Profile data is unavailable for this security.
About the company
FirstCash Holdings, Inc. is an international operator of pawn stores focused on serving cash and credit-constrained consumers. The Company is also a provider of technology-driven, retail point-of-sale (POS) payment solutions. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options. Its U.S. pawn segment consists of pawn operations in the U.S. while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia. Its retail POS payment solutions segment consists of the operations of AFF in the U.S. and Puerto Rico. It operates more than 3,300 pawn stores in the U.S., Latin America and the United Kingdom. Most of the stores buy and sell a variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and all make small non-recourse pawn loans secured by pledged personal property.
- Revenue in USD (TTM)3.66bn
- Net income in USD330.38m
- Incorporated2021
- Employees22.00k
- LocationFirstcash Holdings Inc1600 West 7Th StreetFORT WORTH 76102United StatesUSA
- Phone+1 (817) 258-2650
- Fax+1 (302) 636-5454
- Websitehttps://ir.firstcash.com/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LendingClub Corp | 998.85m | 135.68m | 1.80bn | 1.08k | 13.50 | 1.20 | 9.04 | 1.80 | 1.15 | 1.15 | 8.52 | 13.01 | 0.09 | -- | 23.70 | 929,160.90 | 1.22 | 1.37 | 9.55 | 7.73 | -- | -- | 13.58 | 11.47 | -- | -- | 0.8683 | 0.00 | 26.92 | 16.97 | 164.32 | -- | 35.13 | -- |
| Upstart Holdings Inc | 1.04bn | 53.60m | 3.01bn | 1.41k | 63.32 | 3.77 | 38.36 | 2.88 | 0.4845 | 0.4845 | 9.96 | 8.15 | 0.3908 | -- | 22.00 | 742,958.80 | 2.01 | -2.92 | 2.28 | -3.41 | 81.95 | 79.35 | 5.13 | -7.42 | -- | 2.89 | 0.696 | -- | 63.99 | 34.93 | 141.69 | 55.04 | 26.85 | -- |
| Bread Financial Holdings Inc | 4.50bn | 522.00m | 3.30bn | 6.00k | 6.63 | 0.9593 | 5.48 | 0.7348 | 10.92 | 10.84 | 94.52 | 75.44 | 0.1974 | -- | 0.2697 | -- | 2.29 | 2.20 | 5.63 | 6.52 | 92.84 | 91.98 | 11.61 | 11.63 | -- | 1.74 | 0.8456 | 8.02 | -3.17 | 3.44 | 86.74 | 20.39 | -- | -7.35 |
| Enova International Inc | 1.83bn | 308.39m | 3.69bn | 1.79k | 12.88 | 2.76 | 10.52 | 2.01 | 11.58 | 11.58 | 68.69 | 54.08 | 0.3119 | -- | 0.363 | -- | 5.26 | 5.60 | 5.52 | 5.91 | -- | -- | 16.85 | 17.19 | -- | 2.19 | 0.7709 | -- | 19.67 | 21.75 | 47.24 | -4.00 | 9.83 | -- |
| Nelnet Inc | 2.05bn | 425.89m | 4.66bn | 6.74k | 11.09 | 1.28 | 8.99 | 2.27 | 11.69 | 11.69 | 56.23 | 101.50 | 0.1466 | -- | 13.59 | 304,028.90 | 3.03 | 1.36 | 3.43 | 1.43 | 62.80 | 63.20 | 20.65 | 14.99 | -- | -- | 0.7217 | 13.06 | -2.24 | 3.92 | 105.26 | 5.22 | -25.73 | 8.64 |
| SLM Corp | 2.63bn | 729.12m | 4.79bn | 1.71k | 6.95 | -- | 9.31 | 2.41 | 3.46 | 3.46 | 9.41 | -- | -- | -- | -- | -- | -- | 2.42 | -- | -- | -- | -- | 37.54 | 37.54 | -- | -- | -- | 13.12 | 0.3134 | 5.38 | 23.57 | -3.49 | -- | 34.08 |
| Credit Acceptance Corp | 2.32bn | 423.90m | 5.17bn | 2.43k | 13.26 | 3.39 | 16.03 | 2.23 | 36.50 | 36.50 | 198.78 | 142.66 | 0.265 | -- | 64.91 | -- | 4.85 | 6.37 | 5.09 | 7.72 | -- | -- | 18.29 | 24.35 | -- | 2.28 | 0.8066 | -- | 7.16 | 6.78 | 71.00 | 0.1374 | -- | -- |
| OneMain Holdings Inc | 6.24bn | 783.00m | 6.67bn | 9.30k | 8.67 | 1.96 | 6.23 | 1.07 | 6.57 | 6.57 | 52.34 | 29.02 | 0.2343 | -- | 462.44 | 671,290.30 | 2.94 | 3.44 | 2.94 | 3.46 | 79.63 | 80.59 | 12.54 | 15.07 | -- | -- | 0.8697 | 78.66 | 9.09 | 4.82 | 53.83 | 1.41 | -- | 23.70 |
| UWM Holdings Corp | 2.94bn | 16.89m | 7.82bn | 9.10k | 60.01 | 44.03 | 45.32 | 2.66 | 0.0815 | 0.0815 | 15.80 | 0.1111 | 0.1827 | -- | 28.68 | 322,628.30 | 0.7476 | 8.69 | 0.9005 | 10.83 | 88.49 | 92.86 | 4.09 | 39.82 | -- | 1.10 | 0.9009 | 4.55 | 23.49 | 15.90 | 208.87 | -48.94 | 18.66 | -- |
| Firstcash Holdings Inc | 3.66bn | 330.38m | 8.00bn | 22.00k | 24.51 | 3.51 | 18.09 | 2.19 | 7.42 | 7.42 | 82.22 | 51.77 | 0.7489 | 4.43 | 38.70 | 166,411.00 | 6.76 | 5.83 | 7.32 | 6.36 | 50.28 | 48.95 | 9.02 | 8.11 | 3.36 | 5.07 | 0.4924 | 24.54 | 8.04 | 17.55 | 27.65 | 25.39 | 7.06 | 8.18 |
| Ally Financial Inc | 13.52bn | 742.00m | 12.59bn | 10.70k | 17.32 | 0.9554 | 6.21 | 1.42 | 2.36 | 2.36 | 28.33 | 50.24 | -- | -- | -- | -- | 0.4394 | 0.7633 | -- | -- | -- | -- | 9.63 | 16.15 | -- | -- | -- | 25.97 | -4.93 | 8.98 | 32.74 | -7.34 | -- | 9.57 |
| Holder | Shares | % Held |
|---|---|---|
| BlackRock Fund Advisorsas of 31 Dec 2025 | 4.26m | 9.65% |
| The Vanguard Group, Inc.as of 31 Dec 2025 | 3.69m | 8.35% |
| Fidelity Management & Research Co. LLCas of 30 Sep 2025 | 3.61m | 8.19% |
| EARNEST Partners LLCas of 31 Dec 2025 | 2.22m | 5.03% |
| SSgA Funds Management, Inc.as of 31 Dec 2025 | 1.41m | 3.19% |
| Geode Capital Management LLCas of 31 Dec 2025 | 1.04m | 2.37% |
| Managed Account Advisors LLCas of 30 Sep 2025 | 1.03m | 2.33% |
| FIAM LLCas of 30 Sep 2025 | 1.02m | 2.31% |
| Fiduciary Management, Inc.as of 31 Dec 2025 | 964.28k | 2.19% |
| Dimensional Fund Advisors LPas of 31 Dec 2025 | 892.84k | 2.02% |
