X Financial


X Financial

FinancialsInvestment Banking and Brokerage Services
  • Price (USD)4.08
  • Today's Change0.038 / 0.94%
  • Shares traded39.75k
  • 1 Year change+41.60%
  • Beta0.5593
Data delayed at least 15 minutes, as of Jun 09 2023 21:10 BST.
More ▼
Find More Stocks
Find More Stocks
Use our equities screener to discover other potential opportunities.
Equities ScreenerGo to the Equities Screener

Profile data is unavailable for this security.

About the company

X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

  • Revenue in USD (TTM)499.90m
  • Net income in USD113.93m
  • Incorporated--
  • Employees461.00
More ▼

Peer analysis

Key Information
CompanyRevenue (TTM)Net income (TTM)Market capEmployeesPrice/earnings (TTM)Price/book value (MRQ)Price/cash flow (TTM)Price/sales (TTM)EPS (excl. extraordinary items, TTM)EPS (incl. extraordinary items, TTM)Revenue per share (TTM)Book value per share (MRQ)Asset turnover (TTM)Inventory turnover (TTM)Receivables turnover (TTM)Revenues per employee (TTM)Return on avg assets (TTM)Return on avg assets (5 yr avg)Return on investment (TTM)Return on investment (5 yr avg)Gross margin (TTM)Gross margin
(5 yr avg)
Net profit margin (TTM)Net Profit margin
(5 yr avg)
Quick ratio (MRQ)Interest coverage (TTM)Total debt to capital (MRQ)Payout ratio
(5 yr avg)
(YOY change %)
(5 yr growth rate)
Net income
(YOY change %)
Net income
(5 yr growth rate)
Capital expenditure
(5 yr growth rate)
(5 yr growth rate)
California First Leasing Corp-100.00bn-100.00bn144.22m98.00--------------------------2.30--3.56------52.53------69.44-137.65---134.95----4.01
Sachem Capital Corp56.68m17.99m149.68m31.007.510.65168.262.640.4540.4541.435.230.1051--10.661,828,465.004.024.814.295.4356.7166.2138.2445.56----0.6045122.2771.8249.8950.2128.7920.7737.18
Rego Payment Architectures Inc680.00-20.74m169.97m4.00------249,953.00-0.1655-0.16550.00001-0.22740.0002----170.00-450.89-791.14---------2,863,810.00-60,521.93---18.02-----21.29---49.62--4.05--
Angel Oak Mortgage REIT Inc42.38m-143.77m183.11m300.00--0.7507--4.32-5.87-5.871.729.800.0146--2.03105,950.00-4.96---6.98--95.28---339.22----0.08560.8857--7.01---990.35------
Security National Financial Corp382.48m23.70m188.88m1.42k8.070.61527.220.49381.081.0817.6914.110.2582----268,973.101.602.29--------6.208.02--4.270.31780.00-15.537.89-34.9937.9711.93--
Oportun Financial Corp440.45m-225.50m195.70m1.41k--0.429--0.4443-6.74-6.7413.2413.460.1356--16.14146,816.00-6.940.982-7.201.03-----51.204.59----0.8655--20.7714.57-263.97--35.49--
X Financial499.90m113.93m196.36m461.001.880.194--0.39282.172.179.3021.030.4404--3.731,084,386.0010.315.8212.288.3340.3143.9023.4112.41----0.3621---1.7514.80-1.6219.00-21.75--
CNFinance Holdings Ltd - ADR260.25m18.99m202.32m930.0012.590.3711--0.77740.23430.23433.037.950.1285----279,835.700.93772.270.95942.5940.3945.687.3013.51----0.6657--32.67-11.53107.57-23.9735.38--
CoreCard Corp60.24m6.47m217.33m1.20k33.894.0217.163.610.75420.75427.046.350.8973--3.7350,197.509.6320.8911.6824.6543.1157.4410.7423.19--0.0340.00--44.6050.0353.57--57.76--
SWK Holdings Corp39.76m14.65m224.52m23.0015.390.819313.065.651.141.143.0921.390.1356--12.581,893,524.004.995.835.145.97----36.8439.06--2.530.03680.00-26.132.05-47.97-25.53----
Ocwen Financial Corp984.14m-72.68m232.04m4.90k--0.5573--0.2358-10.57-10.56118.0054.500.079--6.19200,844.30-0.5832-0.5349-0.5961-0.549493.2578.02-7.39-5.50--2.140.9652---9.16-4.40369.98--80.44--
Lesaka Technologies Inc516.61m-38.31m236.01m2.66k--1.21--0.4568-0.6349-0.63498.543.150.983815.0417.58194,434.00-6.33-10.09-7.95-14.5719.6434.29-6.43-34.501.33-0.88020.5054--70.21-18.26-16.00---16.45--
Bit Digital Inc32.30m-105.30m236.05m18.00--2.92--7.31-1.30-1.300.411.090.2357----1,794,256.00-76.83-37.82-80.50-39.5836.9156.36-326.03-72.70----0.00---66.3935.95-10,325.92--230.43--
Consumer Portfolio Services, Inc.325.56m78.69m249.33m779.003.991.013.110.76593.013.0112.5811.850.1273--3.31411,060.603.081.473.151.5068.0970.6624.1710.81----0.91260.0015.50-6.2680.9335.4226.29--
Agribank FCB3.88bn816.67m249.38m121.00111.4712.890.30520.24990.89480.89481.038.01--------0.53750.5524--------81.8280.93------74.9058.038.283.338.52----
AFC Gamma Inc74.55m35.80m250.59m0.006.900.74297.003.361.781.783.6916.490.1653------7.94--8.33--79.05--48.01----9.920.2058--100.55--71.10------
Data as of Jun 09 2023. Currency figures normalised to X Financial's reporting currency: US Dollar USD

Institutional shareholders

2.13%Per cent of shares held by top holders
HolderShares% Held
AWH Capital LPas of 31 Mar 2023332.11k1.03%
Renaissance Technologies LLCas of 31 Mar 2023105.68k0.33%
Greenwoods Investments SG Pte Ltd.as of 31 Dec 202270.20k0.22%
Goldman Sachs & Co. LLC (Private Banking)as of 31 Mar 202365.60k0.20%
Alpha Wave Global LPas of 31 Mar 202365.39k0.20%
G1 Execution Services LLCas of 31 Mar 202331.64k0.10%
Citadel Securities LLCas of 31 Mar 202311.32k0.04%
Morgan Stanley & Co. LLCas of 31 Mar 20236.27k0.02%
Larson Financial Group LLCas of 31 Mar 2023400.000.00%
UBS Securities LLCas of 31 Mar 2023338.000.00%
More ▼
Data from 31 Dec 2022 - 31 Mar 2023Source: FactSet Research Systems Inc.
An LSEG Business
All markets data located on FT.com is subject to the FT Terms & Conditions
All content on FT.com is for your general information and use only and is not intended to address your particular requirements. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by FT and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.
Any information that you receive via FT.com is at best delayed intraday data and not "real time". Share price information may be rounded up/down and therefore not entirely accurate. FT is not responsible for any use of content by you outside its scope as stated in the FT Terms & Conditions.