Profile data is unavailable for this security.
About the company
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
- Revenue in GBP (TTM)1.77bn
- Net income in GBP282.60m
- Incorporated2019
- Employees2.27k
- LocationOSB Group PLCOsb House Quayside, Chatham MaritimeCHATHAM ME4 4QZUnited KingdomGBR
- Phone+44 163 484 8944
- Websitehttps://www.osb.co.uk/
Peer analysis
- Key Information
- Stock Performance
- Per Share Data
- Efficiency
- Management Effectiveness
- Profitability
- Financial Strength
- Growth Rates
| Company | Revenue (TTM) | Net income (TTM) | Market cap | Employees | Price/earnings (TTM) | Price/book value (MRQ) | Price/cash flow (TTM) | Price/sales (TTM) | EPS (excl. extraordinary items, TTM) | EPS (incl. extraordinary items, TTM) | Revenue per share (TTM) | Book value per share (MRQ) | Asset turnover (TTM) | Inventory turnover (TTM) | Receivables turnover (TTM) | Revenues per employee (TTM) | Return on avg assets (TTM) | Return on avg assets (5 yr avg) | Return on investment (TTM) | Return on investment (5 yr avg) | Gross margin (TTM) | Gross margin (5 yr avg) | Net profit margin (TTM) | Net Profit margin (5 yr avg) | Quick ratio (MRQ) | Interest coverage (TTM) | Total debt to capital (MRQ) | Payout ratio (5 yr avg) | Revenue (YOY change %) | Revenue (5 yr growth rate) | Net income (YOY change %) | Net income (5 yr growth rate) | Capital expenditure (5 yr growth rate) | Dividend (5 yr growth rate) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Schweizerische Nationalbank | 10.22bn | -2.83bn | 357.82m | 900.00 | -- | 0.0064 | -- | 0.0072 | -31,841.00 | -31,841.00 | 559,010.00 | 625,839.00 | -- | -- | -- | -- | -0.38 | -0.861 | -- | -- | -- | -- | -5.70 | -19.52 | -- | -- | -- | -- | 56.03 | 3.54 | 97.60 | -- | -- | -- |
| Sparekassen Sjaelland-Fyn A/S | 122.66m | 64.57m | 439.01m | 537.00 | 6.82 | 0.8404 | 6.27 | 2.31 | 32.04 | 32.04 | 93.87 | 260.00 | -- | -- | -- | -- | 1.82 | 1.33 | -- | -- | -- | -- | 34.04 | 27.71 | -- | -- | -- | 21.61 | 43.65 | 11.83 | 50.21 | 21.81 | -2.35 | 26.19 |
| Graubuendner Kantonalbank | 486.87m | 193.81m | 1.17bn | 861.00 | 20.10 | 1.52 | 4.59 | 2.41 | 87.56 | 87.56 | 219.83 | 1,155.47 | -- | -- | -- | -- | 0.7744 | 0.6942 | -- | -- | -- | -- | 46.65 | 45.76 | -- | -- | -- | 56.09 | 92.96 | 16.38 | 10.37 | 3.73 | 11.69 | 3.50 |
| OSB Group PLC | 1.77bn | 282.60m | 1.48bn | 2.27k | 5.56 | 0.6956 | 5.04 | 2.02 | 0.6828 | 0.6828 | 1.74 | 5.45 | -- | -- | -- | -- | 0.9889 | 1.20 | -- | -- | -- | -- | 38.46 | 47.62 | -- | -- | -- | 33.97 | 65.25 | 34.07 | -31.07 | 15.82 | 33.87 | 16.99 |
| Cembra Money Bank AG | 374.80m | 140.31m | 1.98bn | 902.00 | 13.79 | 1.74 | 11.99 | 4.32 | 5.38 | 5.38 | 17.56 | 42.60 | -- | -- | -- | -- | 2.01 | 2.21 | -- | -- | -- | -- | 30.65 | 32.19 | -- | -- | -- | 70.77 | 9.48 | 5.05 | -6.66 | 0.5019 | -15.83 | 1.30 |
| Zuger Kantonalbank | 292.59m | 110.83m | 2.12bn | 477.00 | 19.13 | 1.60 | 15.32 | 7.28 | 433.84 | 433.84 | 1,142.47 | 5,192.23 | -- | -- | -- | -- | 0.6669 | 0.5848 | -- | -- | -- | -- | 37.97 | 39.32 | -- | -- | -- | 70.98 | 83.16 | 11.23 | 28.44 | 10.81 | 25.95 | 0.00 |
| Avanza Bank Holding AB | 367.99m | 151.42m | 2.75bn | 662.00 | 18.13 | 5.77 | 17.39 | 7.47 | 12.96 | 12.96 | 31.49 | 40.70 | 0.0175 | -- | -- | 7,485,628.00 | 0.7192 | 0.6902 | 0.9045 | 0.8851 | 71.14 | 81.72 | 41.17 | 46.06 | -- | -- | 0.9064 | 65.53 | 36.60 | 28.34 | 18.97 | 41.53 | -0.8131 | 40.51 |
| Banca Generali SpA | 1.12bn | 281.37m | 3.56bn | 1.06k | 12.36 | 3.32 | 11.80 | 3.18 | 2.86 | 2.86 | 11.37 | 10.65 | 0.0792 | -- | -- | 1,220,479.00 | 1.99 | 1.98 | 16.04 | 15.99 | 61.84 | 60.50 | 25.11 | 25.09 | -- | 401.25 | 0.9176 | 95.91 | 15.89 | 9.48 | 53.09 | 12.61 | 16.15 | 11.46 |
| Holder | Shares | % Held |
|---|---|---|
| JPMorgan Asset Management (UK) Ltd.as of 01 Apr 2024 | 23.82m | 6.06% |
| Jupiter Asset Management Ltd.as of 06 Feb 2024 | 21.41m | 5.45% |
| GLG Partners LPas of 30 Dec 2023 | 19.27m | 4.90% |
| Norges Bank Investment Managementas of 31 Dec 2022 | 17.39m | 4.43% |
| Man Group Investments Ltd.as of 01 Apr 2024 | 16.20m | 4.13% |
| The Vanguard Group, Inc.as of 01 Apr 2024 | 15.48m | 3.94% |
| Eleva Capital SASas of 31 Dec 2022 | 13.19m | 3.36% |
| M&G Investment Management Ltd.as of 01 Apr 2024 | 12.06m | 3.07% |
| Janus Henderson Investors UK Ltd.as of 01 Apr 2024 | 12.05m | 3.07% |
| abrdn Investments Ltd.as of 01 Apr 2024 | 9.58m | 2.44% |
