m | 10.91m | 76.83m | 173.00 | 7.08 | 0.7878 | -- | 1.61 | 2.40 | 2.40 | 10.50 | 21.58 | -- | -- | -- | -- | 0.8104 | 0.9801 | -- | -- | -- | -- | 22.85 | 25.52 | -- | -- | -- | 21.36 | 48.57 | 17.10 | -19.17 | 6.06 | -- | 5.05 |
| BNCCorp Inc | 43.28m | 5.71m | 77.13m | 144.00 | 13.59 | 0.713 | 11.34 | 1.82 | 1.59 | 1.59 | 11.82 | 30.38 | -- | -- | -- | -- | 0.5969 | 1.78 | -- | -- | -- | -- | 13.48 | 25.84 | -- | -- | -- | -- | 28.75 | 4.65 | -12.23 | -3.55 | -15.46 | -- |
| Chesapeake Financial Shares Inc | 59.95m | 10.12m | 78.04m | -- | 7.70 | 0.7925 | -- | 1.22 | 2.15 | 2.15 | 13.56 | 20.88 | -- | -- | -- | -- | 0.7228 | 1.09 | -- | -- | -- | -- | 15.84 | 22.39 | -- | -- | -- | 19.62 | 26.80 | 13.13 | -42.59 | -1.33 | -- | 1.92 |
| First Keystone Corp | 56.99m | 5.56m | 79.99m | 212.00 | 14.16 | 0.6511 | 12.58 | 2.27 | 0.918 | 0.918 | 5.83 | 19.97 | -- | -- | -- | -- | 0.4051 | 0.9312 | -- | -- | -- | -- | 15.76 | 28.63 | -- | -- | -- | 57.94 | 22.78 | 9.88 | -60.35 | -9.60 | 30.00 | 0.73 |
| Kish Bancorp Inc | 67.42m | 13.83m | 81.20m | -- | 5.92 | 1.03 | -- | 1.48 | 5.20 | 5.20 | 20.63 | 29.85 | -- | -- | -- | -- | 1.00 | -- | -- | -- | -- | -- | 25.23 | -- | -- | -- | -- | -- | 19.17 | -- | 30.15 | -- | -- | -- |
| FFD Financial Corp | 10.57m | 1.51m | 82.86m | 51.00 | 56.44 | 4.31 | -- | 9.04 | 0.4961 | 0.4961 | 3.00 | 6.50 | -- | -- | -- | -- | 0.6761 | 0.655 | -- | -- | -- | -- | 16.52 | 16.39 | -- | -- | -- | 54.94 | 2.40 | 2.19 | 40.98 | 0.00 | 16.91 | 7.67 |
| ENB Financial Corp | 77.88m | 12.38m | 84.53m | 281.00 | 6.82 | 0.7084 | 5.88 | 1.27 | 2.19 | 2.19 | 11.82 | 21.10 | -- | -- | -- | -- | 0.6413 | 0.8456 | -- | -- | -- | -- | 18.54 | 22.56 | -- | -- | -- | 28.15 | 39.17 | 16.37 | -15.42 | 4.89 | 7.97 | 3.41 |
